Filed: 2/2/2026ACC: 0001766995-26-000001
📋 What this filing means
SUMMIT WEALTH & RETIREMENT PLANNING, INC. filed this quarterly 13F‑HR report disclosing 112 equity positions with a total reported market value of $424.67M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
112
Positions
$424.67M
Total AUM (reported)
8.04M
Total Shares
Allocation by class
MEGA CAP INDEX$53.81M12.7%
US LCAP VA ETF$50.56M11.9%
US LCAP GR ETF$49.86M11.7%
COM$41.32M9.7%
INTL EQTY ETF$35.60M8.4%
PHYSCL PRECS MET$28.88M6.8%
IMGP DBI MANAGED$16.82M4.0%
Portfolio Concentration
Top 3$154.23M36.3%
4–10$143.43M33.8%
11–25$75.61M17.8%
Rest$51.41M12.1%
Top 3 weight
36.3%
Top 10 weight
70.1%
Voting Authority Distribution
Total shares with voting rights: 8.04M
Sole
Full voting authority
326.85K
shares
% of voting shares4.1%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
7.72M
shares
% of voting shares95.9%
Investment Discretion (by position count)
Sole112
Shared0
Other0
Dominant voting typeNone · 95.9% of voting shares
Institutional Holdings112
Rows:
VANGUARD WORLD FD
SOLEShares214.25K
TypeSH
Market value$53.81M
12.67%
Sole
7.47K
Shared
0.00
None
206.78K
SCHWAB STRATEGIC TR
SOLEShares1.71M
TypeSH
Market value$50.56M
11.90%
Sole
65.89K
Shared
0.00
None
1.64M
SCHWAB STRATEGIC TR
SOLEShares1.53M
TypeSH
Market value$49.86M
11.74%
Sole
59.16K
Shared
0.00
None
1.47M
SCHWAB STRATEGIC TR
SOLEShares1.48M
TypeSH
Market value$35.60M
8.38%
Sole
61.97K
Shared
0.00
None
1.42M
ABRDN PRECIOUS METALS BASKET
SOLEShares140.49K
TypeSH
Market value$28.88M
6.80%
Sole
5.36K
Shared
0.00
None
135.13K
LITMAN GREGORY FDS TR
SOLEShares599.28K
TypeSH
Market value$16.82M
3.96%
Sole
23.41K
Shared
0.00
None
575.87K
EA SERIES TRUST
SOLEShares145.35K
TypeSH
Market value$16.73M
3.94%
Sole
4.91K
Shared
0.00
None
140.44K
SCHWAB STRATEGIC TR
SOLEShares580.46K
TypeSH
Market value$16.53M
3.89%
Sole
31.27K
Shared
0.00
None
549.20K
SCHWAB STRATEGIC TR
SOLEShares499.04K
TypeSH
Market value$16.34M
3.85%
Sole
20.82K
Shared
0.00
None
478.22K
ISHARES TR
SOLEShares59.51K
TypeSH
Market value$12.52M
2.95%
Sole
544.00
Shared
0.00
None
58.96K
ISHARES TR
SOLEShares97.87K
TypeSH
Market value$9.40M
2.21%
Sole
602.00
Shared
0.00
None
97.27K
SPDR S&P 500 ETF TR
SOLEShares12.28K
TypeSH
Market value$8.37M
1.97%
Sole
50.00
Shared
0.00
None
12.23K
APPLE INC
SOLEShares24.68K
TypeSH
Market value$6.71M
1.58%
Sole
681.00
Shared
0.00
None
23.99K
SCHWAB STRATEGIC TR
SOLEShares240.68K
TypeSH
Market value$6.31M
1.49%
Sole
2.15K
Shared
0.00
None
238.53K
ISHARES TR
SOLEShares23.38K
TypeSH
Market value$5.76M
1.36%
Sole
158.00
Shared
0.00
None
23.23K
MICROSOFT CORP
SOLEShares11.07K
TypeSH
Market value$5.36M
1.26%
Sole
664.00
Shared
0.00
None
10.41K
ISHARES TR
SOLEShares10.57K
TypeSH
Market value$5.00M
1.18%
Sole
20.00
Shared
0.00
None
10.55K
VANGUARD INDEX FDS
SOLEShares7.59K
TypeSH
Market value$4.76M
1.12%
Sole
1.29K
Shared
0.00
None
6.29K
ISHARES TR
SOLEShares85.46K
TypeSH
Market value$4.68M
1.10%
Sole
832.00
Shared
0.00
None
84.63K
VANGUARD INDEX FDS
SOLEShares20.21K
TypeSH
Market value$4.28M
1.01%
Sole
566.00
Shared
0.00
None
19.65K
ALPHABET INC
SOLEShares13.52K
TypeSH
Market value$4.23M
1.00%
Sole
640.00
Shared
0.00
None
12.88K
TESLA INC
SOLEShares6.81K
TypeSH
Market value$3.06M
0.72%
Sole
1.51K
Shared
0.00
None
5.30K
VANGUARD INDEX FDS
SOLEShares14.50K
TypeSH
Market value$2.77M
0.65%
Sole
1.83K
Shared
0.00
None
12.67K
JPMORGAN CHASE & CO.
