TOWNELEY CAPITAL MANAGEMENT, INC / DE

Filed: 7/30/2026ACC: 0002085853-26-000908

📋 What this filing means

TOWNELEY CAPITAL MANAGEMENT, INC / DE filed this quarterly 13F‑HR report disclosing 46 equity positions with a total reported market value of $509.49M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$509.49M

Total AUM (reported)

6.87M

Total Shares

Allocation by class

TOTAL STK MKT$169.43M33.3%

VG TL INTL STK F$69.09M13.6%

LONG TERM GROWER$37.21M7.3%

INTER TERM TREAS$35.81M7.0%

HENDERSON MTG$28.11M5.5%

SHRT TRM CORP BD$26.38M5.2%

FOCUSED LAR CAP$21.86M4.3%

Portfolio Concentration

Top 3$275.74M54.1%

4–10$163.48M32.1%

11–25$63.43M12.5%

Rest$6.84M1.3%

Top 3 weight

54.1%

Top 10 weight

86.2%

Voting Authority Distribution

Total shares with voting rights: 6.87M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

6.87M

% of voting shares100.0%

Investment Discretion (by position count)

Sole46

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings46

Rows:

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares457.87K

TypeSH

Market value$169.43M

33.25%

Sole

0.00

Shared

0.00

None

457.87K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares808.20K

TypeSH

Market value$69.09M

13.56%

Sole

0.00

Shared

0.00

None

808.20K

HARBOR ETF TRUST

SOLE

LONG TERM GROWER

Shares1.15M

TypeSH

Market value$37.21M

7.30%

Sole

0.00

Shared

0.00

None

1.15M

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares607.22K

TypeSH

Market value$35.81M

7.03%

Sole

0.00

Shared

0.00

None

607.22K

JANUS DETROIT STR TR

SOLE

HENDERSON MTG

Shares624.82K

TypeSH

Market value$28.11M

5.52%

Sole

0.00

Shared

0.00

None

624.82K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares333.82K

TypeSH

Market value$26.38M

5.18%

Sole

0.00

Shared

0.00

None

333.82K

PUTNAM ETF TRUST

SOLE

FOCUSED LAR CAP

Shares429.05K

TypeSH

Market value$21.86M

4.29%

Sole

0.00

Shared

0.00

None

429.05K

ETFS GOLD TR

SOLE

PHYSCL GOLD SHS

Shares498.15K

TypeSH

Market value$19.04M

3.74%

Sole

0.00

Shared

0.00

None

498.15K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares372.16K

TypeSH

Market value$18.82M

3.69%

Sole

0.00

Shared

0.00

None

372.16K

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares557.12K

TypeSH

Market value$13.45M

2.64%

Sole

0.00

Shared

0.00

None

557.12K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares89.56K

TypeSH

Market value$11.17M

2.19%

Sole

0.00

Shared

0.00

None

89.56K

DIMENSIONAL ETF TRUST

SOLE

EMGR CRE EQT MNG

Shares261.27K

TypeSH

Market value$10.51M

2.06%

Sole

0.00

Shared

0.00

None

261.27K

ABRDN PRECIOUS METALS BASKET

SOLE

PHYSCL PRECS MET

Shares48.62K

TypeSH

Market value$8.81M

1.73%

Sole

0.00

Shared

0.00

None

48.62K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares111.41K

TypeSH

Market value$8.41M

1.65%

Sole

0.00

Shared

0.00

None

111.41K

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares142.55K

TypeSH

Market value$7.87M

1.54%

Sole

0.00

Shared

0.00

None

142.55K

VANECK ETF TRUST

SOLE

FALLEN ANGEL HG

Shares139.12K

TypeSH

Market value$4.07M

0.80%

