TOWNSEND KENT G (Executive Vice President) exercised options at CAPITOL FEDERAL FINANCIAL, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

TOWNSEND KENT G

Filed: 1/3/2025ACC: 0001220300-25-000002

InsiderTOWNSEND KENT GCIK 1220300

→

IssuerCAPITOL FEDERAL FINANCIAL, INC.CIK 1490906

Officer· Executive Vice President

Since Jan 2019

-2.55K

Net shares

Net seller

$44.4K

Total sold

Open market trades

0B · 0S

Total transactions

12.48K acquired · 15.03K disposed

Non-Derivative Transactions2

CFFN common stock

Direct

M · Option Exercise

+7.52K

Price / share

$11.33

Trade value

$85.16K

% of position

6.1%

12/31/2024

123.08K→130.60K

CFFN common stock

Direct

D · Disposition

−7.52K

Price / share

$5.91

Trade value

$44.42K

% of position

5.8%

12/31/2024

130.60K→123.08K

Total

Net shares

+0.00

Net value

$40.74K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
CFFN common stock Direct	12/31/2024	M · Option Exercise	+7.52K	$11.33	$85.16K	6.1%	123.08K	130.60K
CFFN common stock Direct	12/31/2024	D · Disposition	−7.52K	$5.91	$44.42K	5.8%	130.60K	123.08K
Total			+0.00		$40.74K

Derivative Transactions2

CFFN Phantom Stock 2021

Direct

M · Option Exercise

Converts to

CFFN common stock

7.52K shares

−7.52K

Strike price

11.33

Held after

0.00

Exercisable

—

12/31/2024

CFFN Phantom Stock 2024

Direct

A · Award

Converts to

CFFN common stock

4.97K shares

+4.97K

Strike price

5.91

Held after

4.97K

Exercisable

—

12/31/2024

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
CFFN Phantom Stock 2021 Direct	CFFN common stock7.52K shares	12/31/2024	M · Option Exercise	−7.52K	11.33	—	0.00
CFFN Phantom Stock 2024 Direct	CFFN common stock4.97K shares	12/31/2024	A · Award	+4.97K	5.91	—	4.97K

Non-Derivative Holdings (Post-Transaction)2

CFFN common stock

Indirect

Shares owned75.67K

CFFN common stock

Indirect

Shares owned39.99K

Total

115.66K indirect115.66K

Security Title	Shares Owned	Ownership Type
CFFN common stock	75.67K	Indirect
CFFN common stock	39.99K	Indirect
Total	115.66K	115.66K indirect

Derivative Holdings (Post-Transaction)1

CFFN Phantom Stock 2022

Direct

Underlying security

CFFN common stock

Underlying shares

12.44K

Shares owned

12.44K

Exercise price

8.65

Expiration

—

Exercise window

—

Total

Underlying

12.44K

Owned

12.44K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
CFFN Phantom Stock 2022 Direct	CFFN common stock	8.65	—	—	12.44K	12.44K
Total					12.44K	12.44K