UNION SAVINGS BANK

Filed: 1/16/2025ACC: 0001985855-25-000001

📋 What this filing means

UNION SAVINGS BANK filed this quarterly 13F‑HR report disclosing 290 equity positions with a total reported market value of $203.38M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

290

Positions

$203.38M

Total AUM (reported)

1.52M

Total Shares

Allocation by class

COMMON STOCK$108.57M53.4%

ETF - LARGE CAP$52.58M25.9%

ETF - MID CAP$16.80M8.3%

ETF - SMALL CAP$8.34M4.1%

ETF - EQUITIES$5.07M2.5%

ETF - INTERM$4.66M2.3%

FOREIGN EQUITIES$2.69M1.3%

Portfolio Concentration

Top 3$59.16M29.1%

4–10$40.47M19.9%

11–25$31.41M15.4%

Rest$72.33M35.6%

Top 3 weight

29.1%

Top 10 weight

49.0%

Voting Authority Distribution

Total shares with voting rights: 1.52M

Sole

Full voting authority

1.49M

% of voting shares98.2%

Shared

Joint voting authority

1.42K

% of voting shares0.1%

None

No voting authority

25.93K

% of voting shares1.7%

Investment Discretion (by position count)

Sole278

Shared0

Other12

Dominant voting typeSole · 98.2% of voting shares

Institutional Holdings290

Rows:

