STERLING FINANCIAL PLANNING, INC.

Filed: 11/2/2022ACC: 0001085146-22-003711

📋 What this filing means

STERLING FINANCIAL PLANNING, INC. filed this quarterly 13F‑HR report disclosing 83 equity positions with a total reported market value of $142.6K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$142.6K

Total AUM (reported)

2.40M

Total Shares

Allocation by class

COM$14.0K9.8%

ISHARES NEW$10.3K7.2%

S&P MC 400VL ETF$10.0K7.0%

S&P SML 600 GWT$8.5K5.9%

S&P MC 400GR ETF$8.4K5.9%

S&P 500 GRWT ETF$8.0K5.6%

SP SMCP600VL ETF$7.6K5.3%

Portfolio Concentration

Top 3$28.8K20.2%

4–10$42.8K30.0%

11–25$35.8K25.1%

Rest$35.2K24.7%

Top 3 weight

20.2%

Top 10 weight

50.2%

Voting Authority Distribution

Total shares with voting rights: 2.40M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.40M

% of voting shares100.0%

Investment Discretion (by position count)

Sole83

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings83

Rows:

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares326.69K

TypeSH

Market value$10.3K

7.22%

Sole

0.00

Shared

0.00

None

326.69K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares111.31K

TypeSH

Market value$10.0K

7.02%

Sole

0.00

Shared

0.00

None

111.31K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares83.19K

TypeSH

Market value$8.5K

5.93%

Sole

0.00

Shared

0.00

None

83.19K

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares133.94K

TypeSH

Market value$8.4K

5.92%

Sole

0.00

Shared

0.00

None

133.94K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares138.94K

TypeSH

Market value$8.0K

5.64%

Sole

0.00

Shared

0.00

None

138.94K

ISHARES TR

SOLE

SP SMCP600VL ETF

Shares92.41K

TypeSH

Market value$7.6K

5.34%

Sole

0.00

Shared

0.00

None

92.41K

SCHWAB STRATEGIC TR

SOLE

SCHWAB FDT US LG

Shares116.25K

TypeSH

Market value$5.6K

3.89%

Sole

0.00

Shared

0.00

None

116.25K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares20.74K

TypeSH

Market value$4.5K

3.19%

Sole

0.00

Shared

0.00

None

20.74K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares12.34K

TypeSH

Market value$4.4K

3.10%

Sole

0.00

Shared

0.00

None

12.34K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares44.42K

TypeSH

Market value$4.2K

2.96%

Sole

0.00

Shared

0.00

None

44.42K

ISHARES TR

SOLE

INTL SEL DIV ETF

Shares160.77K

TypeSH

Market value$3.6K

2.54%

Sole

0.00

Shared

0.00

None

160.77K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares26K

TypeSH

Market value$3.3K

2.34%

Sole

0.00

Shared

0.00

None

26K

ISHARES TR

SOLE

US TREAS BD ETF

Shares143.34K

TypeSH

Market value$3.3K

2.29%

Sole

0.00

Shared

0.00

None

143.34K

SPDR GOLD TR

SOLE

GOLD SHS

Shares18.48K

TypeSH

Market value$2.9K

2.00%

Sole

0.00

Shared

0.00

None

18.48K

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares35.21K

TypeSH

Market value$2.8K

1.98%

Sole

0.00

Shared

0.00

None

35.21K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares19.83K

TypeSH

Market value$2.4K

1.69%

Sole

0.00

Shared

0.00

None

19.83K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares32.49K

TypeSH

Market value$2.4K

1.65%

Sole

0.00

Shared

0.00

None

32.49K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares62.52K

TypeSH

Market value$2.3K

1.59%

Sole

0.00

Shared

0.00

None

62.52K

SCHWAB STRATEGIC TR

SOLE

SCHWB FDT INT SC

Shares78.19K

TypeSH

Market value$2.1K

1.49%

Sole

0.00

Shared

0.00

None

78.19K

APPLE INC

SOLE

COM

Shares14.92K

TypeSH

Market value$2.1K

1.45%

Sole

0.00

Shared

0.00

None

14.92K

JOHNSON & JOHNSON

SOLE

COM

Shares11.65K

TypeSH

Market value$1.9K

1.33%

Sole

0.00

Shared

0.00

None

11.65K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares13.06K

TypeSH

Market value$1.9K

1.31%

Sole

0.00

Shared

0.00

None

13.06K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares23.19K

TypeSH

Market value$1.7K

1.19%

Sole

0.00

Shared

0.00

None

23.19K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares62.21K

TypeSH

Market value$1.6K

1.12%

Sole

0.00

Shared

0.00

None

62.21K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares9.31K

TypeSH

Market value$1.6K

1.11%

Sole

0.00

Shared

0.00

None

9.31K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES GOLD TRSOLE	ISHARES NEW	326.69K	SH	$10.3K 7.22%	326.69K
ISHARES TRSOLE	S&P MC 400VL ETF	111.31K	SH	$10.0K 7.02%	111.31K
ISHARES TRSOLE	S&P SML 600 GWT	83.19K	SH	$8.5K 5.93%	83.19K
ISHARES TRSOLE	S&P MC 400GR ETF	133.94K	SH	$8.4K 5.92%	133.94K
ISHARES TRSOLE	S&P 500 GRWT ETF	138.94K	SH	$8.0K 5.64%	138.94K
ISHARES TRSOLE	SP SMCP600VL ETF	92.41K	SH	$7.6K 5.34%	92.41K
SCHWAB STRATEGIC TRSOLE	SCHWAB FDT US LG	116.25K	SH	$5.6K 3.89%	116.25K
ISHARES TRSOLE	CORE S&P MCP ETF	20.74K	SH	$4.5K 3.19%	20.74K
ISHARES TRSOLE	CORE S&P500 ETF	12.34K	SH	$4.4K 3.10%	12.34K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	44.42K	SH	$4.2K 2.96%	44.42K
ISHARES TRSOLE	INTL SEL DIV ETF	160.77K	SH	$3.6K 2.54%	160.77K
ISHARES TRSOLE	S&P 500 VAL ETF	26K	SH	$3.3K 2.34%	26K
ISHARES TRSOLE	US TREAS BD ETF	143.34K	SH	$3.3K 2.29%	143.34K
SPDR GOLD TRSOLE	GOLD SHS	18.48K	SH	$2.9K 2.00%	18.48K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	35.21K	SH	$2.8K 1.98%	35.21K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	19.83K	SH	$2.4K 1.69%	19.83K
ISHARES TRSOLE	EAFE GRWTH ETF	32.49K	SH	$2.4K 1.65%	32.49K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	62.52K	SH	$2.3K 1.59%	62.52K
SCHWAB STRATEGIC TRSOLE	SCHWB FDT INT SC	78.19K	SH	$2.1K 1.49%	78.19K
APPLE INCSOLE	COM	14.92K	SH	$2.1K 1.45%	14.92K
JOHNSON & JOHNSONSOLE	COM	11.65K	SH	$1.9K 1.33%	11.65K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	13.06K	SH	$1.9K 1.31%	13.06K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	23.19K	SH	$1.7K 1.19%	23.19K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	62.21K	SH	$1.6K 1.12%	62.21K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	9.31K	SH	$1.6K 1.11%	9.31K

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