Filed: 8/6/2025ACC: 0001766995-25-000004
📋 What this filing means
SUMMIT WEALTH & RETIREMENT PLANNING, INC. filed this quarterly 13F‑HR report disclosing 101 equity positions with a total reported market value of $372.52M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
101
Positions
$372.52M
Total AUM (reported)
7.77M
Total Shares
Allocation by class
MEGA CAP INDEX$48.34M13.0%
US LCAP VA ETF$45.57M12.2%
US LCAP GR ETF$45.21M12.1%
COM$37.46M10.1%
INTL EQTY ETF$28.11M7.5%
PHYSCL PRECS MET$20.95M5.6%
EMRG MKTEQ ETF$17.58M4.7%
Portfolio Concentration
Top 3$139.12M37.3%
4–10$124.03M33.3%
11–25$68.10M18.3%
Rest$41.26M11.1%
Top 3 weight
37.3%
Top 10 weight
70.6%
Voting Authority Distribution
Total shares with voting rights: 7.77M
Sole
Full voting authority
311.88K
shares
% of voting shares4.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
7.46M
shares
% of voting shares96.0%
Investment Discretion (by position count)
Sole101
Shared0
Other0
Dominant voting typeNone · 96.0% of voting shares
Institutional Holdings101
Rows:
VANGUARD WORLD FD
SOLEShares214.93K
TypeSH
Market value$48.34M
12.98%
Sole
7.97K
Shared
0.00
None
206.96K
SCHWAB STRATEGIC TR
SOLEShares1.65M
TypeSH
Market value$45.57M
12.23%
Sole
69.75K
Shared
0.00
None
1.58M
SCHWAB STRATEGIC TR
SOLEShares1.55M
TypeSH
Market value$45.21M
12.14%
Sole
50.18K
Shared
0.00
None
1.50M
SCHWAB STRATEGIC TR
SOLEShares1.27M
TypeSH
Market value$28.11M
7.55%
Sole
55.83K
Shared
0.00
None
1.22M
ABRDN PRECIOUS METALS BASKET
SOLEShares151.65K
TypeSH
Market value$20.95M
5.62%
Sole
5.75K
Shared
0.00
None
145.90K
SCHWAB STRATEGIC TR
SOLEShares583.13K
TypeSH
Market value$17.58M
4.72%
Sole
26.86K
Shared
0.00
None
556.26K
EA SERIES TRUST
SOLEShares135.44K
TypeSH
Market value$15.26M
4.10%
Sole
5.33K
Shared
0.00
None
130.11K
SCHWAB STRATEGIC TR
SOLEShares599.62K
TypeSH
Market value$15.17M
4.07%
Sole
33.36K
Shared
0.00
None
566.26K
LITMAN GREGORY FDS TR
SOLEShares585.90K
TypeSH
Market value$15.08M
4.05%
Sole
24.77K
Shared
0.00
None
561.13K
ISHARES TR
SOLEShares61.23K
TypeSH
Market value$11.89M
3.19%
Sole
544.00
Shared
0.00
None
60.68K
ISHARES TR
SOLEShares98.51K
TypeSH
Market value$8.81M
2.36%
Sole
602.00
Shared
0.00
None
97.90K
SPDR S&P 500 ETF TR
SOLEShares13K
TypeSH
Market value$8.03M
2.16%
Sole
0.00
Shared
0.00
None
13K
APPLE INC
SOLEShares28.26K
TypeSH
Market value$5.80M
1.56%
Sole
2.87K
Shared
0.00
None
25.40K
SCHWAB STRATEGIC TR
SOLEShares239.98K
TypeSH
Market value$5.72M
1.54%
Sole
1.45K
Shared
0.00
None
238.53K
MICROSOFT CORP
SOLEShares10.97K
TypeSH
Market value$5.46M
1.46%
Sole
664.00
Shared
0.00
None
10.30K
ISHARES TR
SOLEShares23.61K
TypeSH
Market value$5.09M
1.37%
Sole
158.00
Shared
0.00
None
23.45K
ISHARES TR
SOLEShares100.81K
TypeSH
Market value$4.86M
1.31%
Sole
937.00
Shared
0.00
None
99.87K
ISHARES TR
SOLEShares11.20K
TypeSH
Market value$4.76M
1.28%
Sole
20.00
Shared
0.00
None
11.18K
VANGUARD INDEX FDS
SOLEShares7.54K
TypeSH
Market value$4.28M
1.15%
Sole
1.26K
Shared
0.00
None
6.28K
VANGUARD INDEX FDS
SOLEShares19.84K
TypeSH
Market value$3.87M
1.04%
Sole
451.00
Shared
0.00
None
19.39K
JPMORGAN CHASE & CO.
