UNION SAVINGS BANK

Filed: 10/24/2023ACC: 0001985855-23-000003

📋 What this filing means

UNION SAVINGS BANK filed this quarterly 13F‑HR report disclosing 301 equity positions with a total reported market value of $160.41M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

301

Positions

$160.41M

Total AUM (reported)

1.25M

Total Shares

Allocation by class

COMMON STOCK$97.11M60.5%

ETF - LARGE CAP$26.27M16.4%

ETF - MID CAP$14.57M9.1%

ETF - SMALL CAP$7.36M4.6%

ETF - EQUITIES$4.07M2.5%

FOREIGN EQUITIES$2.57M1.6%

ETF - SHORT$2.32M1.4%

Portfolio Concentration

Top 3$34.66M21.6%

4–10$30.37M18.9%

11–25$25.87M16.1%

Rest$69.50M43.3%

Top 3 weight

21.6%

Top 10 weight

40.5%

Voting Authority Distribution

Total shares with voting rights: 1.25M

Sole

Full voting authority

1.21M

% of voting shares97.3%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

33.46K

% of voting shares2.7%

Investment Discretion (by position count)

Sole286

Shared0

Other15

Dominant voting typeSole · 97.3% of voting shares

Institutional Holdings301

Rows:

BERKSHIRE HATHAWAY INC COM

SOLE

COMMON STOCK

Shares32.00

TypeSH

Market value$17.01M

10.60%

Sole

32.00

Shared

0.00

None

0.00

ISHARES CORE S&P MID-CAP ETF

SOLE

ETF - MID CAP

Shares35.75K

TypeSH

Market value$8.91M

5.56%

Sole

34.92K

Shared

0.00

None

830.00

SPDR S&P 500 ETF TRUST

SOLE

ETF - LARGE CAP

Shares20.44K

TypeSH

Market value$8.74M

5.45%

Sole

20.44K

Shared

0.00

None

0.00

VANGUARD HIGH DIVIDEND YIELD ETF

SOLE

ETF - LARGE CAP

Shares76K

TypeSH

Market value$7.85M

4.90%

Sole

76K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COMMON STOCK

Shares18.45K

TypeSH

Market value$5.83M

3.63%

Sole

17.92K

Shared

0.00

None

533.00

APPLE INCORPORATED

SOLE

COMMON STOCK

Shares25.02K

TypeSH

Market value$4.28M

2.67%

Sole

24.47K

Shared

0.00

None

550.00

ISHARES RUSSELL 2000 INDEX

SOLE

ETF - SMALL CAP

Shares22.81K

TypeSH

Market value$4.03M

2.51%

Sole

22.81K

Shared

0.00

None

0.00

SPDR S&P MIDCAP 400 ETF TR

SOLE

ETF - MID CAP

Shares7.08K

TypeSH

Market value$3.23M

2.01%

Sole

7.08K

Shared

0.00

None

0.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

ETF - SMALL CAP

Shares31.88K

TypeSH

Market value$3.01M

1.87%

Sole

30.58K

Shared

0.00

None

1.30K

ALPHABET INC

SOLE

COMMON STOCK

Shares16.37K

TypeSH

Market value$2.14M

1.34%

Sole

15.59K

Shared

0.00

None

785.00

EXXON MOBIL CORP COM

SOLE

COMMON STOCK

Shares17.90K

TypeSH

Market value$2.10M

1.31%

Sole

16.82K

Shared

0.00

None

1.08K

SPDR S&P DIVIDEND ETF

SOLE

ETF - LARGE CAP

Shares17.81K

TypeSH

Market value$2.05M

1.28%

Sole

17.81K

Shared

0.00

None

0.00

PROCTER & GAMBLE CO COM

SOLE

COMMON STOCK

Shares13.68K

TypeSH

Market value$2.00M

1.24%

Sole

13.68K

Shared

0.00

None

0.00

J P MORGAN CHASE & CO

SOLE

COMMON STOCK

Shares13.58K

TypeSH

Market value$1.97M

1.23%

Sole

13.23K

Shared

0.00

None

346.00

IDEXX LABORATORIES INC

SOLE

COMMON STOCK

Shares4.44K

TypeSH

Market value$1.94M

1.21%

Sole

0.00

Shared

0.00

None

4.44K

ISHARES SELECT DIVIDEND ETF

SOLE

ETF - MID CAP

Shares17.34K

TypeSH

Market value$1.87M

1.16%

Sole

17.34K

Shared

0.00

None

0.00

