STAR FINANCIAL BANK

Filed: 2/13/2026ACC: 0001965329-26-000001

📋 What this filing means

STAR FINANCIAL BANK filed this quarterly 13F‑HR report disclosing 107 equity positions with a total reported market value of $195.71M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

107

Positions

$195.71M

Total AUM (reported)

2.81M

Total Shares

Allocation by class

EXCHANGE TRADED FUND$89.53M45.7%

FIXED INCOME ETF$67.25M34.4%

COMMON STOCK$28.19M14.4%

INTERNATIONAL EQUITY ETF$10.74M5.5%

Portfolio Concentration

Top 3$51.43M26.3%

4–10$47.59M24.3%

11–25$48.86M25.0%

Rest$47.84M24.4%

Top 3 weight

26.3%

Top 10 weight

50.6%

Voting Authority Distribution

Total shares with voting rights: 2.81M

Sole

Full voting authority

2.80M

% of voting shares99.6%

Shared

Joint voting authority

8.46K

% of voting shares0.3%

None

No voting authority

1.83K

% of voting shares0.1%

Investment Discretion (by position count)

Sole103

Shared0

Other4

Dominant voting typeSole · 99.6% of voting shares

Institutional Holdings107

Rows:

ISHARES RUSSELL 1000 GROWTH ETF

OTR

Exchange Traded Fund

Shares44.54K

TypeSH

Market value$21.08M

10.77%

Sole

44.33K

Shared

135.00

None

82.00

VANGUARD VALUE ETF

SOLE

Exchange Traded Fund

Shares104.56K

TypeSH

Market value$19.97M

10.20%

Sole

104.28K

Shared

75.00

None

204.00

BONDBLOXX ETF TRUST

SOLE

Fixed Income ETF

Shares209.69K

TypeSH

Market value$10.37M

5.30%

Sole

209.16K

Shared

242.00

None

285.00

BLACKROCK ETF TRUST II

SOLE

Fixed Income ETF

Shares192.19K

TypeSH

Market value$10.14M

5.18%

Sole

191.65K

Shared

362.00

None

185.00

BLACKROCK ETF TRUST II

SOLE

Fixed Income ETF

Shares184.82K

TypeSH

Market value$9.56M

4.89%

Sole

184.45K

Shared

176.00

None

189.00

FIRST TRUST AAA

SOLE

Fixed Income ETF

Shares441.04K

TypeSH

Market value$9.04M

4.62%

Sole

440.56K

Shared

0.00

None

478.00

ISHARES CORE S&P SMALL CAP ETF

OTR

Exchange Traded Fund

Shares45.58K

TypeSH

Market value$5.48M

2.80%

Sole

45.20K

Shared

300.00

None

85.00

BONDBLOXX ETF TRUST

SOLE

Fixed Income ETF

Shares97.29K

TypeSH

Market value$4.89M

2.50%

Sole

97.29K

Shared

0.00

None

0.00

ISHARES CORE S&P MIDCAP ETF

OTR

Exchange Traded Fund

Shares64.33K

TypeSH

Market value$4.25M

2.17%

Sole

63.97K

Shared

358.00

None

0.00

VANGUARD MIDCAP VIPER ETF

SOLE

Exchange Traded Fund

Shares14.58K

TypeSH

Market value$4.23M

2.16%

Sole

14.58K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

Exchange Traded Fund

Shares8.33K

TypeSH

Market value$4.06M

2.08%

Sole

8.33K

Shared

0.00

None

0.00

BONDBLOXX ETF TRUST

SOLE

Fixed Income ETF

Shares105.91K

TypeSH

Market value$4.01M

2.05%

Sole

105.74K

Shared

0.00

None

173.00

VANGUARD FTSE DEVELOPED MARKET ETF

SOLE

International Equity ETF

Shares62.88K

TypeSH

Market value$3.93M

2.01%

Sole

62.88K

Shared

0.00

None

0.00

JPMORGAN EQUITY PREMIUM INCOME ETF

SOLE

Exchange Traded Fund

Shares66.41K

TypeSH

Market value$3.80M

1.94%

Sole

66.41K

Shared

0.00

None

0.00

SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF

SOLE

Fixed Income ETF

Shares122.80K

TypeSH

Market value$3.71M

1.89%

Sole

122.15K

Shared

649.00

None

0.00

ISHARES TR

SOLE

International Equity ETF

Shares93.74K

TypeSH

Market value$3.70M

1.89%

Sole

93.59K

Shared

0.00

None

149.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares27.85K

TypeSH

