UNION SAVINGS BANK

Filed: 4/22/2025ACC: 0001985855-25-000002

📋 What this filing means

UNION SAVINGS BANK filed this quarterly 13F‑HR report disclosing 307 equity positions with a total reported market value of $204.62M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

307

Positions

$204.62M

Total AUM (reported)

1.56M

Total Shares

Allocation by class

COMMON STOCK$109.40M53.5%

ETF - LARGE CAP$54.72M26.7%

ETF - MID CAP$15.28M7.5%

ETF - SMALL CAP$7.37M3.6%

ETF - INTERM$5.90M2.9%

ETF - EQUITIES$4.85M2.4%

FOREIGN EQUITIES$2.54M1.2%

Portfolio Concentration

Top 3$65.65M32.1%

4–10$37.49M18.3%

11–25$30.50M14.9%

Rest$70.98M34.7%

Top 3 weight

32.1%

Top 10 weight

50.4%

Voting Authority Distribution

Total shares with voting rights: 1.56M

Sole

Full voting authority

1.52M

% of voting shares98.0%

Shared

Joint voting authority

3.98K

% of voting shares0.3%

None

No voting authority

27.41K

% of voting shares1.8%

Investment Discretion (by position count)

Sole294

Shared0

Other13

Dominant voting typeSole · 98.0% of voting shares

Institutional Holdings307

Rows:

