STENBERG JON (President) exercised options at CITIZENS, INC.

Option exercise — a mechanical event triggered by vesting or expiry. Not a discretionary conviction trade.

M · 1 exercise

STENBERG JON

Filed: 4/2/2026ACC: 0002015793-26-000008

InsiderSTENBERG JONCIK 2015793

→

IssuerCITIZENS, INC.CIK 24090

Officer· President

Since Mar 2024

+39.73K

Net shares

Net buyer

$16.2K

Total sold

Open market trades

0B · 0S

Total transactions

56.13K acquired · 16.40K disposed

Non-Derivative Transactions2

Citizens, Inc. Class A Common Stock

Direct

M · Option Exercise

+13.19K

Price / share

—

Trade value

—

% of position

4.3%

3/31/2026

307.60K→320.79K

Citizens, Inc. Class A Common Stock

Direct

F · Tax Withholding

−3.21K

Price / share

$5.03

Trade value

$16.15K

% of position

1.0%

3/31/2026

320.79K→317.57K

Total

Net shares

+9.97K

Net value

-$16.15K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
Citizens, Inc. Class A Common Stock Direct	3/31/2026	M · Option Exercise	+13.19K	—	—	4.3%	307.60K	320.79K
Citizens, Inc. Class A Common Stock Direct	3/31/2026	F · Tax Withholding	−3.21K	$5.03	$16.15K	1.0%	320.79K	317.57K
Total			+9.97K		-$16.15K

Derivative Transactions2

Restricted Stock Units

Direct

M · Option Exercise

Converts to

Class A Common Stock

13.19K shares

−13.19K

Strike price

Held after

26.37K

Exercisable

—

3/31/2026

Restricted Stock Units

Direct

A · Award

Converts to

Class A Common Stock

42.94K shares

+42.94K

Strike price

Held after

42.94K

Exercisable

—

3/31/2026

Security	Converts To	Date	Type	Shares	Strike Price	Exercisable	Held After
Restricted Stock Units Direct	Class A Common Stock13.19K shares	3/31/2026	M · Option Exercise	−13.19K		—	26.37K
Restricted Stock Units Direct	Class A Common Stock42.94K shares	3/31/2026	A · Award	+42.94K		—	42.94K

Non-Derivative Holdings (Post-Transaction)1

Citizens, Inc. Class A Common Stock

Indirect

Shares owned130.10K

Total

130.10K indirect130.10K

Security Title	Shares Owned	Ownership Type
Citizens, Inc. Class A Common Stock	130.10K	Indirect
Total	130.10K	130.10K indirect

Derivative Holdings (Post-Transaction)2

Restricted Stock Units

Direct

Underlying security

Class A Common Stock

Underlying shares

20.31K

Shares owned

20.31K

Exercise price

Expiration

—

Exercise window

—

Restricted Stock Units

Direct

Underlying security

Class A Common Stock

Underlying shares

45.25K

Shares owned

45.25K

Exercise price

Expiration

—

Exercise window

—

Total

Underlying

65.56K

Owned

65.56K

Security	Underlying	Exercise Window	Expiration	Underlying Shares	Shares Owned
Restricted Stock Units Direct	Class A Common Stock	—	—	20.31K	20.31K
Restricted Stock Units Direct	Class A Common Stock	—	—	45.25K	45.25K
Total				65.56K	65.56K