Filed: 7/24/2026ACC: 0001172661-26-002788
📋 What this filing means
SUMMIT FINANCIAL STRATEGIES, INC. filed this quarterly 13F‑HR report disclosing 172 equity positions with a total reported market value of $1.42B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
172
Positions
$1.42B
Total AUM (reported)
23.19M
Total Shares
Allocation by class
INTL CORE EQUITY$147.81M10.4%
COM$147.38M10.3%
CORE S&P500 ETF$135.39M9.5%
CORE PLUS BD ETF$131.46M9.2%
TOTAL BD ETF$108.46M7.6%
US LARG VALU ETF$98.11M6.9%
CORE S&P MCP ETF$80.52M5.7%
Portfolio Concentration
Top 3$414.66M29.1%
4–10$543.84M38.2%
11–25$306.62M21.5%
Rest$159.43M11.2%
Top 3 weight
29.1%
Top 10 weight
67.3%
Voting Authority Distribution
Total shares with voting rights: 23.19M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
23.19M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole172
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings172
Rows:
DIMENSIONAL ETF TRUST
SOLEShares3.97M
TypeSH
Market value$147.81M
10.38%
Sole
0.00
Shared
0.00
None
3.97M
ISHARES TR
SOLEShares180.78K
TypeSH
Market value$135.39M
9.50%
Sole
0.00
Shared
0.00
None
180.78K
J P MORGAN EXCHANGE TRADED F
SOLEShares2.80M
TypeSH
Market value$131.46M
9.23%
Sole
0.00
Shared
0.00
None
2.80M
FIDELITY MERRIMACK STR TR
SOLEShares2.38M
TypeSH
Market value$108.46M
7.61%
Sole
0.00
Shared
0.00
None
2.38M
DIMENSIONAL ETF TRUST
SOLEShares2.48M
TypeSH
Market value$98.11M
6.89%
Sole
0.00
Shared
0.00
None
2.48M
ISHARES TR
SOLEShares1.04M
TypeSH
Market value$80.52M
5.65%
Sole
0.00
Shared
0.00
None
1.04M
AMERICAN CENTY ETF TR
SOLEShares785.03K
TypeSH
Market value$75.75M
5.32%
Sole
0.00
Shared
0.00
None
785.03K
SCHWAB STRATEGIC TR
SOLEShares2.33M
TypeSH
Market value$67.36M
4.73%
Sole
0.00
Shared
0.00
None
2.33M
PACKAGING CORP AMER
SOLEShares265.10K
TypeSH
Market value$63.17M
4.43%
Sole
0.00
Shared
0.00
None
265.10K
ISHARES TR
SOLEShares340.37K
TypeSH
Market value$50.48M
3.54%
Sole
0.00
Shared
0.00
None
340.37K
VANGUARD INDEX FDS
SOLEShares135.74K
TypeSH
Market value$49.64M
3.48%
Sole
0.00
Shared
0.00
None
135.74K
SCHWAB STRATEGIC TR
SOLEShares1.13M
TypeSH
Market value$41.71M
2.93%
Sole
0.00
Shared
0.00
None
1.13M
VANGUARD SCOTTSDALE FDS
SOLEShares310.76K
TypeSH
Market value$39.72M
2.79%
Sole
0.00
Shared
0.00
None
310.76K
DIMENSIONAL ETF TRUST
SOLEShares472.33K
TypeSH
Market value$33.02M
2.32%
Sole
0.00
Shared
0.00
None
472.33K
DIMENSIONAL ETF TRUST
SOLEShares1.12M
TypeSH
Market value$32.35M
2.27%
Sole
0.00
Shared
0.00
None
1.12M
SCHWAB STRATEGIC TR
SOLEShares634.99K
TypeSH
Market value$22.94M
1.61%
Sole
0.00
Shared
0.00
None
634.99K
APPLE INC
SOLEShares69.45K
TypeSH
Market value$20.10M
1.41%
Sole
0.00
Shared
0.00
None
69.45K
BERKSHIRE HATHAWAY INC DEL
SOLEShares24.85K
TypeSH
Market value$12.44M
0.87%
Sole
0.00
Shared
0.00
None
24.85K
VANGUARD INDEX FDS
SOLEShares17.63K
TypeSH
Market value$12.11M
0.85%
Sole
0.00
Shared
0.00
None
17.63K
WALMART INC
SOLEShares81.86K
TypeSH
Market value$9.27M
0.65%
Sole
0.00
Shared
0.00
None
81.86K
J P MORGAN EXCHANGE TRADED F