INVESCO S&P 500 QUALITY ETF

SOLE

ETF - LARGE CAP

Shares437.17K

TypeSH

Market value$29.00M

14.17%

Sole

426.03K

Shared

0.00

None

11.13K

BERKSHIRE HATHAWAY INC COM

SOLE

COMMON STOCK

Shares32.00

TypeSH

Market value$25.55M

12.49%

Sole

32.00

Shared

0.00

None

0.00

SPDR S&P 500 ETF TRUST

SOLE

ETF - LARGE CAP

Shares19.84K

TypeSH

Market value$11.10M

5.42%

Sole

19.10K

Shared

738.00

None

0.00

ISHARES CORE S&P MID-CAP ETF

SOLE

ETF - MID CAP

Shares158.74K

TypeSH

Market value$9.26M

4.53%

Sole

158.65K

Shared

0.00

None

84.00

MICROSOFT CORP

SOLE

COMMON STOCK

Shares16.70K

TypeSH

Market value$6.27M

3.06%

Sole

16.38K

Shared

0.00

None

329.00

VANGUARD HIGH DIVIDEND YIELD ETF

SOLE

ETF - LARGE CAP

Shares43.26K

TypeSH

Market value$5.58M

2.73%

Sole

43.26K

Shared

0.00

None

0.00

APPLE INCORPORATED

SOLE

COMMON STOCK

Shares21.94K

TypeSH

Market value$4.87M

2.38%

Sole

21.67K

Shared

0.00

None

264.00

ISHARES RUSSELL 2000 INDEX

SOLE

ETF - SMALL CAP

Shares21.49K

TypeSH

Market value$4.29M

2.10%

Sole

21.49K

Shared

0.00

None

0.00

SPDR S&P MIDCAP 400 ETF TR

SOLE

ETF - MID CAP

Shares6.80K

TypeSH

Market value$3.63M

1.77%

Sole

6.80K

Shared

0.00

None

0.00

ETF ISHS INTER GOVT CR BD

SOLE

ETF - INTERM

Shares33.93K

TypeSH

Market value$3.60M

1.76%

Sole

33.93K

Shared

0.00

None

0.00

J P MORGAN CHASE & CO

SOLE

COMMON STOCK

Shares12.85K

TypeSH

Market value$3.15M

1.54%

Sole

12.73K

Shared

0.00

None

124.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

ETF - SMALL CAP

Shares26.20K

TypeSH

Market value$2.74M

1.34%

Sole

24.86K

Shared

0.00

None

1.34K

ALPHABET INC

SOLE

COMMON STOCK

Shares15.69K

TypeSH

Market value$2.43M

1.19%

Sole

15.41K

Shared

0.00

None

271.00

COSTCO WHOLESALE CORPORATION

SOLE

COMMON STOCK

Shares2.46K

TypeSH

Market value$2.32M

1.14%

Sole

2.43K

Shared

0.00

None

22.00

AMAZON.COM INC

SOLE

COMMON STOCK

Shares10.68K

TypeSH

Market value$2.03M

0.99%

Sole

10.54K

Shared

0.00

None

142.00

PROCTER & GAMBLE CO COM

SOLE

COMMON STOCK

Shares11.90K

TypeSH

Market value$2.03M

0.99%

Sole

11.90K

Shared

0.00

None

0.00

SPDR S&P DIVIDEND ETF

SOLE

ETF - LARGE CAP

Shares14.65K

TypeSH

Market value$1.99M

0.97%

Sole

14.65K

Shared

0.00

None

0.00

EXXON MOBIL CORP COM

SOLE

COMMON STOCK

Shares15.93K

TypeSH

Market value$1.89M

0.93%

Sole

15.34K

Shared

0.00

None

587.00

MASTERCARD INC

SOLE

COMMON STOCK

Shares3.37K

TypeSH

Market value$1.84M

0.90%

Sole

3.30K

Shared

0.00

None

61.00

AUTOMATIC DATA PROCESSING COM

SOLE

COMMON STOCK

Shares6.03K

TypeSH

Market value$1.84M

0.90%

Sole

5.90K

Shared

0.00

None

130.00

NVIDIA CORP

SOLE

COMMON STOCK

Shares16.45K

TypeSH

Market value$1.78M

0.87%

Sole

16.06K

Shared

0.00

None

389.00

ISHARES SELECT DIVIDEND ETF

SOLE

ETF - MID CAP

Shares13.25K

TypeSH

Market value$1.78M

0.87%

Sole

13.25K

Shared

0.00

None

0.00

IDEXX LABORATORIES INC

SOLE

COMMON STOCK

Shares4K

TypeSH

Market value$1.68M

0.82%

Sole

0.00

Shared

0.00

None

ELI LILLY & CO COM

SOLE

COMMON STOCK

Shares1.92K

TypeSH

Market value$1.59M

0.78%

Sole

1.92K

Shared

0.00

None

0.00

VANGUARD INFORMATION TECHNOLOGY VIPERS

SOLE

ETF - EQUITIES

Shares2.58K

TypeSH

Market value$1.40M

0.68%

Sole

2.58K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
INVESCO S&P 500 QUALITY ETFSOLE	ETF - LARGE CAP	437.17K	SH	$29.00M 14.17%	426.03K	0.00	11.13K
BERKSHIRE HATHAWAY INC COMSOLE	COMMON STOCK	32.00	SH	$25.55M 12.49%	32.00	0.00	0.00
SPDR S&P 500 ETF TRUSTSOLE	ETF - LARGE CAP	19.84K	SH	$11.10M 5.42%	19.10K	738.00	0.00
ISHARES CORE S&P MID-CAP ETFSOLE	ETF - MID CAP	158.74K	SH	$9.26M 4.53%	158.65K	0.00	84.00
MICROSOFT CORPSOLE	COMMON STOCK	16.70K	SH	$6.27M 3.06%	16.38K	0.00	329.00
VANGUARD HIGH DIVIDEND YIELD ETFSOLE	ETF - LARGE CAP	43.26K	SH	$5.58M 2.73%	43.26K	0.00	0.00
APPLE INCORPORATEDSOLE	COMMON STOCK	21.94K	SH	$4.87M 2.38%	21.67K	0.00	264.00
ISHARES RUSSELL 2000 INDEXSOLE	ETF - SMALL CAP	21.49K	SH	$4.29M 2.10%	21.49K	0.00	0.00
SPDR S&P MIDCAP 400 ETF TRSOLE	ETF - MID CAP	6.80K	SH	$3.63M 1.77%	6.80K	0.00	0.00
ETF ISHS INTER GOVT CR BDSOLE	ETF - INTERM	33.93K	SH	$3.60M 1.76%	33.93K	0.00	0.00
J P MORGAN CHASE & COSOLE	COMMON STOCK	12.85K	SH	$3.15M 1.54%	12.73K	0.00	124.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	ETF - SMALL CAP	26.20K	SH	$2.74M 1.34%	24.86K	0.00	1.34K
ALPHABET INCSOLE	COMMON STOCK	15.69K	SH	$2.43M 1.19%	15.41K	0.00	271.00
COSTCO WHOLESALE CORPORATIONSOLE	COMMON STOCK	2.46K	SH	$2.32M 1.14%	2.43K	0.00	22.00
AMAZON.COM INCSOLE	COMMON STOCK	10.68K	SH	$2.03M 0.99%	10.54K	0.00	142.00
PROCTER & GAMBLE CO COMSOLE	COMMON STOCK	11.90K	SH	$2.03M 0.99%	11.90K	0.00	0.00
SPDR S&P DIVIDEND ETFSOLE	ETF - LARGE CAP	14.65K	SH	$1.99M 0.97%	14.65K	0.00	0.00
EXXON MOBIL CORP COMSOLE	COMMON STOCK	15.93K	SH	$1.89M 0.93%	15.34K	0.00	587.00
MASTERCARD INCSOLE	COMMON STOCK	3.37K	SH	$1.84M 0.90%	3.30K	0.00	61.00
AUTOMATIC DATA PROCESSING COMSOLE	COMMON STOCK	6.03K	SH	$1.84M 0.90%	5.90K	0.00	130.00
NVIDIA CORPSOLE	COMMON STOCK	16.45K	SH	$1.78M 0.87%	16.06K	0.00	389.00
ISHARES SELECT DIVIDEND ETFSOLE	ETF - MID CAP	13.25K	SH	$1.78M 0.87%	13.25K	0.00	0.00
IDEXX LABORATORIES INCSOLE	COMMON STOCK	4K	SH	$1.68M 0.82%	0.00	0.00	4K
ELI LILLY & CO COMSOLE	COMMON STOCK	1.92K	SH	$1.59M 0.78%	1.92K	0.00	0.00
VANGUARD INFORMATION TECHNOLOGY VIPERSSOLE	ETF - EQUITIES	2.58K	SH	$1.40M 0.68%	2.58K	0.00	0.00

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