SUMMIT FINANCIAL CONSULTING LLC

Filed: 10/15/2025ACC: 0002065794-25-000004

📋 What this filing means

SUMMIT FINANCIAL CONSULTING LLC filed this quarterly 13F‑HR report disclosing 42 equity positions with a total reported market value of $125.28M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$125.28M

Total AUM (reported)

1.80M

Total Shares

Allocation by class

IBOXX INV CP ETF$20.08M16.0%

IBOXX HI YD ETF$20.05M16.0%

U.S. FINLS ETF$6.90M5.5%

U.S. TECH ETF$6.82M5.4%

US TELECOM ETF$6.80M5.4%

S&P 500 GRWT ETF$6.71M5.4%

MSCI EMG MKT ETF$6.70M5.4%

Portfolio Concentration

Top 3$47.03M37.5%

4–10$46.83M37.4%

11–25$26.43M21.1%

Rest$4.99M4.0%

Top 3 weight

37.5%

Top 10 weight

74.9%

Voting Authority Distribution

Total shares with voting rights: 1.80M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.80M

% of voting shares100.0%

Investment Discretion (by position count)

Sole42

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings42

Rows:

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares180.16K

TypeSH

Market value$20.08M

16.03%

Sole

0.00

Shared

0.00

None

180.16K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares246.95K

TypeSH

Market value$20.05M

16.00%

Sole

0.00

Shared

0.00

None

246.95K

ISHARES TR

SOLE

U.S. FINLS ETF

Shares54.51K

TypeSH

Market value$6.90M

5.51%

Sole

0.00

Shared

0.00

None

54.51K

ISHARES TR

SOLE

U.S. TECH ETF

Shares34.82K

TypeSH

Market value$6.82M

5.44%

Sole

0.00

Shared

0.00

None

34.82K

ISHARES TR

SOLE

US TELECOM ETF

Shares210.75K

TypeSH

Market value$6.80M

5.43%

Sole

0.00

Shared

0.00

None

210.75K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares55.55K

TypeSH

Market value$6.71M

5.35%

Sole

0.00

Shared

0.00

None

55.55K

ISHARES TR

SOLE

MSCI EMG MKT ETF

Shares125.54K

TypeSH

Market value$6.70M

5.35%

Sole

0.00

Shared

0.00

None

125.54K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares26.84K

TypeSH

Market value$6.63M

5.30%

Sole

0.00

Shared

0.00

None

26.84K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares251.25K

TypeSH

Market value$6.62M

5.28%

Sole

0.00

Shared

0.00

None

251.25K

ISHARES TR

SOLE

U.S. UTILITS ETF

Shares59.03K

TypeSH

Market value$6.55M

5.23%

Sole

0.00

Shared

0.00

None

59.03K

ISHARES TR

SOLE

U.S. ENERGY ETF

Shares137.41K

TypeSH

Market value$6.53M

5.21%

Sole

0.00

Shared

0.00

None

137.41K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares68.15K

TypeSH

Market value$6.36M

5.08%

Sole

0.00

Shared

0.00

None

68.15K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P 500 TOP 50

Shares48.52K

TypeSH

Market value$2.79M

2.23%

Sole

0.00

Shared

0.00

None

48.52K

ISHARES TR

SOLE

20 YR TR BD ETF

Shares12.95K

TypeSH

Market value$1.16M

0.92%

Sole

0.00

Shared

0.00

None

12.95K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares11.31K

TypeSH

Market value$1.13M

0.91%

Sole

0.00

Shared

0.00

None

11.31K

MICROSOFT CORP