SOLEShares8.22K
TypeSH
Market value$2.38M
0.64%
Sole
33.00
Shared
0.00
None
8.19K
ALPHABET INC
SOLEShares13.49K
TypeSH
Market value$2.38M
0.64%
Sole
597.00
Shared
0.00
None
12.90K
VANGUARD INDEX FDS
SOLEShares9.45K
TypeSH
Market value$2.24M
0.60%
Sole
829.00
Shared
0.00
None
8.63K
TESLA INC
SOLEShares7.01K
TypeSH
Market value$2.23M
0.60%
Sole
1.13K
Shared
0.00
None
5.87K
VANGUARD INDEX FDS
SOLEShares12.44K
TypeSH
Market value$2.20M
0.59%
Sole
1.69K
Shared
0.00
None
10.75K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 214.93K | SH | $48.34M 12.98% | 7.97K | 0.00 | 206.96K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 1.65M | SH | $45.57M 12.23% | 69.75K | 0.00 | 1.58M |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 1.55M | SH | $45.21M 12.14% | 50.18K | 0.00 | 1.50M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 1.27M | SH | $28.11M 7.55% | 55.83K | 0.00 | 1.22M |
ABRDN PRECIOUS METALS BASKETSOLE | PHYSCL PRECS MET | 151.65K | SH | $20.95M 5.62% | 5.75K | 0.00 | 145.90K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 583.13K | SH | $17.58M 4.72% | 26.86K | 0.00 | 556.26K |
EA SERIES TRUSTSOLE | ALPHA ARCH 1-3 | 135.44K | SH | $15.26M 4.10% | 5.33K | 0.00 | 130.11K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 599.62K | SH | $15.17M 4.07% | 33.36K | 0.00 | 566.26K |
LITMAN GREGORY FDS TRSOLE | IMGP DBI MANAGED | 585.90K | SH | $15.08M 4.05% | 24.77K | 0.00 | 561.13K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 61.23K | SH | $11.89M 3.19% | 544.00 | 0.00 | 60.68K |
ISHARES TRSOLE | MSCI EAFE ETF | 98.51K | SH | $8.81M 2.36% | 602.00 | 0.00 | 97.90K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 13K | SH | $8.03M 2.16% | 0.00 | 0.00 | 13K |
APPLE INCSOLE | COM | 28.26K | SH | $5.80M 1.56% | 2.87K | 0.00 | 25.40K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 239.98K | SH | $5.72M 1.54% | 1.45K | 0.00 | 238.53K |
MICROSOFT CORPSOLE | COM | 10.97K | SH | $5.46M 1.46% | 664.00 | 0.00 | 10.30K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 23.61K | SH | $5.09M 1.37% | 158.00 | 0.00 | 23.45K |
ISHARES TRSOLE | MSCI EMG MKT ETF | 100.81K | SH | $4.86M 1.31% | 937.00 | 0.00 | 99.87K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 11.20K | SH | $4.76M 1.28% | 20.00 | 0.00 | 11.18K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 7.54K | SH | $4.28M 1.15% | 1.26K | 0.00 | 6.28K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 19.84K | SH | $3.87M 1.04% | 451.00 | 0.00 | 19.39K |
JPMORGAN CHASE & CO.SOLE | COM | 8.22K | SH | $2.38M 0.64% | 33.00 | 0.00 | 8.19K |
ALPHABET INCSOLE | CAP STK CL A | 13.49K | SH | $2.38M 0.64% | 597.00 | 0.00 | 12.90K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 9.45K | SH | $2.24M 0.60% | 829.00 | 0.00 | 8.63K |
TESLA INCSOLE | COM | 7.01K | SH | $2.23M 0.60% | 1.13K | 0.00 | 5.87K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 12.44K | SH | $2.20M 0.59% | 1.69K | 0.00 | 10.75K |
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