Filed: 5/5/2025ACC: 0001766995-25-000002
📋 What this filing means
SUMMIT WEALTH & RETIREMENT PLANNING, INC. filed this quarterly 13F‑HR report disclosing 78 equity positions with a total reported market value of $326.31M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
78
Positions
$326.31M
Total AUM (reported)
7.64M
Total Shares
Allocation by class
US LCAP VA ETF$43.55M13.3%
MEGA CAP INDEX$43.22M13.2%
US LCAP GR ETF$38.79M11.9%
COM$25.29M7.8%
INTL EQTY ETF$24.72M7.6%
PHYSCL PRECS MET$19.26M5.9%
EMRG MKTEQ ETF$15.33M4.7%
Portfolio Concentration
Top 3$125.55M38.5%
4–10$114.09M35.0%
11–25$61.17M18.7%
Rest$25.50M7.8%
Top 3 weight
38.5%
Top 10 weight
73.4%
Voting Authority Distribution
Total shares with voting rights: 7.64M
Sole
Full voting authority
273.45K
shares
% of voting shares3.6%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
7.37M
shares
% of voting shares96.4%
Investment Discretion (by position count)
Sole78
Shared0
Other0
Dominant voting typeNone · 96.4% of voting shares
Institutional Holdings78
Rows:
SCHWAB STRATEGIC TR
SOLEShares1.64M
TypeSH
Market value$43.55M
13.34%
Sole
64.10K
Shared
0.00
None
1.57M
VANGUARD WORLD FD
SOLEShares214.60K
TypeSH
Market value$43.22M
13.24%
Sole
8.57K
Shared
0.00
None
206.02K
SCHWAB STRATEGIC TR
SOLEShares1.55M
TypeSH
Market value$38.79M
11.89%
Sole
48.82K
Shared
0.00
None
1.50M
SCHWAB STRATEGIC TR
SOLEShares1.25M
TypeSH
Market value$24.72M
7.57%
Sole
51.95K
Shared
0.00
None
1.20M
ABRDN PRECIOUS METALS BASKET
SOLEShares148.75K
TypeSH
Market value$19.26M
5.90%
Sole
4.82K
Shared
0.00
None
143.93K
SCHWAB STRATEGIC TR
SOLEShares555.97K
TypeSH
Market value$15.33M
4.70%
Sole
23.36K
Shared
0.00
None
532.61K
EA SERIES TRUST
SOLEShares130.49K
TypeSH
Market value$14.55M
4.46%
Sole
4.38K
Shared
0.00
None
126.11K
SCHWAB STRATEGIC TR
SOLEShares615.55K
TypeSH
Market value$14.42M
4.42%
Sole
31.65K
Shared
0.00
None
583.90K
LITMAN GREGORY FDS TR
SOLEShares563.59K
TypeSH
Market value$14.24M
4.36%
Sole
18.88K
Shared
0.00
None
544.71K
ISHARES TR
SOLEShares61.52K
TypeSH
Market value$11.58M
3.55%
Sole
822.00
Shared
0.00
None
60.70K
ISHARES TR
SOLEShares107.31K
TypeSH
Market value$8.77M
2.69%
Sole
726.00
Shared
0.00
None
106.58K
SPDR S&P 500 ETF TR
SOLEShares13.03K
TypeSH
Market value$7.29M
2.23%
Sole
0.00
Shared
0.00
None
13.03K
APPLE INC
SOLEShares28.18K
TypeSH
Market value$6.26M
1.92%
Sole
2.80K
Shared
0.00
None
25.37K
ISHARES TR
SOLEShares26.61K
TypeSH
Market value$5.31M
1.63%
Sole
258.00
Shared
0.00
None
26.36K
SCHWAB STRATEGIC TR
SOLEShares240.67K
TypeSH
Market value$5.18M
1.59%
Sole
2.14K
Shared
0.00
None
238.53K
ISHARES TR
SOLEShares114.30K
TypeSH
Market value$4.99M
1.53%
Sole
1.36K
Shared
0.00
None
112.94K
ISHARES TR
SOLEShares11.38K
TypeSH
Market value$4.11M
1.26%
Sole
20.00
Shared
0.00
None
11.36K
VANGUARD INDEX FDS
SOLEShares19.69K
TypeSH
Market value$3.67M
1.12%
Sole
409.00
Shared
0.00
None
19.28K
MICROSOFT CORP
SOLEShares9.30K
TypeSH
Market value$3.49M
1.07%
Sole
289.00
Shared
0.00
None
9.01K
VANGUARD INDEX FDS
SOLEShares6.71K
TypeSH
Market value$3.45M
1.06%
Sole
742.00
Shared
0.00
None
5.96K
VANGUARD SCOTTSDALE FDS
SOLEShares35.09K
TypeSH
Market value$2.08M
0.64%
Sole
1.51K
Shared
0.00
None
33.58K
JPMORGAN CHASE & CO.
