STEPHEN J. GARRY & ASSOCIATES, LLC

Filed: 11/12/2025ACC: 0001951757-25-001379

📋 What this filing means

STEPHEN J. GARRY & ASSOCIATES, LLC filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $125.23M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$125.23M

Total AUM (reported)

860.62K

Total Shares

Allocation by class

GROWTH ETF$27.22M21.7%

ISHARES NEW$11.65M9.3%

S&P 500 ETF SHS$10.50M8.4%

TOTAL BND MRKT$9.55M7.6%

INTERMED TERM$7.86M6.3%

TR UNIT$6.38M5.1%

VALUE ETF$5.24M4.2%

Portfolio Concentration

Top 3$49.37M39.4%

4–10$43.15M34.5%

11–25$23.35M18.6%

Rest$9.35M7.5%

Top 3 weight

39.4%

Top 10 weight

73.9%

Voting Authority Distribution

Total shares with voting rights: 860.62K

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

860.62K

% of voting shares100.0%

Investment Discretion (by position count)

Sole51

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings51

Rows:

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares56.76K

TypeSH

Market value$27.22M

21.74%

Sole

0.00

Shared

0.00

None

56.76K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares160.07K

TypeSH

Market value$11.65M

9.30%

Sole

0.00

Shared

0.00

None

160.07K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares17.14K

TypeSH

Market value$10.50M

8.38%

Sole

0.00

Shared

0.00

None

17.14K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares128.35K

TypeSH

Market value$9.55M

7.62%

Sole

0.00

Shared

0.00

None

128.35K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares100.64K

TypeSH

Market value$7.86M

6.28%

Sole

0.00

Shared

0.00

None

100.64K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares9.57K

TypeSH

Market value$6.38M

5.09%

Sole

0.00

Shared

0.00

None

9.57K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares28.11K

TypeSH

Market value$5.24M

4.19%

Sole

0.00

Shared

0.00

None

28.11K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares7.57K

TypeSH

Market value$5.07M

4.05%

Sole

0.00

Shared

0.00

None

7.57K

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares15.55K

TypeSH

Market value$4.63M

3.70%

Sole

0.00

Shared

0.00

None

15.55K

VANGUARD ADMIRAL FDS INC

SOLE

MIDCP 400 GRTH

Shares37.07K

TypeSH

Market value$4.43M

3.54%

Sole

0.00

Shared

0.00

None

37.07K

ISHARES TR

SOLE

RUS 2000 GRW ETF

Shares10.60K

TypeSH

Market value$3.39M

2.71%

Sole

0.00

Shared

0.00

None

10.60K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares33.67K

TypeSH

Market value$2.69M

2.15%

Sole

0.00

Shared

0.00

None

33.67K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares27.71K

TypeSH

Market value$2.30M

1.84%

Sole

0.00

Shared

0.00

None

27.71K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares3.81K

TypeSH

Market value$1.92M

1.53%

Sole

0.00

Shared

0.00

None

3.81K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares16.42K

TypeSH

Market value$1.75M

1.40%

Sole

0.00

Shared

0.00

None

16.42K

ISHARES TR

SOLE

FUTURE AI & TECH

Shares32.36K

TypeSH

Market value$1.48M

1.18%

Sole

0.00

Shared

0.00

None

32.36K

VANGUARD MUN BD FDS

SOLE

INTERMEDIATE TRM

Shares14.08K

TypeSH

Market value$1.41M

1.13%

Sole

0.00

Shared

0.00

None

14.08K

APPLE INC

SOLE

COM

Shares5.36K

TypeSH

Market value$1.37M

1.09%

Sole

0.00

Shared

0.00

None

5.36K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares3.98K

TypeSH

Market value$1.17M

0.93%

Sole

0.00

Shared

0.00

None

3.98K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares1.87K

TypeSH

Market value$1.12M

0.90%

Sole

0.00

Shared

0.00

None

1.87K

BLACKROCK ETF TRUST

SOLE

ISHARES A I INNO

Shares30.13K

TypeSH

Market value$1.03M

0.82%

Sole

0.00

Shared

0.00

None

30.13K

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares10.36K

TypeSH

Market value$985.2K

0.79%

Sole

0.00

Shared

0.00

None

10.36K

ISHARES TR

SOLE

US AER DEF ETF

Shares4.51K

TypeSH

Market value$943.6K

0.75%

Sole

0.00

Shared

0.00

None

4.51K

GRAYSCALE BITCOIN TRUST ETF

SOLE

SHS REP COM UT

Shares10.12K

TypeSH

Market value$908.1K

0.73%

Sole

0.00

Shared

0.00

None

10.12K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares7.37K

TypeSH

Market value$889.7K

0.71%

Sole

0.00

Shared

0.00

None

7.37K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	GROWTH ETF	56.76K	SH	$27.22M 21.74%	56.76K
ISHARES GOLD TRSOLE	ISHARES NEW	160.07K	SH	$11.65M 9.30%	160.07K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	17.14K	SH	$10.50M 8.38%	17.14K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	128.35K	SH	$9.55M 7.62%	128.35K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	100.64K	SH	$7.86M 6.28%	100.64K
SPDR S&P 500 ETF TRSOLE	TR UNIT	9.57K	SH	$6.38M 5.09%	9.57K
VANGUARD INDEX FDSSOLE	VALUE ETF	28.11K	SH	$5.24M 4.19%	28.11K
ISHARES TRSOLE	CORE S&P500 ETF	7.57K	SH	$5.07M 4.05%	7.57K
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	15.55K	SH	$4.63M 3.70%	15.55K
VANGUARD ADMIRAL FDS INCSOLE	MIDCP 400 GRTH	37.07K	SH	$4.43M 3.54%	37.07K
ISHARES TRSOLE	RUS 2000 GRW ETF	10.60K	SH	$3.39M 2.71%	10.60K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	33.67K	SH	$2.69M 2.15%	33.67K
ISHARES TRSOLE	1 3 YR TREAS BD	27.71K	SH	$2.30M 1.84%	27.71K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	3.81K	SH	$1.92M 1.53%	3.81K
ISHARES TRSOLE	NATIONAL MUN ETF	16.42K	SH	$1.75M 1.40%	16.42K
ISHARES TRSOLE	FUTURE AI & TECH	32.36K	SH	$1.48M 1.18%	32.36K
VANGUARD MUN BD FDSSOLE	INTERMEDIATE TRM	14.08K	SH	$1.41M 1.13%	14.08K
APPLE INCSOLE	COM	5.36K	SH	$1.37M 1.09%	5.36K
VANGUARD INDEX FDSSOLE	MID CAP ETF	3.98K	SH	$1.17M 0.93%	3.98K
INVESCO QQQ TRSOLE	UNIT SER 1	1.87K	SH	$1.12M 0.90%	1.87K
BLACKROCK ETF TRUSTSOLE	ISHARES A I INNO	30.13K	SH	$1.03M 0.82%	30.13K
ISHARES TRSOLE	MSCI USA MIN VOL	10.36K	SH	$985.2K 0.79%	10.36K
ISHARES TRSOLE	US AER DEF ETF	4.51K	SH	$943.6K 0.75%	4.51K
GRAYSCALE BITCOIN TRUST ETFSOLE	SHS REP COM UT	10.12K	SH	$908.1K 0.73%	10.12K
ISHARES TRSOLE	S&P 500 GRWT ETF	7.37K	SH	$889.7K 0.71%	7.37K

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