TSAVARIS STEVEN (Executive Chairman) received a stock award from PONCE FINANCIAL GROUP, INC.

Compensation award — not an open‑market transaction. Less informative as a directional signal.

A · 1 award

TSAVARIS STEVEN

Filed: 1/26/2026ACC: 0001193125-26-022976

InsiderTSAVARIS STEVENCIK 1717585

→

IssuerPONCE FINANCIAL GROUP, INC.CIK 1874071

DirectorOfficer· Executive Chairman

Since Jan 2022

+30K

Net shares

Net buyer

$0.00

Total acquired

Open market trades

0B · 0S

Total transactions

30K acquired

Non-Derivative Transactions1

Common Stock

Direct

A · Award

+15K

Price / share

—

Trade value

—

% of position

2.9%

1/22/2026

516.49K→531.49K

Total

Net shares

+15K

Net value

$0.00

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Common Stock Direct	1/22/2026	A · Award	+15K	—	—	2.9%	516.49K	531.49K
Total			+15K		$0.00

Derivative Transactions6

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

18.57

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

18.91

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

19.24

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

19.58

Held after

1.50K

Exercisable

—

1/22/2026

Premium Stock Options

Direct

A · Award

Converts to

Common Stock

1.50K shares

+1.50K

Strike price

19.92

Held after

1.50K

Exercisable

—

1/22/2026

Stock options

Direct

A · Award

Converts to

Common Stock

7.50K shares

+7.50K

Strike price

16.88

Held after

7.50K

Exercisable

—

1/22/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	18.57	—	1.50K
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	18.91	—	1.50K
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	19.24	—	1.50K
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	19.58	—	1.50K
Premium Stock Options Direct	Common Stock1.50K shares	1/22/2026	A · Award	+1.50K	19.92	—	1.50K
Stock options Direct	Common Stock7.50K shares	1/22/2026	A · Award	+7.50K	16.88	—	7.50K

Non-Derivative Holdings (Post-Transaction)2

Common Stock

Indirect

Shares owned12.77K

Common Stock

Indirect

Shares owned27.90K

Total

40.67K indirect40.67K

Security Title	Shares Owned	Ownership Type
Common Stock	12.77K	Indirect
Common Stock	27.90K	Indirect
Total	40.67K	40.67K indirect

Derivative Holdings (Post-Transaction)6

Stock Options

Direct

Underlying security

Common Stock

Underlying shares

62.21K

Shares owned

62.21K

Exercise price

9.15

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

24K

Shares owned

24K

Exercise price

10.89

Expiration

—

Exercise window

—

Premium Stock options

Direct

Underlying security

Common Stock

Underlying shares

24K

Shares owned

24K

Exercise price

10.70

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

24K

Shares owned

24K

Exercise price

10.33

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

24K

Shares owned

24K

Exercise price

10.52

Expiration

—

Exercise window

—

Premium Stock Options

Direct

Underlying security

Common Stock

Underlying shares

24K

Shares owned

24K

Exercise price

11.08

Expiration

—

Exercise window

—

Total

Underlying

182.21K

Owned

182.21K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Stock Options Direct	Common Stock	9.15	—	—	62.21K	62.21K
Premium Stock Options Direct	Common Stock	10.89	—	—	24K	24K
Premium Stock options Direct	Common Stock	10.70	—	—	24K	24K
Premium Stock Options Direct	Common Stock	10.33	—	—	24K	24K
Premium Stock Options Direct	Common Stock	10.52	—	—	24K	24K
Premium Stock Options Direct	Common Stock	11.08	—	—	24K	24K
Total					182.21K	182.21K