Market value$3.39M

1.73%

Sole

27.85K

Shared

0.00

None

0.00

INVESCO QQQ TRUST SERIES 1

SOLE

Exchange Traded Fund

Shares5.35K

TypeSH

Market value$3.29M

1.68%

Sole

5.35K

Shared

0.00

None

0.00

APPLE INC

SOLE

Common Stock

Shares11.96K

TypeSH

Market value$3.25M

1.66%

Sole

11.69K

Shared

275.00

None

0.00

MICROSOFT CORP

SOLE

Common Stock

Shares6.12K

TypeSH

Market value$2.96M

1.51%

Sole

5.98K

Shared

145.00

None

0.00

ISHARES RUSSELL 1000 VALUE ETF

SOLE

Exchange Traded Fund

Shares13.46K

TypeSH

Market value$2.83M

1.45%

Sole

13.46K

Shared

0.00

None

0.00

ISHARES US TREASURY BOND ETF

SOLE

Fixed Income ETF

Shares121.61K

TypeSH

Market value$2.80M

1.43%

Sole

121.61K

Shared

0.00

None

0.00

ISHARES CORE S&P 500 ETF

SOLE

Exchange Traded Fund

Shares3.73K

TypeSH

Market value$2.55M

1.30%

Sole

3.73K

Shared

0.00

None

0.00

STEEL DYNAMICS INC

SOLE

Common Stock

Shares14.98K

TypeSH

Market value$2.54M

1.30%

Sole

14.98K

Shared

0.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares27.70K

TypeSH

Market value$2.04M

1.04%

Sole

27.70K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
ISHARES RUSSELL 1000 GROWTH ETFOTR	Exchange Traded Fund	44.54K	SH	$21.08M 10.77%	44.33K	135.00	82.00
VANGUARD VALUE ETFSOLE	Exchange Traded Fund	104.56K	SH	$19.97M 10.20%	104.28K	75.00	204.00
BONDBLOXX ETF TRUSTSOLE	Fixed Income ETF	209.69K	SH	$10.37M 5.30%	209.16K	242.00	285.00
BLACKROCK ETF TRUST IISOLE	Fixed Income ETF	192.19K	SH	$10.14M 5.18%	191.65K	362.00	185.00
BLACKROCK ETF TRUST IISOLE	Fixed Income ETF	184.82K	SH	$9.56M 4.89%	184.45K	176.00	189.00
FIRST TRUST AAASOLE	Fixed Income ETF	441.04K	SH	$9.04M 4.62%	440.56K	0.00	478.00
ISHARES CORE S&P SMALL CAP ETFOTR	Exchange Traded Fund	45.58K	SH	$5.48M 2.80%	45.20K	300.00	85.00
BONDBLOXX ETF TRUSTSOLE	Fixed Income ETF	97.29K	SH	$4.89M 2.50%	97.29K	0.00	0.00
ISHARES CORE S&P MIDCAP ETFOTR	Exchange Traded Fund	64.33K	SH	$4.25M 2.17%	63.97K	358.00	0.00
VANGUARD MIDCAP VIPER ETFSOLE	Exchange Traded Fund	14.58K	SH	$4.23M 2.16%	14.58K	0.00	0.00
VANGUARD INDEX FDSSOLE	Exchange Traded Fund	8.33K	SH	$4.06M 2.08%	8.33K	0.00	0.00
BONDBLOXX ETF TRUSTSOLE	Fixed Income ETF	105.91K	SH	$4.01M 2.05%	105.74K	0.00	173.00
VANGUARD FTSE DEVELOPED MARKET ETFSOLE	International Equity ETF	62.88K	SH	$3.93M 2.01%	62.88K	0.00	0.00
JPMORGAN EQUITY PREMIUM INCOME ETFSOLE	Exchange Traded Fund	66.41K	SH	$3.80M 1.94%	66.41K	0.00	0.00
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFSOLE	Fixed Income ETF	122.80K	SH	$3.71M 1.89%	122.15K	649.00	0.00
ISHARES TRSOLE	International Equity ETF	93.74K	SH	$3.70M 1.89%	93.59K	0.00	149.00
ISHARES TRSOLE	Exchange Traded Fund	27.85K	SH	$3.39M 1.73%	27.85K	0.00	0.00
INVESCO QQQ TRUST SERIES 1SOLE	Exchange Traded Fund	5.35K	SH	$3.29M 1.68%	5.35K	0.00	0.00
APPLE INCSOLE	Common Stock	11.96K	SH	$3.25M 1.66%	11.69K	275.00	0.00
MICROSOFT CORPSOLE	Common Stock	6.12K	SH	$2.96M 1.51%	5.98K	145.00	0.00
ISHARES RUSSELL 1000 VALUE ETFSOLE	Exchange Traded Fund	13.46K	SH	$2.83M 1.45%	13.46K	0.00	0.00
ISHARES US TREASURY BOND ETFSOLE	Fixed Income ETF	121.61K	SH	$2.80M 1.43%	121.61K	0.00	0.00
ISHARES CORE S&P 500 ETFSOLE	Exchange Traded Fund	3.73K	SH	$2.55M 1.30%	3.73K	0.00	0.00
STEEL DYNAMICS INCSOLE	Common Stock	14.98K	SH	$2.54M 1.30%	14.98K	0.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	27.70K	SH	$2.04M 1.04%	27.70K	0.00	0.00

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