SOLEShares160.87K
TypeSH
Market value$8.15M
0.57%
Sole
0.00
Shared
0.00
None
160.87K
MICROSOFT CORP
SOLEShares21.13K
TypeSH
Market value$7.88M
0.55%
Sole
0.00
Shared
0.00
None
21.13K
SCHWAB STRATEGIC TR
SOLEShares279.26K
TypeSH
Market value$6.46M
0.45%
Sole
0.00
Shared
0.00
None
279.26K
VANGUARD TAX-MANAGED FDS
SOLEShares78.92K
TypeSH
Market value$5.62M
0.39%
Sole
0.00
Shared
0.00
None
78.92K
DIMENSIONAL ETF TRUST
SOLEShares94.87K
TypeSH
Market value$5.22M
0.37%
Sole
0.00
Shared
0.00
None
94.87K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQUITY | 3.97M | SH | $147.81M 10.38% | 0.00 | 0.00 | 3.97M |
ISHARES TRSOLE | CORE S&P500 ETF | 180.78K | SH | $135.39M 9.50% | 0.00 | 0.00 | 180.78K |
J P MORGAN EXCHANGE TRADED FSOLE | CORE PLUS BD ETF | 2.80M | SH | $131.46M 9.23% | 0.00 | 0.00 | 2.80M |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 2.38M | SH | $108.46M 7.61% | 0.00 | 0.00 | 2.38M |
DIMENSIONAL ETF TRUSTSOLE | US LARG VALU ETF | 2.48M | SH | $98.11M 6.89% | 0.00 | 0.00 | 2.48M |
ISHARES TRSOLE | CORE S&P MCP ETF | 1.04M | SH | $80.52M 5.65% | 0.00 | 0.00 | 1.04M |
AMERICAN CENTY ETF TRSOLE | AVANTIS EMGMKT | 785.03K | SH | $75.75M 5.32% | 0.00 | 0.00 | 785.03K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 2.33M | SH | $67.36M 4.73% | 0.00 | 0.00 | 2.33M |
PACKAGING CORP AMERSOLE | COM | 265.10K | SH | $63.17M 4.43% | 0.00 | 0.00 | 265.10K |
ISHARES TRSOLE | CORE S&P SCP ETF | 340.37K | SH | $50.48M 3.54% | 0.00 | 0.00 | 340.37K |
VANGUARD INDEX FDSSOLE | SML CP GRW ETF | 135.74K | SH | $49.64M 3.48% | 0.00 | 0.00 | 135.74K |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 1.13M | SH | $41.71M 2.93% | 0.00 | 0.00 | 1.13M |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000GRW | 310.76K | SH | $39.72M 2.79% | 0.00 | 0.00 | 310.76K |
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 472.33K | SH | $33.02M 2.32% | 0.00 | 0.00 | 472.33K |
DIMENSIONAL ETF TRUSTSOLE | GLOBAL REAL EST | 1.12M | SH | $32.35M 2.27% | 0.00 | 0.00 | 1.12M |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 634.99K | SH | $22.94M 1.61% | 0.00 | 0.00 | 634.99K |
APPLE INCSOLE | COM | 69.45K | SH | $20.10M 1.41% | 0.00 | 0.00 | 69.45K |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 24.85K | SH | $12.44M 0.87% | 0.00 | 0.00 | 24.85K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 17.63K | SH | $12.11M 0.85% | 0.00 | 0.00 | 17.63K |
WALMART INCSOLE | COM | 81.86K | SH | $9.27M 0.65% | 0.00 | 0.00 | 81.86K |
J P MORGAN EXCHANGE TRADED FSOLE | MUNICIPAL ETF | 160.87K | SH | $8.15M 0.57% | 0.00 | 0.00 | 160.87K |
MICROSOFT CORPSOLE | COM | 21.13K | SH | $7.88M 0.55% | 0.00 | 0.00 | 21.13K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 279.26K | SH | $6.46M 0.45% | 0.00 | 0.00 | 279.26K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 78.92K | SH | $5.62M 0.39% | 0.00 | 0.00 | 78.92K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 94.87K | SH | $5.22M 0.37% | 0.00 | 0.00 | 94.87K |
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