SOLE

COM

Shares2.16K

TypeSH

Market value$1.12M

0.89%

Sole

0.00

Shared

0.00

None

2.16K

SELECT SECTOR SPDR TR

SOLE

TECHNOLOGY

Shares3.87K

TypeSH

Market value$1.09M

0.87%

Sole

0.00

Shared

0.00

None

3.87K

SPDR SERIES TRUST

SOLE

PORTFOLIO S&P500

Shares13.86K

TypeSH

Market value$1.09M

0.87%

Sole

0.00

Shared

0.00

None

13.86K

APPLE INC

SOLE

COM

Shares3.45K

TypeSH

Market value$879.2K

0.70%

Sole

0.00

Shared

0.00

None

3.45K

SELECT SECTOR SPDR TR

SOLE

SBI INT-UTILS

Shares9.73K

TypeSH

Market value$848.6K

0.68%

Sole

0.00

Shared

0.00

None

9.73K

DBX ETF TR

SOLE

XTRACK MUN INFRA

Shares31.43K

TypeSH

Market value$775.3K

0.62%

Sole

0.00

Shared

0.00

None

31.43K

PIMCO ETF TR

SOLE

INTER MUN BD ACT

Shares14.53K

TypeSH

Market value$759.6K

0.61%

Sole

0.00

Shared

0.00

None

14.53K

FRANKLIN TEMPLETON ETF TR

SOLE

FRANKLIN DYN MUN

Shares28.08K

TypeSH

Market value$695.6K

0.56%

Sole

0.00

Shared

0.00

None

28.08K

PIMCO ETF TR

SOLE

SHTRM MUN BD ACT

Shares12.67K

TypeSH

Market value$640.8K

0.51%

Sole

0.00

Shared

0.00

None

12.67K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares1.12K

TypeSH

Market value$562.1K

0.45%

Sole

0.00

Shared

0.00

None

1.12K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	IBOXX INV CP ETF	180.16K	SH	$20.08M 16.03%	180.16K
ISHARES TRSOLE	IBOXX HI YD ETF	246.95K	SH	$20.05M 16.00%	246.95K
ISHARES TRSOLE	U.S. FINLS ETF	54.51K	SH	$6.90M 5.51%	54.51K
ISHARES TRSOLE	U.S. TECH ETF	34.82K	SH	$6.82M 5.44%	34.82K
ISHARES TRSOLE	US TELECOM ETF	210.75K	SH	$6.80M 5.43%	210.75K
ISHARES TRSOLE	S&P 500 GRWT ETF	55.55K	SH	$6.71M 5.35%	55.55K
ISHARES TRSOLE	MSCI EMG MKT ETF	125.54K	SH	$6.70M 5.35%	125.54K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	26.84K	SH	$6.63M 5.30%	26.84K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	251.25K	SH	$6.62M 5.28%	251.25K
ISHARES TRSOLE	U.S. UTILITS ETF	59.03K	SH	$6.55M 5.23%	59.03K
ISHARES TRSOLE	U.S. ENERGY ETF	137.41K	SH	$6.53M 5.21%	137.41K
ISHARES TRSOLE	MSCI EAFE ETF	68.15K	SH	$6.36M 5.08%	68.15K
INVESCO EXCHANGE TRADED FD TSOLE	S&P 500 TOP 50	48.52K	SH	$2.79M 2.23%	48.52K
ISHARES TRSOLE	20 YR TR BD ETF	12.95K	SH	$1.16M 0.92%	12.95K
ISHARES TRSOLE	CORE US AGGBD ET	11.31K	SH	$1.13M 0.91%	11.31K
MICROSOFT CORPSOLE	COM	2.16K	SH	$1.12M 0.89%	2.16K
SELECT SECTOR SPDR TRSOLE	TECHNOLOGY	3.87K	SH	$1.09M 0.87%	3.87K
SPDR SERIES TRUSTSOLE	PORTFOLIO S&P500	13.86K	SH	$1.09M 0.87%	13.86K
APPLE INCSOLE	COM	3.45K	SH	$879.2K 0.70%	3.45K
SELECT SECTOR SPDR TRSOLE	SBI INT-UTILS	9.73K	SH	$848.6K 0.68%	9.73K
DBX ETF TRSOLE	XTRACK MUN INFRA	31.43K	SH	$775.3K 0.62%	31.43K
PIMCO ETF TRSOLE	INTER MUN BD ACT	14.53K	SH	$759.6K 0.61%	14.53K
FRANKLIN TEMPLETON ETF TRSOLE	FRANKLIN DYN MUN	28.08K	SH	$695.6K 0.56%	28.08K
PIMCO ETF TRSOLE	SHTRM MUN BD ACT	12.67K	SH	$640.8K 0.51%	12.67K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	1.12K	SH	$562.1K 0.45%	1.12K

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