PEPSICO, INC COM

SOLE

COMMON STOCK

Shares9.78K

TypeSH

Market value$1.66M

1.03%

Sole

9.60K

Shared

0.00

None

187.00

COSTCO WHOLESALE CORPORATION

SOLE

COMMON STOCK

Shares2.86K

TypeSH

Market value$1.62M

1.01%

Sole

2.77K

Shared

0.00

None

97.00

AUTOMATIC DATA PROCESSING COM

SOLE

COMMON STOCK

Shares6.69K

TypeSH

Market value$1.61M

1.00%

Sole

6.56K

Shared

0.00

None

130.00

ACCENTURE PLC

SOLE

FOREIGN EQUITIES

Shares5.13K

TypeSH

Market value$1.58M

0.98%

Sole

4.80K

Shared

0.00

None

331.00

MASTERCARD INC

SOLE

COMMON STOCK

Shares3.91K

TypeSH

Market value$1.55M

0.97%

Sole

3.72K

Shared

0.00

None

187.00

ELI LILLY & CO COM

SOLE

COMMON STOCK

Shares2.86K

TypeSH

Market value$1.54M

0.96%

Sole

2.86K

Shared

0.00

None

0.00

ISHARES TRUST FLOATING RATE BOND ETF

SOLE

ETF - SHORT

Shares30.08K

TypeSH

Market value$1.53M

0.95%

Sole

30.08K

Shared

0.00

None

0.00

FLEXSHARES 3 YEAR DURATION TIPS ETF

SOLE

ETF - INFLATION PROTECTED

Shares62.13K

TypeSH

Market value$1.44M

0.90%

Sole

62.13K

Shared

0.00

None

0.00

DANAHER CORP

SOLE

COMMON STOCK

Shares5.76K

TypeSH

Market value$1.43M

0.89%

Sole

5.44K

Shared

0.00

None

317.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
BERKSHIRE HATHAWAY INC COMSOLE	COMMON STOCK	32.00	SH	$17.01M 10.60%	32.00	0.00
ISHARES CORE S&P MID-CAP ETFSOLE	ETF - MID CAP	35.75K	SH	$8.91M 5.56%	34.92K	830.00
SPDR S&P 500 ETF TRUSTSOLE	ETF - LARGE CAP	20.44K	SH	$8.74M 5.45%	20.44K	0.00
VANGUARD HIGH DIVIDEND YIELD ETFSOLE	ETF - LARGE CAP	76K	SH	$7.85M 4.90%	76K	0.00
MICROSOFT CORPSOLE	COMMON STOCK	18.45K	SH	$5.83M 3.63%	17.92K	533.00
APPLE INCORPORATEDSOLE	COMMON STOCK	25.02K	SH	$4.28M 2.67%	24.47K	550.00
ISHARES RUSSELL 2000 INDEXSOLE	ETF - SMALL CAP	22.81K	SH	$4.03M 2.51%	22.81K	0.00
SPDR S&P MIDCAP 400 ETF TRSOLE	ETF - MID CAP	7.08K	SH	$3.23M 2.01%	7.08K	0.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	ETF - SMALL CAP	31.88K	SH	$3.01M 1.87%	30.58K	1.30K
ALPHABET INCSOLE	COMMON STOCK	16.37K	SH	$2.14M 1.34%	15.59K	785.00
EXXON MOBIL CORP COMSOLE	COMMON STOCK	17.90K	SH	$2.10M 1.31%	16.82K	1.08K
SPDR S&P DIVIDEND ETFSOLE	ETF - LARGE CAP	17.81K	SH	$2.05M 1.28%	17.81K	0.00
PROCTER & GAMBLE CO COMSOLE	COMMON STOCK	13.68K	SH	$2.00M 1.24%	13.68K	0.00
J P MORGAN CHASE & COSOLE	COMMON STOCK	13.58K	SH	$1.97M 1.23%	13.23K	346.00
IDEXX LABORATORIES INCSOLE	COMMON STOCK	4.44K	SH	$1.94M 1.21%	0.00	4.44K
ISHARES SELECT DIVIDEND ETFSOLE	ETF - MID CAP	17.34K	SH	$1.87M 1.16%	17.34K	0.00
PEPSICO, INC COMSOLE	COMMON STOCK	9.78K	SH	$1.66M 1.03%	9.60K	187.00
COSTCO WHOLESALE CORPORATIONSOLE	COMMON STOCK	2.86K	SH	$1.62M 1.01%	2.77K	97.00
AUTOMATIC DATA PROCESSING COMSOLE	COMMON STOCK	6.69K	SH	$1.61M 1.00%	6.56K	130.00
ACCENTURE PLCSOLE	FOREIGN EQUITIES	5.13K	SH	$1.58M 0.98%	4.80K	331.00
MASTERCARD INCSOLE	COMMON STOCK	3.91K	SH	$1.55M 0.97%	3.72K	187.00
ELI LILLY & CO COMSOLE	COMMON STOCK	2.86K	SH	$1.54M 0.96%	2.86K	0.00
ISHARES TRUST FLOATING RATE BOND ETFSOLE	ETF - SHORT	30.08K	SH	$1.53M 0.95%	30.08K	0.00
FLEXSHARES 3 YEAR DURATION TIPS ETFSOLE	ETF - INFLATION PROTECTED	62.13K	SH	$1.44M 0.90%	62.13K	0.00
DANAHER CORPSOLE	COMMON STOCK	5.76K	SH	$1.43M 0.89%	5.44K	317.00

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