Filed: 2/17/2026ACC: 0002110688-26-000001
📋 What this filing means
TOWNSEND FINANCIAL PLANNING, LLC filed this quarterly 13F‑HR report disclosing 26 equity positions with a total reported market value of $99.94M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
26
Positions
$99.94M
Total AUM (reported)
1.09M
Total Shares
Allocation by class
CORE S&P500 ETF$26.56M26.6%
CORE S&P MCP ETF$11.78M11.8%
CORE US AGGBD ET$11.73M11.7%
CORE S&P SCP ETF$6.97M7.0%
CORE S&P US VLU$6.60M6.6%
CORE MSCI TOTAL$6.30M6.3%
CORE 1 5 YR USD$6.20M6.2%
Portfolio Concentration
Top 3$50.08M50.1%
4–10$40.23M40.3%
11–25$9.43M9.4%
Rest$203.3K0.2%
Top 3 weight
50.1%
Top 10 weight
90.4%
Voting Authority Distribution
Total shares with voting rights: 1.09M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.09M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole26
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings26
Rows:
ISHARES TR
SOLEShares38.78K
TypeSH
Market value$26.56M
26.58%
Sole
0.00
Shared
0.00
None
38.78K
ISHARES TR
SOLEShares178.49K
TypeSH
Market value$11.78M
11.79%
Sole
0.00
Shared
0.00
None
178.49K
ISHARES TR
SOLEShares117.45K
TypeSH
Market value$11.73M
11.74%
Sole
0.00
Shared
0.00
None
117.45K
ISHARES TR
SOLEShares58.01K
TypeSH
Market value$6.97M
6.98%
Sole
0.00
Shared
0.00
None
58.01K
ISHARES TR
SOLEShares64.39K
TypeSH
Market value$6.60M
6.61%
Sole
0.00
Shared
0.00
None
64.39K
ISHARES TR
SOLEShares74.47K
TypeSH
Market value$6.30M
6.31%
Sole
0.00
Shared
0.00
None
74.47K
ISHARES TR
SOLEShares127.15K
TypeSH
Market value$6.20M
6.20%
Sole
0.00
Shared
0.00
None
127.15K
ISHARES TR
SOLEShares56.23K
TypeSH
Market value$6.20M
6.20%
Sole
0.00
Shared
0.00
None
56.23K
FIDELITY COVINGTON TRUST
SOLEShares168.25K
TypeSH
Market value$4.52M
4.53%
Sole
0.00
Shared
0.00
None
168.25K
ISHARES TR
SOLEShares67.72K
TypeSH
Market value$3.43M
3.44%
Sole
0.00
Shared
0.00
None
67.72K
ISHARES TR
SOLEShares18.95K
TypeSH
Market value$2.08M
2.08%
Sole
0.00
Shared
0.00
None
18.95K
VANGUARD WORLD FD
SOLEShares9.85K
TypeSH
Market value$1.19M
1.19%
Sole
0.00
Shared
0.00
None
9.85K
ISHARES TR
SOLEShares7.92K
TypeSH
Market value$810.8K
0.81%
Sole
0.00
Shared
0.00
None
7.92K
APPLE INC
SOLEShares2.83K
TypeSH
Market value$770.2K
0.77%
Sole
0.00
Shared
0.00
None
2.83K
NUSHARES ETF TR
SOLEShares29.44K
TypeSH
Market value$658.1K
0.66%
Sole
0.00
Shared
0.00
None
29.44K
VANGUARD BD INDEX FDS
SOLEShares6.68K
TypeSH
Market value$526.5K
0.53%
Sole
0.00
Shared
0.00
None
6.68K
ISHARES TR
SOLEShares3.17K
TypeSH
Market value$471.6K
0.47%
Sole
0.00
Shared
0.00
None
3.17K
VANGUARD WORLD FD
SOLEShares7.37K
TypeSH
Market value$469.0K
0.47%
Sole
0.00
Shared
0.00
None
7.37K
ISHARES TR
SOLEShares18.41K
TypeSH
Market value$464.6K
0.46%
Sole
0.00
Shared
0.00
None
18.41K
VANGUARD BD INDEX FDS
SOLEShares5.85K
TypeSH
Market value$455.7K
0.46%
Sole
0.00
Shared
0.00
None
