TOWERCREST CAPITAL MANAGEMENT

Filed: 2/11/2025ACC: 0001633288-25-000001

📋 What this filing means

TOWERCREST CAPITAL MANAGEMENT filed this quarterly 13F‑HR report disclosing 103 equity positions with a total reported market value of $618.74M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

103

Positions

$618.74M

Total AUM (reported)

12.65M

Total Shares

Allocation by class

CORE S&P500 ETF$66.67M10.8%

US LRG CAP ETF$52.61M8.5%

COM$38.32M6.2%

CORE US AGGBD ET$36.07M5.8%

FLTG RATE NT ETF$33.34M5.4%

IBOXX HI YD ETF$29.87M4.8%

US AGGREGATE B$24.30M3.9%

Portfolio Concentration

Top 3$155.34M25.1%

4–10$170.88M27.6%

11–25$186.35M30.1%

Rest$106.17M17.2%

Top 3 weight

25.1%

Top 10 weight

52.7%

Voting Authority Distribution

Total shares with voting rights: 12.65M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

12.65M

% of voting shares100.0%

Investment Discretion (by position count)

Sole103

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings103

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares113.25K

TypeSH

Market value$66.67M

10.77%

Sole

0.00

Shared

0.00

None

113.25K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares2.27M

TypeSH

Market value$52.61M

8.50%

Sole

0.00

Shared

0.00

None

2.27M

ISHARES TR

SOLE

CORE US AGGBD ET

Shares372.19K

TypeSH

Market value$36.07M

5.83%

Sole

0.00

Shared

0.00

None

372.19K

ISHARES TR

SOLE

FLTG RATE NT ETF

Shares655.17K

TypeSH

Market value$33.34M

5.39%

Sole

0.00

Shared

0.00

None

655.17K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares379.79K

TypeSH

Market value$29.87M

4.83%

Sole

0.00

Shared

0.00

None

379.79K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares1.07M

TypeSH

Market value$24.30M

3.93%

Sole

0.00

Shared

0.00

None

1.07M

SPDR SER TR

SOLE

BLOMBERG BRC INV

Shares748.10K

TypeSH

Market value$22.99M

3.72%

Sole

0.00

Shared

0.00

None

748.10K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares319.10K

TypeSH

Market value$22.43M

3.62%

Sole

0.00

Shared

0.00

None

319.10K

ISHARES TR

SOLE

JPMORGAN USD EMG

Shares213.34K

TypeSH

Market value$19.00M

3.07%

Sole

0.00

Shared

0.00

None

213.34K

ISHARES TR

SOLE

CORE MSCI EMKT

Shares363.25K

TypeSH

Market value$18.97M

3.07%

Sole

0.00

Shared

0.00

None

363.25K

APPLE INC

SOLE

COM

Shares62.71K

TypeSH

Market value$15.70M

2.54%

Sole

0.00

Shared

0.00

None

62.71K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares840.55K

TypeSH

Market value$15.55M

2.51%

Sole

0.00

Shared

0.00

None

840.55K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares245.09K

TypeSH

Market value$15.27M

2.47%

Sole

0.00

Shared

0.00

None

245.09K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares131.17K

TypeSH

Market value$15.11M

2.44%

Sole

0.00

Shared

0.00

None

131.17K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares137.12K

TypeSH

Market value$14.65M

2.37%

Sole

0.00

Shared

0.00

None

137.12K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares131.68K

TypeSH

Market value$14.03M

2.27%

Sole

0.00

Shared

0.00

None

131.68K

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares501.42K

TypeSH

Market value$13.35M

2.16%

Sole

0.00

Shared

0.00

None

501.42K

SPDR SERIES TRUST

SOLE

PORTFOLIO LR ETF

Shares175.39K

TypeSH

Market value$12.09M

1.95%

Sole

0.00

Shared

0.00

None

175.39K

SPDR TR S&P 500 ETF TR

SOLE

TR UNIT

Shares20.48K

TypeSH

Market value$12.01M

1.94%

Sole

0.00

Shared

0.00

None

20.48K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares375.67K

TypeSH

Market value$10.41M

1.68%

Sole

0.00

Shared

0.00

None

375.67K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares394.65K

TypeSH

Market value$10.21M

1.65%

Sole

0.00

Shared

0.00

None

394.65K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares77.61K

TypeSH

Market value$9.98M

1.61%

Sole

0.00

Shared

0.00

None

77.61K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares427.76K

TypeSH

Market value$9.71M

1.57%

Sole

0.00

Shared

0.00

None

427.76K

PIMCO ETF TR

SOLE

INV GRD CRP BD

Shares99.07K

TypeSH

Market value$9.42M

1.52%

Sole

0.00

Shared

0.00

None

99.07K

SPDR SERIES TRUST

SOLE

PORTFOLIO AGRGTE

Shares354K

TypeSH

Market value$8.85M

1.43%

Sole

0.00

Shared

0.00

None

354K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	113.25K	SH	$66.67M 10.77%	113.25K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	2.27M	SH	$52.61M 8.50%	2.27M
ISHARES TRSOLE	CORE US AGGBD ET	372.19K	SH	$36.07M 5.83%	372.19K
ISHARES TRSOLE	FLTG RATE NT ETF	655.17K	SH	$33.34M 5.39%	655.17K
ISHARES TRSOLE	IBOXX HI YD ETF	379.79K	SH	$29.87M 4.83%	379.79K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	1.07M	SH	$24.30M 3.93%	1.07M
SPDR SER TRSOLE	BLOMBERG BRC INV	748.10K	SH	$22.99M 3.72%	748.10K
ISHARES TRSOLE	CORE MSCI EAFE	319.10K	SH	$22.43M 3.62%	319.10K
ISHARES TRSOLE	JPMORGAN USD EMG	213.34K	SH	$19.00M 3.07%	213.34K
ISHARES TRSOLE	CORE MSCI EMKT	363.25K	SH	$18.97M 3.07%	363.25K
APPLE INCSOLE	COM	62.71K	SH	$15.70M 2.54%	62.71K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	840.55K	SH	$15.55M 2.51%	840.55K
ISHARES TRSOLE	CORE S&P MCP ETF	245.09K	SH	$15.27M 2.47%	245.09K
ISHARES TRSOLE	CORE S&P SCP ETF	131.17K	SH	$15.11M 2.44%	131.17K
ISHARES TRSOLE	IBOXX INV CP ETF	137.12K	SH	$14.65M 2.37%	137.12K
ISHARES TRSOLE	NATIONAL MUN ETF	131.68K	SH	$14.03M 2.27%	131.68K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	501.42K	SH	$13.35M 2.16%	501.42K
SPDR SERIES TRUSTSOLE	PORTFOLIO LR ETF	175.39K	SH	$12.09M 1.95%	175.39K
SPDR TR S&P 500 ETF TRSOLE	TR UNIT	20.48K	SH	$12.01M 1.94%	20.48K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	375.67K	SH	$10.41M 1.68%	375.67K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	394.65K	SH	$10.21M 1.65%	394.65K
ISHARES TRSOLE	CORE S&P TTL STK	77.61K	SH	$9.98M 1.61%	77.61K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	427.76K	SH	$9.71M 1.57%	427.76K
PIMCO ETF TRSOLE	INV GRD CRP BD	99.07K	SH	$9.42M 1.52%	99.07K
SPDR SERIES TRUSTSOLE	PORTFOLIO AGRGTE	354K	SH	$8.85M 1.43%	354K

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