Filed: 11/4/2025ACC: 0001766995-25-000008
📋 What this filing means
SUMMIT WEALTH & RETIREMENT PLANNING, INC. filed this quarterly 13F‑HR report disclosing 106 equity positions with a total reported market value of $406.86M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
106
Positions
$406.86M
Total AUM (reported)
7.91M
Total Shares
Allocation by class
MEGA CAP INDEX$52.75M13.0%
US LCAP GR ETF$49.60M12.2%
US LCAP VA ETF$48.51M11.9%
COM$40.76M10.0%
INTL EQTY ETF$33.34M8.2%
PHYSCL PRECS MET$25.03M6.2%
EMRG MKTEQ ETF$16.55M4.1%
Portfolio Concentration
Top 3$150.85M37.1%
4–10$135.26M33.2%
11–25$74.57M18.3%
Rest$46.18M11.4%
Top 3 weight
37.1%
Top 10 weight
70.3%
Voting Authority Distribution
Total shares with voting rights: 7.91M
Sole
Full voting authority
316.50K
shares
% of voting shares4.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
7.60M
shares
% of voting shares96.0%
Investment Discretion (by position count)
Sole106
Shared0
Other0
Dominant voting typeNone · 96.0% of voting shares
Institutional Holdings106
Rows:
VANGUARD WORLD FD
SOLEShares216.10K
TypeSH
Market value$52.75M
12.96%
Sole
7.24K
Shared
0.00
None
208.86K
SCHWAB STRATEGIC TR
SOLEShares1.55M
TypeSH
Market value$49.60M
12.19%
Sole
55.43K
Shared
0.00
None
1.50M
SCHWAB STRATEGIC TR
SOLEShares1.67M
TypeSH
Market value$48.51M
11.92%
Sole
64.92K
Shared
0.00
None
1.60M
SCHWAB STRATEGIC TR
SOLEShares1.43M
TypeSH
Market value$33.34M
8.19%
Sole
57.27K
Shared
0.00
None
1.37M
ABRDN PRECIOUS METALS BASKET
SOLEShares151.26K
TypeSH
Market value$25.03M
6.15%
Sole
5.22K
Shared
0.00
None
146.04K
SCHWAB STRATEGIC TR
SOLEShares495.81K
TypeSH
Market value$16.55M
4.07%
Sole
20.87K
Shared
0.00
None
474.94K
SCHWAB STRATEGIC TR
SOLEShares577.39K
TypeSH
Market value$16.11M
3.96%
Sole
30.32K
Shared
0.00
None
547.08K
LITMAN GREGORY FDS TR
SOLEShares589.58K
TypeSH
Market value$16.10M
3.96%
Sole
23.32K
Shared
0.00
None
566.26K
EA SERIES TRUST
SOLEShares137.96K
TypeSH
Market value$15.71M
3.86%
Sole
5K
Shared
0.00
None
132.96K
ISHARES TR
SOLEShares61.04K
TypeSH
Market value$12.43M
3.05%
Sole
544.00
Shared
0.00
None
60.50K
ISHARES TR
SOLEShares98.15K
TypeSH
Market value$9.16M
2.25%
Sole
602.00
Shared
0.00
None
97.55K
SPDR S&P 500 ETF TR
SOLEShares12.23K
TypeSH
Market value$8.15M
2.00%
Sole
0.00
Shared
0.00
None
12.23K
APPLE INC
SOLEShares27.63K
TypeSH
Market value$7.04M
1.73%
Sole
2.28K
Shared
0.00
None
25.35K
SCHWAB STRATEGIC TR
SOLEShares240.67K
TypeSH
Market value$6.19M
1.52%
Sole
2.14K
Shared
0.00
None
238.53K
ISHARES TR
SOLEShares23.50K
TypeSH
Market value$5.69M
1.40%
Sole
158.00
Shared
0.00
None
23.34K
MICROSOFT CORP
SOLEShares10.97K
TypeSH
Market value$5.68M
1.40%
Sole
664.00
Shared
0.00
None
10.30K
ISHARES TR
SOLEShares11.11K
TypeSH
Market value$5.20M
1.28%
Sole
20.00
Shared
0.00
None
11.09K
ISHARES TR
SOLEShares95.48K
TypeSH
Market value$5.10M
1.25%
Sole
832.00
Shared
0.00
None
94.65K
VANGUARD INDEX FDS
SOLEShares7.49K
TypeSH
Market value$4.59M
1.13%
Sole
1.36K
Shared
0.00
None
6.13K
VANGUARD INDEX FDS
SOLEShares19.93K
TypeSH
Market value$4.16M
1.02%
Sole
476.00
Shared
0.00
None
19.46K
ALPHABET INC
SOLEShares13.40K
TypeSH
Market value$3.26M
0.80%
Sole
640.00
Shared
0.00
None
12.76K
TESLA INC
SOLEShares6.63K
TypeSH
Market value$2.95M
0.72%
Sole
1.41K
Shared
0.00
None
5.22K
JPMORGAN CHASE & CO.