SOLEShares8.08K
TypeSH
Market value$2.60M
0.61%
Sole
33.00
Shared
0.00
None
8.04K
VANGUARD INDEX FDS
SOLEShares8.99K
TypeSH
Market value$2.32M
0.55%
Sole
925.00
Shared
0.00
None
8.07K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 214.25K | SH | $53.81M 12.67% | 7.47K | 0.00 | 206.78K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 1.71M | SH | $50.56M 11.90% | 65.89K | 0.00 | 1.64M |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 1.53M | SH | $49.86M 11.74% | 59.16K | 0.00 | 1.47M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 1.48M | SH | $35.60M 8.38% | 61.97K | 0.00 | 1.42M |
ABRDN PRECIOUS METALS BASKETSOLE | PHYSCL PRECS MET | 140.49K | SH | $28.88M 6.80% | 5.36K | 0.00 | 135.13K |
LITMAN GREGORY FDS TRSOLE | IMGP DBI MANAGED | 599.28K | SH | $16.82M 3.96% | 23.41K | 0.00 | 575.87K |
EA SERIES TRUSTSOLE | ALPHA ARCH 1-3 | 145.35K | SH | $16.73M 3.94% | 4.91K | 0.00 | 140.44K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 580.46K | SH | $16.53M 3.89% | 31.27K | 0.00 | 549.20K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 499.04K | SH | $16.34M 3.85% | 20.82K | 0.00 | 478.22K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 59.51K | SH | $12.52M 2.95% | 544.00 | 0.00 | 58.96K |
ISHARES TRSOLE | MSCI EAFE ETF | 97.87K | SH | $9.40M 2.21% | 602.00 | 0.00 | 97.27K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 12.28K | SH | $8.37M 1.97% | 50.00 | 0.00 | 12.23K |
APPLE INCSOLE | COM | 24.68K | SH | $6.71M 1.58% | 681.00 | 0.00 | 23.99K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 240.68K | SH | $6.31M 1.49% | 2.15K | 0.00 | 238.53K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 23.38K | SH | $5.76M 1.36% | 158.00 | 0.00 | 23.23K |
MICROSOFT CORPSOLE | COM | 11.07K | SH | $5.36M 1.26% | 664.00 | 0.00 | 10.41K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 10.57K | SH | $5.00M 1.18% | 20.00 | 0.00 | 10.55K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.59K | SH | $4.76M 1.12% | 1.29K | 0.00 | 6.29K |
ISHARES TRSOLE | MSCI EMG MKT ETF | 85.46K | SH | $4.68M 1.10% | 832.00 | 0.00 | 84.63K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 20.21K | SH | $4.28M 1.01% | 566.00 | 0.00 | 19.65K |
ALPHABET INCSOLE | CAP STK CL A | 13.52K | SH | $4.23M 1.00% | 640.00 | 0.00 | 12.88K |
TESLA INCSOLE | COM | 6.81K | SH | $3.06M 0.72% | 1.51K | 0.00 | 5.30K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 14.50K | SH | $2.77M 0.65% | 1.83K | 0.00 | 12.67K |
JPMORGAN CHASE & CO.SOLE | COM | 8.08K | SH | $2.60M 0.61% | 33.00 | 0.00 | 8.04K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 8.99K | SH | $2.32M 0.55% | 925.00 | 0.00 | 8.07K |
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