INVESCO S&P 500 QUALITY ETF

SOLE

ETF - LARGE CAP

Shares388.12K

TypeSH

Market value$26.01M

12.79%

Sole

378.32K

Shared

0.00

None

9.80K

BERKSHIRE HATHAWAY INC COM

SOLE

COMMON STOCK

Shares32.00

TypeSH

Market value$21.79M

10.71%

Sole

32.00

Shared

0.00

None

0.00

SPDR S&P 500 ETF TRUST

SOLE

ETF - LARGE CAP

Shares19.39K

TypeSH

Market value$11.36M

5.59%

Sole

18.65K

Shared

738.00

None

0.00

ISHARES CORE S&P MID-CAP ETF

SOLE

ETF - MID CAP

Shares168.66K

TypeSH

Market value$10.51M

5.17%

Sole

168.66K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COMMON STOCK

Shares16.47K

TypeSH

Market value$6.94M

3.41%

Sole

16.17K

Shared

0.00

None

302.00

VANGUARD HIGH DIVIDEND YIELD ETF

SOLE

ETF - LARGE CAP

Shares43.78K

TypeSH

Market value$5.59M

2.75%

Sole

43.78K

Shared

0.00

None

0.00

APPLE INCORPORATED

SOLE

COMMON STOCK

Shares22.29K

TypeSH

Market value$5.58M

2.74%

Sole

22.07K

Shared

0.00

None

227.00

ISHARES RUSSELL 2000 INDEX

SOLE

ETF - SMALL CAP

Shares21.30K

TypeSH

Market value$4.71M

2.31%

Sole

21.30K

Shared

0.00

None

0.00

SPDR S&P MIDCAP 400 ETF TR

SOLE

ETF - MID CAP

Shares6.81K

TypeSH

Market value$3.88M

1.91%

Sole

6.81K

Shared

0.00

None

0.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

ETF - SMALL CAP

Shares28.32K

TypeSH

Market value$3.26M

1.60%

Sole

27.02K

Shared

0.00

None

1.30K

J P MORGAN CHASE & CO

SOLE

COMMON STOCK

Shares12.71K

TypeSH

Market value$3.05M

1.50%

Sole

12.62K

Shared

0.00

None

94.00

ETF ISHS INTER GOVT CR BD

SOLE

ETF - INTERM

Shares28.28K

TypeSH

Market value$2.95M

1.45%

Sole

28.28K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

COMMON STOCK

Shares15.55K

TypeSH

Market value$2.94M

1.45%

Sole

15.30K

Shared

0.00

None

253.00

COSTCO WHOLESALE CORPORATION

SOLE

COMMON STOCK

Shares2.47K

TypeSH

Market value$2.27M

1.11%

Sole

2.46K

Shared

0.00

None

17.00

AMAZON.COM INC

SOLE

COMMON STOCK

Shares10.18K

TypeSH

Market value$2.23M

1.10%

Sole

10.18K

Shared

0.00

None

0.00

PROCTER & GAMBLE CO COM

SOLE

COMMON STOCK

Shares12.53K

TypeSH

Market value$2.10M

1.03%

Sole

12.53K

Shared

0.00

None

0.00

NVIDIA CORP

SOLE

COMMON STOCK

Shares15.57K

TypeSH

Market value$2.09M

1.03%

Sole

15.28K

Shared

0.00

None

296.00

SPDR S&P DIVIDEND ETF

SOLE

ETF - LARGE CAP

Shares15.07K

TypeSH

Market value$1.99M

0.98%

Sole

15.07K

Shared

0.00

None

0.00

MASTERCARD INC

SOLE

COMMON STOCK

Shares3.42K

TypeSH

Market value$1.80M

0.88%

Sole

3.35K

Shared

0.00

None

62.00

AUTOMATIC DATA PROCESSING COM

SOLE

COMMON STOCK

Shares6.03K

TypeSH

Market value$1.76M

0.87%

Sole

5.90K

Shared

0.00

None

130.00

ISHARES SELECT DIVIDEND ETF

SOLE

ETF - MID CAP

Shares13.32K

TypeSH

Market value$1.75M

0.86%

Sole

13.32K

Shared

0.00

None

0.00

EXXON MOBIL CORP COM

SOLE

COMMON STOCK

Shares15.81K

TypeSH

Market value$1.70M

0.84%

Sole

15.23K

Shared

0.00

None

576.00

IDEXX LABORATORIES INC

SOLE

COMMON STOCK

Shares4K

TypeSH

Market value$1.65M

0.81%

Sole

0.00

Shared

0.00

None

VANGUARD INFORMATION TECHNOLOGY VIPERS

SOLE

ETF - EQUITIES

Shares2.58K

TypeSH

Market value$1.60M

0.79%

Sole

2.58K

Shared

0.00

None

0.00

ELI LILLY & CO COM

SOLE

COMMON STOCK

Shares1.97K

TypeSH

Market value$1.52M

0.75%

Sole

1.97K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
INVESCO S&P 500 QUALITY ETFSOLE	ETF - LARGE CAP	388.12K	SH	$26.01M 12.79%	378.32K	0.00	9.80K
BERKSHIRE HATHAWAY INC COMSOLE	COMMON STOCK	32.00	SH	$21.79M 10.71%	32.00	0.00	0.00
SPDR S&P 500 ETF TRUSTSOLE	ETF - LARGE CAP	19.39K	SH	$11.36M 5.59%	18.65K	738.00	0.00
ISHARES CORE S&P MID-CAP ETFSOLE	ETF - MID CAP	168.66K	SH	$10.51M 5.17%	168.66K	0.00	0.00
MICROSOFT CORPSOLE	COMMON STOCK	16.47K	SH	$6.94M 3.41%	16.17K	0.00	302.00
VANGUARD HIGH DIVIDEND YIELD ETFSOLE	ETF - LARGE CAP	43.78K	SH	$5.59M 2.75%	43.78K	0.00	0.00
APPLE INCORPORATEDSOLE	COMMON STOCK	22.29K	SH	$5.58M 2.74%	22.07K	0.00	227.00
ISHARES RUSSELL 2000 INDEXSOLE	ETF - SMALL CAP	21.30K	SH	$4.71M 2.31%	21.30K	0.00	0.00
SPDR S&P MIDCAP 400 ETF TRSOLE	ETF - MID CAP	6.81K	SH	$3.88M 1.91%	6.81K	0.00	0.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	ETF - SMALL CAP	28.32K	SH	$3.26M 1.60%	27.02K	0.00	1.30K
J P MORGAN CHASE & COSOLE	COMMON STOCK	12.71K	SH	$3.05M 1.50%	12.62K	0.00	94.00
ETF ISHS INTER GOVT CR BDSOLE	ETF - INTERM	28.28K	SH	$2.95M 1.45%	28.28K	0.00	0.00
ALPHABET INCSOLE	COMMON STOCK	15.55K	SH	$2.94M 1.45%	15.30K	0.00	253.00
COSTCO WHOLESALE CORPORATIONSOLE	COMMON STOCK	2.47K	SH	$2.27M 1.11%	2.46K	0.00	17.00
AMAZON.COM INCSOLE	COMMON STOCK	10.18K	SH	$2.23M 1.10%	10.18K	0.00	0.00
PROCTER & GAMBLE CO COMSOLE	COMMON STOCK	12.53K	SH	$2.10M 1.03%	12.53K	0.00	0.00
NVIDIA CORPSOLE	COMMON STOCK	15.57K	SH	$2.09M 1.03%	15.28K	0.00	296.00
SPDR S&P DIVIDEND ETFSOLE	ETF - LARGE CAP	15.07K	SH	$1.99M 0.98%	15.07K	0.00	0.00
MASTERCARD INCSOLE	COMMON STOCK	3.42K	SH	$1.80M 0.88%	3.35K	0.00	62.00
AUTOMATIC DATA PROCESSING COMSOLE	COMMON STOCK	6.03K	SH	$1.76M 0.87%	5.90K	0.00	130.00
ISHARES SELECT DIVIDEND ETFSOLE	ETF - MID CAP	13.32K	SH	$1.75M 0.86%	13.32K	0.00	0.00
EXXON MOBIL CORP COMSOLE	COMMON STOCK	15.81K	SH	$1.70M 0.84%	15.23K	0.00	576.00
IDEXX LABORATORIES INCSOLE	COMMON STOCK	4K	SH	$1.65M 0.81%	0.00	0.00	4K
VANGUARD INFORMATION TECHNOLOGY VIPERSSOLE	ETF - EQUITIES	2.58K	SH	$1.60M 0.79%	2.58K	0.00	0.00
ELI LILLY & CO COMSOLE	COMMON STOCK	1.97K	SH	$1.52M 0.75%	1.97K	0.00	0.00

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