Sole

0.00

Shared

0.00

None

139.12K

SPDR GOLD TR

SOLE

GOLD SHS

Shares10.62K

TypeSH

Market value$3.91M

0.77%

Sole

0.00

Shared

0.00

None

10.62K

BANK OF N T BUTTERFIELD & SO

SOLE

SHS NEW

Shares27.16K

TypeSH

Market value$1.62M

0.32%

Sole

0.00

Shared

0.00

None

27.16K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares10.16K

TypeSH

Market value$1.59M

0.31%

Sole

0.00

Shared

0.00

None

10.16K

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares13.79K

TypeSH

Market value$1.39M

0.27%

Sole

0.00

Shared

0.00

None

13.79K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares1.49K

TypeSH

Market value$1.11M

0.22%

Sole

0.00

Shared

0.00

None

1.49K

ISHARES TR

SOLE

RUS 1000 ETF

Shares2.10K

TypeSH

Market value$858.3K

0.17%

Sole

0.00

Shared

0.00

None

2.10K

DIMENSIONAL ETF TRUST

SOLE

US EQUI MARK ETF

Shares9.99K

TypeSH

Market value$818.9K

0.16%

Sole

0.00

Shared

0.00

None

9.99K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares11.68K

TypeSH

Market value$679.8K

0.13%

Sole

0.00

Shared

0.00

None

11.68K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares7.17K

TypeSH

Market value$617.3K

0.12%

Sole

0.00

Shared

0.00

None

7.17K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	457.87K	SH	$169.43M 33.25%	457.87K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	808.20K	SH	$69.09M 13.56%	808.20K
HARBOR ETF TRUSTSOLE	LONG TERM GROWER	1.15M	SH	$37.21M 7.30%	1.15M
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	607.22K	SH	$35.81M 7.03%	607.22K
JANUS DETROIT STR TRSOLE	HENDERSON MTG	624.82K	SH	$28.11M 5.52%	624.82K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	333.82K	SH	$26.38M 5.18%	333.82K
PUTNAM ETF TRUSTSOLE	FOCUSED LAR CAP	429.05K	SH	$21.86M 4.29%	429.05K
ETFS GOLD TRSOLE	PHYSCL GOLD SHS	498.15K	SH	$19.04M 3.74%	498.15K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	372.16K	SH	$18.82M 3.69%	372.16K
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	557.12K	SH	$13.45M 2.64%	557.12K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	89.56K	SH	$11.17M 2.19%	89.56K
DIMENSIONAL ETF TRUSTSOLE	EMGR CRE EQT MNG	261.27K	SH	$10.51M 2.06%	261.27K
ABRDN PRECIOUS METALS BASKETSOLE	PHYSCL PRECS MET	48.62K	SH	$8.81M 1.73%	48.62K
ISHARES GOLD TRSOLE	ISHARES NEW	111.41K	SH	$8.41M 1.65%	111.41K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	142.55K	SH	$7.87M 1.54%	142.55K
VANECK ETF TRUSTSOLE	FALLEN ANGEL HG	139.12K	SH	$4.07M 0.80%	139.12K
SPDR GOLD TRSOLE	GOLD SHS	10.62K	SH	$3.91M 0.77%	10.62K
BANK OF N T BUTTERFIELD & SOSOLE	SHS NEW	27.16K	SH	$1.62M 0.32%	27.16K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	10.16K	SH	$1.59M 0.31%	10.16K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	13.79K	SH	$1.39M 0.27%	13.79K
ISHARES TRSOLE	CORE S&P500 ETF	1.49K	SH	$1.11M 0.22%	1.49K
ISHARES TRSOLE	RUS 1000 ETF	2.10K	SH	$858.3K 0.17%	2.10K
DIMENSIONAL ETF TRUSTSOLE	US EQUI MARK ETF	9.99K	SH	$818.9K 0.16%	9.99K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	11.68K	SH	$679.8K 0.13%	11.68K
VANGUARD INDEX FDSSOLE	GROWTH ETF	7.17K	SH	$617.3K 0.12%	7.17K

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