SOLEShares8.22K
TypeSH
Market value$2.02M
0.62%
Sole
33.00
Shared
0.00
None
8.19K
ALPHABET INC
SOLEShares11.72K
TypeSH
Market value$1.81M
0.56%
Sole
60.00
Shared
0.00
None
11.66K
VANGUARD INDEX FDS
SOLEShares3.76K
TypeSH
Market value$1.39M
0.43%
Sole
455.00
Shared
0.00
None
3.31K
COPART INC
SOLEShares23.87K
TypeSH
Market value$1.35M
0.41%
Sole
0.00
Shared
0.00
None
23.87K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 1.64M | SH | $43.55M 13.34% | 64.10K | 0.00 | 1.57M |
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 214.60K | SH | $43.22M 13.24% | 8.57K | 0.00 | 206.02K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 1.55M | SH | $38.79M 11.89% | 48.82K | 0.00 | 1.50M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 1.25M | SH | $24.72M 7.57% | 51.95K | 0.00 | 1.20M |
ABRDN PRECIOUS METALS BASKETSOLE | PHYSCL PRECS MET | 148.75K | SH | $19.26M 5.90% | 4.82K | 0.00 | 143.93K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 555.97K | SH | $15.33M 4.70% | 23.36K | 0.00 | 532.61K |
EA SERIES TRUSTSOLE | ALPHA ARCH 1-3 | 130.49K | SH | $14.55M 4.46% | 4.38K | 0.00 | 126.11K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 615.55K | SH | $14.42M 4.42% | 31.65K | 0.00 | 583.90K |
LITMAN GREGORY FDS TRSOLE | IMGP DBI MANAGED | 563.59K | SH | $14.24M 4.36% | 18.88K | 0.00 | 544.71K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 61.52K | SH | $11.58M 3.55% | 822.00 | 0.00 | 60.70K |
ISHARES TRSOLE | MSCI EAFE ETF | 107.31K | SH | $8.77M 2.69% | 726.00 | 0.00 | 106.58K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 13.03K | SH | $7.29M 2.23% | 0.00 | 0.00 | 13.03K |
APPLE INCSOLE | COM | 28.18K | SH | $6.26M 1.92% | 2.80K | 0.00 | 25.37K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 26.61K | SH | $5.31M 1.63% | 258.00 | 0.00 | 26.36K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 240.67K | SH | $5.18M 1.59% | 2.14K | 0.00 | 238.53K |
ISHARES TRSOLE | MSCI EMG MKT ETF | 114.30K | SH | $4.99M 1.53% | 1.36K | 0.00 | 112.94K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 11.38K | SH | $4.11M 1.26% | 20.00 | 0.00 | 11.36K |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 19.69K | SH | $3.67M 1.12% | 409.00 | 0.00 | 19.28K |
MICROSOFT CORPSOLE | COM | 9.30K | SH | $3.49M 1.07% | 289.00 | 0.00 | 9.01K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 6.71K | SH | $3.45M 1.06% | 742.00 | 0.00 | 5.96K |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 35.09K | SH | $2.08M 0.64% | 1.51K | 0.00 | 33.58K |
JPMORGAN CHASE & CO.SOLE | COM | 8.22K | SH | $2.02M 0.62% | 33.00 | 0.00 | 8.19K |
ALPHABET INCSOLE | CAP STK CL A | 11.72K | SH | $1.81M 0.56% | 60.00 | 0.00 | 11.66K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 3.76K | SH | $1.39M 0.43% | 455.00 | 0.00 | 3.31K |
COPART INCSOLE | COM | 23.87K | SH | $1.35M 0.41% | 0.00 | 0.00 | 23.87K |
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