SOLEShares8.22K
TypeSH
Market value$2.59M
0.64%
Sole
33.00
Shared
0.00
None
8.19K
VANGUARD INDEX FDS
SOLEShares13.26K
TypeSH
Market value$2.47M
0.61%
Sole
2.01K
Shared
0.00
None
11.25K
VANGUARD INDEX FDS
SOLEShares9.24K
TypeSH
Market value$2.35M
0.58%
Sole
975.00
Shared
0.00
None
8.27K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 216.10K | SH | $52.75M 12.96% | 7.24K | 0.00 | 208.86K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 1.55M | SH | $49.60M 12.19% | 55.43K | 0.00 | 1.50M |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 1.67M | SH | $48.51M 11.92% | 64.92K | 0.00 | 1.60M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 1.43M | SH | $33.34M 8.19% | 57.27K | 0.00 | 1.37M |
ABRDN PRECIOUS METALS BASKETSOLE | PHYSCL PRECS MET | 151.26K | SH | $25.03M 6.15% | 5.22K | 0.00 | 146.04K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 495.81K | SH | $16.55M 4.07% | 20.87K | 0.00 | 474.94K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 577.39K | SH | $16.11M 3.96% | 30.32K | 0.00 | 547.08K |
LITMAN GREGORY FDS TRSOLE | IMGP DBI MANAGED | 589.58K | SH | $16.10M 3.96% | 23.32K | 0.00 | 566.26K |
EA SERIES TRUSTSOLE | ALPHA ARCH 1-3 | 137.96K | SH | $15.71M 3.86% | 5K | 0.00 | 132.96K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 61.04K | SH | $12.43M 3.05% | 544.00 | 0.00 | 60.50K |
ISHARES TRSOLE | MSCI EAFE ETF | 98.15K | SH | $9.16M 2.25% | 602.00 | 0.00 | 97.55K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 12.23K | SH | $8.15M 2.00% | 0.00 | 0.00 | 12.23K |
APPLE INCSOLE | COM | 27.63K | SH | $7.04M 1.73% | 2.28K | 0.00 | 25.35K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 240.67K | SH | $6.19M 1.52% | 2.14K | 0.00 | 238.53K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 23.50K | SH | $5.69M 1.40% | 158.00 | 0.00 | 23.34K |
MICROSOFT CORPSOLE | COM | 10.97K | SH | $5.68M 1.40% | 664.00 | 0.00 | 10.30K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 11.11K | SH | $5.20M 1.28% | 20.00 | 0.00 | 11.09K |
ISHARES TRSOLE | MSCI EMG MKT ETF | 95.48K | SH | $5.10M 1.25% | 832.00 | 0.00 | 94.65K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.49K | SH | $4.59M 1.13% | 1.36K | 0.00 | 6.13K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 19.93K | SH | $4.16M 1.02% | 476.00 | 0.00 | 19.46K |
ALPHABET INCSOLE | CAP STK CL A | 13.40K | SH | $3.26M 0.80% | 640.00 | 0.00 | 12.76K |
TESLA INCSOLE | COM | 6.63K | SH | $2.95M 0.72% | 1.41K | 0.00 | 5.22K |
JPMORGAN CHASE & CO.SOLE | COM | 8.22K | SH | $2.59M 0.64% | 33.00 | 0.00 | 8.19K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 13.26K | SH | $2.47M 0.61% | 2.01K | 0.00 | 11.25K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 9.24K | SH | $2.35M 0.58% | 975.00 | 0.00 | 8.27K |
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