TOBIAS FINANCIAL ADVISORS, INC.

Filed: 2/13/2026ACC: 0001172661-26-000762

📋 What this filing means

TOBIAS FINANCIAL ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 146 equity positions with a total reported market value of $707.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

146

Positions

$707.86M

Total AUM (reported)

12.41M

Total Shares

Allocation by class

STATE STREET SPD$113.75M16.1%

MSCI INTL QUALTY$47.31M6.7%

SHORT TRM BOND$39.85M5.6%

NASDAQ 100 ETF$39.42M5.6%

GROWTH ETF$35.97M5.1%

COM$35.65M5.0%

STATE STREET MUL$32.80M4.6%

Portfolio Concentration

Top 3$187.72M26.5%

4–10$204.56M28.9%

11–25$171.83M24.3%

Rest$143.75M20.3%

Top 3 weight

26.5%

Top 10 weight

55.4%

Voting Authority Distribution

Total shares with voting rights: 12.41M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

12.41M

% of voting shares100.0%

Investment Discretion (by position count)

Sole146

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings146

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares3.90M

TypeSH

Market value$100.55M

14.21%

Sole

0.00

Shared

0.00

None

3.90M

ISHARES TR

SOLE

MSCI INTL QUALTY

Shares1.04M

TypeSH

Market value$47.31M

6.68%

Sole

0.00

Shared

0.00

None

1.04M

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares505.69K

TypeSH

Market value$39.85M

5.63%

Sole

0.00

Shared

0.00

None

505.69K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares155.85K

TypeSH

Market value$39.42M

5.57%

Sole

0.00

Shared

0.00

None

155.85K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares73.74K

TypeSH

Market value$35.97M

5.08%

Sole

0.00

Shared

0.00

None

73.74K

SSGA ACTIVE ETF TR

SOLE

STATE STREET MUL

Shares1.04M

TypeSH

Market value$32.80M

4.63%

Sole

0.00

Shared

0.00

None

1.04M

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares552.46K

TypeSH

Market value$27.57M

3.89%

Sole

0.00

Shared

0.00

None

552.46K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares397.56K

TypeSH

Market value$26.72M

3.78%

Sole

0.00

Shared

0.00

None

397.56K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares399.06K

TypeSH

Market value$21.45M

3.03%

Sole

0.00

Shared

0.00

None

399.06K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares103.80K

TypeSH

Market value$20.62M

2.91%

Sole

0.00

Shared

0.00

None

103.80K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares599.98K

TypeSH

Market value$20.53M

2.90%

Sole

0.00

Shared

0.00

None

599.98K

DIMENSIONAL ETF TRUST

SOLE

INTL SMALL CAP E

Shares571.20K

TypeSH

Market value$18.82M

2.66%

Sole

0.00

Shared

0.00

None

571.20K

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares289.26K

TypeSH

Market value$16.56M

2.34%

Sole

0.00

Shared

0.00

None

289.26K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares175.61K

TypeSH

Market value$15.54M

2.20%

Sole

0.00

Shared

0.00

None

175.61K

ISHARES TR

SOLE

RUS 2000 GRW ETF

Shares43.45K

TypeSH

Market value$14.03M

1.98%

Sole

0.00

Shared

0.00

None

43.45K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP VAL

Shares414.59K

TypeSH

Market value$13.64M

1.93%

Sole

0.00

Shared

0.00

None

414.59K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares25.62K

TypeSH

Market value$12.13M

1.71%

Sole

0.00

Shared

0.00

None

25.62K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares133.85K

TypeSH

Market value$9.91M

1.40%

Sole

0.00

Shared

0.00

None

133.85K

DIMENSIONAL ETF TRUST

SOLE

US MKTWIDE VALUE

Shares209.71K

TypeSH

Market value$9.77M

1.38%

Sole

0.00

Shared

0.00

None

209.71K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares80.46K

TypeSH

Market value$8.58M

1.21%

Sole

0.00

Shared

0.00

None

80.46K

APPLE INC

SOLE

COM

Shares26.58K

TypeSH

Market value$7.23M

1.02%

Sole

0.00

Shared

0.00

None

26.58K

SPDR INDEX SHS FDS

SOLE

MSCI ACWI EXUS

Shares190.44K

TypeSH

Market value$6.84M

0.97%

Sole

0.00

Shared

0.00

None

190.44K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares52.88K

TypeSH

Market value$6.52M

0.92%

Sole

0.00

Shared

0.00

None

52.88K

WISDOMTREE TR

SOLE

US LARGECAP DIVD

Shares66.89K

TypeSH

Market value$5.89M

0.83%

Sole

0.00

Shared

0.00

None

66.89K

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares54.85K

TypeSH

Market value$5.85M

0.83%

Sole

0.00

Shared

0.00

None

54.85K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SPDR SERIES TRUSTSOLE	STATE STREET SPD	3.90M	SH	$100.55M 14.21%	3.90M
ISHARES TRSOLE	MSCI INTL QUALTY	1.04M	SH	$47.31M 6.68%	1.04M
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	505.69K	SH	$39.85M 5.63%	505.69K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	155.85K	SH	$39.42M 5.57%	155.85K
VANGUARD INDEX FDSSOLE	GROWTH ETF	73.74K	SH	$35.97M 5.08%	73.74K
SSGA ACTIVE ETF TRSOLE	STATE STREET MUL	1.04M	SH	$32.80M 4.63%	1.04M
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	552.46K	SH	$27.57M 3.89%	552.46K
ISHARES INCSOLE	CORE MSCI EMKT	397.56K	SH	$26.72M 3.78%	397.56K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	399.06K	SH	$21.45M 3.03%	399.06K
ISHARES TRSOLE	MSCI USA QLT FCT	103.80K	SH	$20.62M 2.91%	103.80K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	599.98K	SH	$20.53M 2.90%	599.98K
DIMENSIONAL ETF TRUSTSOLE	INTL SMALL CAP E	571.20K	SH	$18.82M 2.66%	571.20K
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	289.26K	SH	$16.56M 2.34%	289.26K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	175.61K	SH	$15.54M 2.20%	175.61K
ISHARES TRSOLE	RUS 2000 GRW ETF	43.45K	SH	$14.03M 1.98%	43.45K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP VAL	414.59K	SH	$13.64M 1.93%	414.59K
ISHARES TRSOLE	RUS 1000 GRW ETF	25.62K	SH	$12.13M 1.71%	25.62K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	133.85K	SH	$9.91M 1.40%	133.85K
DIMENSIONAL ETF TRUSTSOLE	US MKTWIDE VALUE	209.71K	SH	$9.77M 1.38%	209.71K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	80.46K	SH	$8.58M 1.21%	80.46K
APPLE INCSOLE	COM	26.58K	SH	$7.23M 1.02%	26.58K
SPDR INDEX SHS FDSSOLE	MSCI ACWI EXUS	190.44K	SH	$6.84M 0.97%	190.44K
ISHARES TRSOLE	S&P 500 GRWT ETF	52.88K	SH	$6.52M 0.92%	52.88K
WISDOMTREE TRSOLE	US LARGECAP DIVD	66.89K	SH	$5.89M 0.83%	66.89K
ISHARES TRSOLE	SHRT NAT MUN ETF	54.85K	SH	$5.85M 0.83%	54.85K

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