Filed: 7/30/2025ACC: 0001172661-25-002786
📋 What this filing means
TOWNELEY CAPITAL MANAGEMENT, INC / DE filed this quarterly 13F‑HR report disclosing 34 equity positions with a total reported market value of $435.94M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
34
Positions
$435.94M
Total AUM (reported)
7.02M
Total Shares
Allocation by class
TOTAL STK MKT$141.02M32.3%
VG TL INTL STK F$56.16M12.9%
LONG TERM GROWER$33.93M7.8%
INTER TERM TREAS$33.25M7.6%
HENDERSON MTG$26.05M6.0%
SHRT TRM CORP BD$25.45M5.8%
PHYSCL GOLD SHS$19.87M4.6%
Portfolio Concentration
Top 3$231.12M53.0%
4–10$151.73M34.8%
11–25$50.62M11.6%
Rest$2.47M0.6%
Top 3 weight
53.0%
Top 10 weight
87.8%
Voting Authority Distribution
Total shares with voting rights: 7.02M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
7.02M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole34
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings34
Rows:
VANGUARD INDEX FDS
SOLEShares464K
TypeSH
Market value$141.02M
32.35%
Sole
0.00
Shared
0.00
None
464K
VANGUARD STAR FDS
SOLEShares812.87K
TypeSH
Market value$56.16M
12.88%
Sole
0.00
Shared
0.00
None
812.87K
HARBOR ETF TRUST
SOLEShares1.17M
TypeSH
Market value$33.93M
7.78%
Sole
0.00
Shared
0.00
None
1.17M
VANGUARD SCOTTSDALE FDS
SOLEShares555.89K
TypeSH
Market value$33.25M
7.63%
Sole
0.00
Shared
0.00
None
555.89K
JANUS DETROIT STR TR
SOLEShares578.22K
TypeSH
Market value$26.05M
5.98%
Sole
0.00
Shared
0.00
None
578.22K
VANGUARD SCOTTSDALE FDS
SOLEShares320.17K
TypeSH
Market value$25.45M
5.84%
Sole
0.00
Shared
0.00
None
320.17K
ETFS GOLD TR
SOLEShares630.15K
TypeSH
Market value$19.87M
4.56%
Sole
0.00
Shared
0.00
None
630.15K
SCHWAB STRATEGIC TR
SOLEShares676.65K
TypeSH
Market value$17.93M
4.11%
Sole
0.00
Shared
0.00
None
676.65K
VANGUARD MUN BD FDS
SOLEShares328.98K
TypeSH
Market value$16.13M
3.70%
Sole
0.00
Shared
0.00
None
328.98K
SCHWAB STRATEGIC TR
SOLEShares535.17K
TypeSH
Market value$13.05M
2.99%
Sole
0.00
Shared
0.00
None
535.17K
AMERICAN CENTY ETF TR
SOLEShares95.18K
TypeSH
Market value$8.67M
1.99%
Sole
0.00
Shared
0.00
None
95.18K
DIMENSIONAL ETF TRUST
SOLEShares285.80K
TypeSH
Market value$8.27M
1.90%
Sole
0.00
Shared
0.00
None
285.80K
VANGUARD SCOTTSDALE FDS
SOLEShares129.95K
TypeSH
Market value$7.29M
1.67%
Sole
0.00
Shared
0.00
None
129.95K
ISHARES GOLD TR
SOLEShares114.65K
TypeSH
Market value$7.15M
1.64%
Sole
0.00
Shared
0.00
None
114.65K
ABRDN PRECIOUS METALS BASKET
SOLEShares51.14K
TypeSH
Market value$7.07M
1.62%
Sole
0.00
Shared
0.00
None
51.14K
VANECK ETF TRUST
SOLEShares128.36K
TypeSH
Market value$3.76M
0.86%
Sole
0.00
Shared
0.00
None
128.36K
SPDR GOLD TR
SOLEShares10.38K
TypeSH
Market value$3.16M
0.73%
Sole
0.00
Shared
0.00
None
10.38K
VANGUARD SCOTTSDALE FDS
SOLEShares20.22K
TypeSH
Market value$1.19M
0.27%
Sole
0.00
Shared
0.00
None
20.22K
ISHARES TR
SOLEShares1.53K
TypeSH
Market value$949.8K
0.22%
Sole
0.00
Shared
0.00
None
1.53K
VANGUARD INDEX FDS
SOLEShares1.59K
TypeSH
Market value$696.5K
0.16%
Sole
0.00
Shared
0.00
None
1.59K
DIMENSIONAL ETF TRUST
SOLEShares9.90K