5.85K
ISHARES GOLD TR
SOLEShares9.18K
TypeSH
Market value$394.8K
0.40%
Sole
0.00
Shared
0.00
None
9.18K
ISHARES TR
SOLEShares2.47K
TypeSH
Market value$324.5K
0.32%
Sole
0.00
Shared
0.00
None
2.47K
FIDELITY COVINGTON TRUST
SOLEShares8.49K
TypeSH
Market value$309.0K
0.31%
Sole
0.00
Shared
0.00
None
8.49K
VANGUARD WORLD FD
SOLEShares3.94K
TypeSH
Market value$281.9K
0.28%
Sole
0.00
Shared
0.00
None
3.94K
ISHARES TR
SOLEShares4.58K
TypeSH
Market value$219.4K
0.22%
Sole
0.00
Shared
0.00
None
4.58K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 38.78K | SH | $26.56M 26.58% | 0.00 | 0.00 | 38.78K |
ISHARES TRSOLE | CORE S&P MCP ETF | 178.49K | SH | $11.78M 11.79% | 0.00 | 0.00 | 178.49K |
ISHARES TRSOLE | CORE US AGGBD ET | 117.45K | SH | $11.73M 11.74% | 0.00 | 0.00 | 117.45K |
ISHARES TRSOLE | CORE S&P SCP ETF | 58.01K | SH | $6.97M 6.98% | 0.00 | 0.00 | 58.01K |
ISHARES TRSOLE | CORE S&P US VLU | 64.39K | SH | $6.60M 6.61% | 0.00 | 0.00 | 64.39K |
ISHARES TRSOLE | CORE MSCI TOTAL | 74.47K | SH | $6.30M 6.31% | 0.00 | 0.00 | 74.47K |
ISHARES TRSOLE | CORE 1 5 YR USD | 127.15K | SH | $6.20M 6.20% | 0.00 | 0.00 | 127.15K |
ISHARES TRSOLE | IBOXX INV CP ETF | 56.23K | SH | $6.20M 6.20% | 0.00 | 0.00 | 56.23K |
FIDELITY COVINGTON TRUSTSOLE | MSCI RL EST ETF | 168.25K | SH | $4.52M 4.53% | 0.00 | 0.00 | 168.25K |
ISHARES TRSOLE | 0-5YR INVT GR CP | 67.72K | SH | $3.43M 3.44% | 0.00 | 0.00 | 67.72K |
ISHARES TRSOLE | TIPS BD ETF | 18.95K | SH | $2.08M 2.08% | 0.00 | 0.00 | 18.95K |
VANGUARD WORLD FDSOLE | ESG US STK ETF | 9.85K | SH | $1.19M 1.19% | 0.00 | 0.00 | 9.85K |
ISHARES TRSOLE | 0-5 YR TIPS ETF | 7.92K | SH | $810.8K 0.81% | 0.00 | 0.00 | 7.92K |
APPLE INCSOLE | COM | 2.83K | SH | $770.2K 0.77% | 0.00 | 0.00 | 2.83K |
NUSHARES ETF TRSOLE | NUVEEN ESG US | 29.44K | SH | $658.1K 0.66% | 0.00 | 0.00 | 29.44K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 6.68K | SH | $526.5K 0.53% | 0.00 | 0.00 | 6.68K |
ISHARES TRSOLE | CORE S&P TTL STK | 3.17K | SH | $471.6K 0.47% | 0.00 | 0.00 | 3.17K |
VANGUARD WORLD FDSOLE | ESG US CORP BD | 7.37K | SH | $469.0K 0.47% | 0.00 | 0.00 | 7.37K |
ISHARES TRSOLE | ESG AWRE 1 5 YR | 18.41K | SH | $464.6K 0.46% | 0.00 | 0.00 | 18.41K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 5.85K | SH | $455.7K 0.46% | 0.00 | 0.00 | 5.85K |
ISHARES GOLD TRSOLE | SHARES REPRESENT | 9.18K | SH | $394.8K 0.40% | 0.00 | 0.00 | 9.18K |
ISHARES TRSOLE | S&P MC 400VL ETF | 2.47K | SH | $324.5K 0.32% | 0.00 | 0.00 | 2.47K |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED MID | 8.49K | SH | $309.0K 0.31% | 0.00 | 0.00 | 8.49K |
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 3.94K | SH | $281.9K 0.28% | 0.00 | 0.00 | 3.94K |
ISHARES TRSOLE | ESG AWR US AGRGT | 4.58K | SH | $219.4K 0.22% | 0.00 | 0.00 | 4.58K |
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