STEPHEN J. GARRY & ASSOCIATES, LLC

Filed: 1/16/2026ACC: 0001951757-26-000190

📋 What this filing means

STEPHEN J. GARRY & ASSOCIATES, LLC filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $126.09M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$126.09M

Total AUM (reported)

864.73K

Total Shares

Allocation by class

GROWTH ETF$26.69M21.2%

ISHARES NEW$12.92M10.2%

S&P 500 ETF SHS$10.28M8.2%

TOTAL BND MRKT$9.71M7.7%

INTERMED TERM$8.08M6.4%

TR UNIT$6.23M4.9%

VALUE ETF$5.51M4.4%

Portfolio Concentration

Top 3$49.89M39.6%

4–10$43.70M34.7%

11–25$22.26M17.7%

Rest$10.24M8.1%

Top 3 weight

39.6%

Top 10 weight

74.2%

Voting Authority Distribution

Total shares with voting rights: 864.73K

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

864.73K

% of voting shares100.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings51

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares54.70K

TypeSH

Market value$26.69M

21.17%

Sole

0.00

Shared

0.00

None

54.70K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares159.12K

TypeSH

Market value$12.92M

10.24%

Sole

0.00

Shared

0.00

None

159.12K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares16.40K

TypeSH

Market value$10.28M

8.16%

Sole

0.00

Shared

0.00

None

16.40K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares131.05K

TypeSH

Market value$9.71M

7.70%

Sole

0.00

Shared

0.00

None

131.05K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares103.76K

TypeSH

Market value$8.08M

6.41%

Sole

0.00

Shared

0.00

None

103.76K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares9.14K

TypeSH

Market value$6.23M

4.94%

Sole

0.00

Shared

0.00

None

9.14K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares28.85K

TypeSH

Market value$5.51M

4.37%

Sole

0.00

Shared

0.00

None

28.85K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares7.44K

TypeSH

Market value$5.09M

4.04%

Sole

0.00

Shared

0.00

None

7.44K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares15.45K

TypeSH

Market value$4.67M

3.70%

Sole

0.00

Shared

0.00

None

15.45K

VANGUARD ADMIRAL FDS INC

SOLE

MIDCP 400 GRTH

Shares36.69K

TypeSH

Market value$4.41M

3.50%

Sole

0.00

Shared

0.00

None

36.69K

ISHARES TR

SOLE

RUS 2000 GRW ETF

Shares10.44K

TypeSH

Market value$3.37M

2.67%

Sole

0.00

Shared

0.00

None

10.44K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares31K

TypeSH

Market value$2.47M

1.96%

Sole

0.00

Shared

0.00

None

31K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares26.73K

TypeSH

Market value$2.21M

1.76%

Sole

0.00

Shared

0.00

None

26.73K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares3.44K

TypeSH

Market value$1.73M

1.37%

Sole

0.00

Shared

0.00

None

3.44K

ISHARES TR

SOLE

FUTURE AI & TECH

Shares33.83K

TypeSH

Market value$1.63M

1.29%

Sole

0.00

Shared

0.00

None

33.83K

APPLE INC

SOLE

COM

Shares5.36K

TypeSH

Market value$1.46M

1.16%

Sole

0.00

Shared

0.00

None

5.36K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares13.26K

TypeSH

Market value$1.42M

1.13%

Sole

0.00

Shared

0.00

None

13.26K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares3.98K

TypeSH

Market value$1.15M

0.91%

Sole

0.00

Shared

0.00

None

3.98K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares1.87K

TypeSH

Market value$1.15M

0.91%

Sole

0.00

Shared

0.00

None

1.87K

VANGUARD MUN BD FDS

SOLE

INTERMEDIATE TRM

Shares10.45K

TypeSH

Market value$1.05M

0.84%

Sole

0.00

Shared

0.00

None

10.45K

ISHARES TR

SOLE

US AER DEF ETF

Shares4.85K

TypeSH

Market value$1.04M

0.83%

Sole

0.00

Shared

0.00

None

4.85K

BLACKROCK ETF TRUST

SOLE

ISHARES A I INNO

Shares31K

TypeSH

Market value$1.03M

0.82%

Sole

0.00

Shared

0.00

None

31K

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares10.05K

TypeSH

Market value$946.8K

0.75%

Sole

0.00

Shared

0.00

None

10.05K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares7.29K

TypeSH

Market value$898.6K

0.71%

Sole

0.00

Shared

0.00

None

7.29K

GRAYSCALE BITCOIN TRUST ETF

SOLE

SHS REP COM UT

Shares10.12K

TypeSH

Market value$691.5K

0.55%

Sole

0.00

Shared

0.00

None

10.12K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	54.70K	SH	$26.69M 21.17%	54.70K
ISHARES GOLD TRSOLE	ISHARES NEW	159.12K	SH	$12.92M 10.24%	159.12K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	16.40K	SH	$10.28M 8.16%	16.40K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	131.05K	SH	$9.71M 7.70%	131.05K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	103.76K	SH	$8.08M 6.41%	103.76K
SPDR S&P 500 ETF TRSOLE	TR UNIT	9.14K	SH	$6.23M 4.94%	9.14K
VANGUARD INDEX FDSSOLE	VALUE ETF	28.85K	SH	$5.51M 4.37%	28.85K
ISHARES TRSOLE	CORE S&P500 ETF	7.44K	SH	$5.09M 4.04%	7.44K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	15.45K	SH	$4.67M 3.70%	15.45K
VANGUARD ADMIRAL FDS INCSOLE	MIDCP 400 GRTH	36.69K	SH	$4.41M 3.50%	36.69K
ISHARES TRSOLE	RUS 2000 GRW ETF	10.44K	SH	$3.37M 2.67%	10.44K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	31K	SH	$2.47M 1.96%	31K
ISHARES TRSOLE	1 3 YR TREAS BD	26.73K	SH	$2.21M 1.76%	26.73K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	3.44K	SH	$1.73M 1.37%	3.44K
ISHARES TRSOLE	FUTURE AI & TECH	33.83K	SH	$1.63M 1.29%	33.83K
APPLE INCSOLE	COM	5.36K	SH	$1.46M 1.16%	5.36K
ISHARES TRSOLE	NATIONAL MUN ETF	13.26K	SH	$1.42M 1.13%	13.26K
VANGUARD INDEX FDSSOLE	MID CAP ETF	3.98K	SH	$1.15M 0.91%	3.98K
INVESCO QQQ TRSOLE	UNIT SER 1	1.87K	SH	$1.15M 0.91%	1.87K
VANGUARD MUN BD FDSSOLE	INTERMEDIATE TRM	10.45K	SH	$1.05M 0.84%	10.45K
ISHARES TRSOLE	US AER DEF ETF	4.85K	SH	$1.04M 0.83%	4.85K
BLACKROCK ETF TRUSTSOLE	ISHARES A I INNO	31K	SH	$1.03M 0.82%	31K
ISHARES TRSOLE	MSCI USA MIN VOL	10.05K	SH	$946.8K 0.75%	10.05K
ISHARES TRSOLE	S&P 500 GRWT ETF	7.29K	SH	$898.6K 0.71%	7.29K
GRAYSCALE BITCOIN TRUST ETFSOLE	SHS REP COM UT	10.12K	SH	$691.5K 0.55%	10.12K

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