TypeSH
Market value$663.4K
0.15%
Sole
0.00
Shared
0.00
None
9.90K
SPDR INDEX SHS FDS
SOLEShares14.53K
TypeSH
Market value$474.4K
0.11%
Sole
0.00
Shared
0.00
None
14.53K
BERKSHIRE HATHAWAY INC DEL
SOLEShares963.00
TypeSH
Market value$467.8K
0.11%
Sole
0.00
Shared
0.00
None
963.00
DIMENSIONAL ETF TRUST
SOLEShares9.97K
TypeSH
Market value$421.6K
0.10%
Sole
0.00
Shared
0.00
None
9.97K
VANGUARD INDEX FDS
SOLEShares2.15K
TypeSH
Market value$379.0K
0.09%
Sole
0.00
Shared
0.00
None
2.15K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 464K | SH | $141.02M 32.35% | 0.00 | 0.00 | 464K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 812.87K | SH | $56.16M 12.88% | 0.00 | 0.00 | 812.87K |
HARBOR ETF TRUSTSOLE | LONG TERM GROWER | 1.17M | SH | $33.93M 7.78% | 0.00 | 0.00 | 1.17M |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 555.89K | SH | $33.25M 7.63% | 0.00 | 0.00 | 555.89K |
JANUS DETROIT STR TRSOLE | HENDERSON MTG | 578.22K | SH | $26.05M 5.98% | 0.00 | 0.00 | 578.22K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 320.17K | SH | $25.45M 5.84% | 0.00 | 0.00 | 320.17K |
ETFS GOLD TRSOLE | PHYSCL GOLD SHS | 630.15K | SH | $19.87M 4.56% | 0.00 | 0.00 | 630.15K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 676.65K | SH | $17.93M 4.11% | 0.00 | 0.00 | 676.65K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 328.98K | SH | $16.13M 3.70% | 0.00 | 0.00 | 328.98K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 535.17K | SH | $13.05M 2.99% | 0.00 | 0.00 | 535.17K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 95.18K | SH | $8.67M 1.99% | 0.00 | 0.00 | 95.18K |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 285.80K | SH | $8.27M 1.90% | 0.00 | 0.00 | 285.80K |
VANGUARD SCOTTSDALE FDSSOLE | LONG TERM TREAS | 129.95K | SH | $7.29M 1.67% | 0.00 | 0.00 | 129.95K |
ISHARES GOLD TRSOLE | ISHARES NEW | 114.65K | SH | $7.15M 1.64% | 0.00 | 0.00 | 114.65K |
ABRDN PRECIOUS METALS BASKETSOLE | PHYSCL PRECS MET | 51.14K | SH | $7.07M 1.62% | 0.00 | 0.00 | 51.14K |
VANECK ETF TRUSTSOLE | FALLEN ANGEL HG | 128.36K | SH | $3.76M 0.86% | 0.00 | 0.00 | 128.36K |
SPDR GOLD TRSOLE | GOLD SHS | 10.38K | SH | $3.16M 0.73% | 0.00 | 0.00 | 10.38K |
VANGUARD SCOTTSDALE FDSSOLE | SHORT TERM TREAS | 20.22K | SH | $1.19M 0.27% | 0.00 | 0.00 | 20.22K |
ISHARES TRSOLE | CORE S&P500 ETF | 1.53K | SH | $949.8K 0.22% | 0.00 | 0.00 | 1.53K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 1.59K | SH | $696.5K 0.16% | 0.00 | 0.00 | 1.59K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 9.90K | SH | $663.4K 0.15% | 0.00 | 0.00 | 9.90K |
SPDR INDEX SHS FDSSOLE | MSCI ACWI EXUS | 14.53K | SH | $474.4K 0.11% | 0.00 | 0.00 | 14.53K |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 963.00 | SH | $467.8K 0.11% | 0.00 | 0.00 | 963.00 |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 9.97K | SH | $421.6K 0.10% | 0.00 | 0.00 | 9.97K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 2.15K | SH | $379.0K 0.09% | 0.00 | 0.00 | 2.15K |
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