TOWNELEY CAPITAL MANAGEMENT, INC / DE

Filed: 10/9/2026ACC: 0002085853-26-001126

📋 What this filing means

TOWNELEY CAPITAL MANAGEMENT, INC / DE filed this quarterly 13F‑HR report disclosing 45 equity positions with a total reported market value of $504.71M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$504.71M

Total AUM (reported)

6.85M

Total Shares

Allocation by class

MRNGSTR TTL STK$168.85M33.5%

VG TL INTL STK F$67.48M13.4%

LONG TERM GROWER$39.26M7.8%

INTER TERM TREAS$34.83M6.9%

HENDERSON MTG$26.79M5.3%

SHRT TRM CORP BD$26.07M5.2%

FOCUSED LAR CAP$22.01M4.4%

Portfolio Concentration

Top 3$275.59M54.6%

4–10$160.12M31.7%

11–25$62.43M12.4%

Rest$6.57M1.3%

Top 3 weight

54.6%

Top 10 weight

86.3%

Voting Authority Distribution

Total shares with voting rights: 6.85M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.85M

% of voting shares100.0%

Investment Discretion (by position count)

Sole45

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings45

Rows:

VANGUARD INDEX FDS

SOLE

MRNGSTR TTL STK

Shares451.18K

TypeSH

Market value$168.85M

33.45%

Sole

0.00

Shared

0.00

None

451.18K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares794.28K

TypeSH

Market value$67.48M

13.37%

Sole

0.00

Shared

0.00

None

794.28K

HARBOR ETF TRUST

SOLE

LONG TERM GROWER

Shares1.14M

TypeSH

Market value$39.26M

7.78%

Sole

0.00

Shared

0.00

None

1.14M

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares614.72K

TypeSH

Market value$34.83M

6.90%

Sole

0.00

Shared

0.00

None

614.72K

JANUS DETROIT STR TR

SOLE

HENDERSON MTG

Shares633.99K

TypeSH

Market value$26.79M

5.31%

Sole

0.00

Shared

0.00

None

633.99K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares337.46K

TypeSH

Market value$26.07M

5.17%

Sole

0.00

Shared

0.00

None

337.46K

PUTNAM ETF TRUST

SOLE

FOCUSED LAR CAP

Shares418.25K

TypeSH

Market value$22.01M

4.36%

Sole

0.00

Shared

0.00

None

418.25K

ETFS GOLD TR

SOLE

PHYSCL GOLD SHS

Shares494.79K

TypeSH

Market value$19.57M

3.88%

Sole

0.00

Shared

0.00

None

494.79K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares367.75K

TypeSH

Market value$17.42M

3.45%

Sole

0.00

Shared

0.00

None

367.75K

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares562.78K

TypeSH

Market value$13.43M

2.66%

Sole

0.00

Shared

0.00

None

562.78K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares89.71K

TypeSH

Market value$10.57M

2.09%

Sole

0.00

Shared

0.00

None

89.71K

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares258.25K

TypeSH

Market value$10.15M

2.01%

Sole

0.00

Shared

0.00

None

258.25K

ABRDN PRECIOUS METALS BASKET

SOLE

PHYSCL PRECS MET

Shares48.63K

TypeSH

Market value$9.06M

1.80%

Sole

0.00

Shared

0.00

None

48.63K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares111.04K

TypeSH

Market value$8.67M

1.72%

Sole

0.00

Shared

0.00

None

111.04K

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares144.91K

TypeSH

Market value$7.27M

1.44%

Sole

0.00

Shared

0.00

None

144.91K

SPDR GOLD TR

SOLE

GOLD SHS

Shares10.62K

TypeSH

Market value$4.04M

0.80%

Sole

0.00

Shared

0.00

None

10.62K

VANECK ETF TRUST

SOLE

FALLEN ANGEL HG

Shares141.95K

TypeSH

Market value$3.95M

0.78%

Sole

0.00

Shared

0.00

None

141.95K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares10.16K

TypeSH

Market value$1.60M

0.32%

Sole

0.00

Shared

0.00

None

10.16K

BANK OF N T BUTTERFIELD & SO

SOLE

SHS NEW

Shares27.16K

TypeSH

Market value$1.57M

0.31%

Sole

0.00

Shared

0.00

None

27.16K

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares13.85K

TypeSH

Market value$1.39M

0.28%

Sole

0.00

Shared

0.00

None

13.85K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares1.48K

TypeSH

Market value$1.14M

0.23%

Sole

0.00

Shared

0.00

None

1.48K

ISHARES TR

SOLE

RUS 1000 ETF

Shares2.10K

TypeSH

Market value$872.2K

0.17%

Sole

0.00

Shared

0.00

None

2.10K

DIMENSIONAL ETF TRUST

SOLE

US EQUI MARK ETF

Shares9.87K

TypeSH

Market value$819.8K

0.16%

Sole

0.00

Shared

0.00

None

9.87K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares11.79K

TypeSH

Market value$678.5K

0.13%

Sole

0.00

Shared

0.00

None

11.79K

VANGUARD INDEX FDS

SOLE

MRNGSTR GRWT ETF

Shares7.17K

TypeSH

Market value$645.8K

0.13%

Sole

0.00

Shared

0.00

None

7.17K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	MRNGSTR TTL STK	451.18K	SH	$168.85M 33.45%	451.18K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	794.28K	SH	$67.48M 13.37%	794.28K
HARBOR ETF TRUSTSOLE	LONG TERM GROWER	1.14M	SH	$39.26M 7.78%	1.14M
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	614.72K	SH	$34.83M 6.90%	614.72K
JANUS DETROIT STR TRSOLE	HENDERSON MTG	633.99K	SH	$26.79M 5.31%	633.99K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	337.46K	SH	$26.07M 5.17%	337.46K
PUTNAM ETF TRUSTSOLE	FOCUSED LAR CAP	418.25K	SH	$22.01M 4.36%	418.25K
ETFS GOLD TRSOLE	PHYSCL GOLD SHS	494.79K	SH	$19.57M 3.88%	494.79K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	367.75K	SH	$17.42M 3.45%	367.75K
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	562.78K	SH	$13.43M 2.66%	562.78K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	89.71K	SH	$10.57M 2.09%	89.71K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	258.25K	SH	$10.15M 2.01%	258.25K
ABRDN PRECIOUS METALS BASKETSOLE	PHYSCL PRECS MET	48.63K	SH	$9.06M 1.80%	48.63K
ISHARES GOLD TRSOLE	ISHARES NEW	111.04K	SH	$8.67M 1.72%	111.04K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	144.91K	SH	$7.27M 1.44%	144.91K
SPDR GOLD TRSOLE	GOLD SHS	10.62K	SH	$4.04M 0.80%	10.62K
VANECK ETF TRUSTSOLE	FALLEN ANGEL HG	141.95K	SH	$3.95M 0.78%	141.95K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	10.16K	SH	$1.60M 0.32%	10.16K
BANK OF N T BUTTERFIELD & SOSOLE	SHS NEW	27.16K	SH	$1.57M 0.31%	27.16K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	13.85K	SH	$1.39M 0.28%	13.85K
ISHARES TRSOLE	CORE S&P500 ETF	1.48K	SH	$1.14M 0.23%	1.48K
ISHARES TRSOLE	RUS 1000 ETF	2.10K	SH	$872.2K 0.17%	2.10K
DIMENSIONAL ETF TRUSTSOLE	US EQUI MARK ETF	9.87K	SH	$819.8K 0.16%	9.87K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	11.79K	SH	$678.5K 0.13%	11.79K
VANGUARD INDEX FDSSOLE	MRNGSTR GRWT ETF	7.17K	SH	$645.8K 0.13%	7.17K

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