STAR FINANCIAL BANK

Filed: 11/14/2025ACC: 0001965329-25-000006

📋 What this filing means

STAR FINANCIAL BANK filed this quarterly 13F‑HR report disclosing 118 equity positions with a total reported market value of $169.08M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

118

Positions

$169.08M

Total AUM (reported)

2.34M

Total Shares

Allocation by class

EXCHANGE TRADED FUND$74.42M44.0%

FIXED INCOME ETF$51.49M30.5%

COMMON STOCK$36.54M21.6%

INTERNATIONAL EQUITY ETF$6.37M3.8%

INT'L COMMON STOCK$262.2K0.2%

Portfolio Concentration

Top 3$44.69M26.4%

4–10$38.42M22.7%

11–25$38.25M22.6%

Rest$47.72M28.2%

Top 3 weight

26.4%

Top 10 weight

49.2%

Voting Authority Distribution

Total shares with voting rights: 2.34M

Sole

Full voting authority

2.32M

% of voting shares99.3%

Shared

Joint voting authority

7.64K

% of voting shares0.3%

None

No voting authority

8.21K

% of voting shares0.4%

Investment Discretion (by position count)

Sole114

Shared0

Other4

Dominant voting typeSole · 99.3% of voting shares

Institutional Holdings118

Rows:

ISHARES RUSSELL 1000 GROWTH ETF

OTR

Exchange Traded Fund

Shares44.99K

TypeSH

Market value$21.07M

12.46%

Sole

44.47K

Shared

135.00

None

386.00

VANGUARD VALUE ETF

SOLE

Exchange Traded Fund

Shares77.86K

TypeSH

Market value$14.52M

8.59%

Sole

77.19K

Shared

0.00

None

674.00

BONDBLOXX ETF TRUST

SOLE

Fixed Income ETF

Shares183.51K

TypeSH

Market value$9.10M

5.38%

Sole

181.44K

Shared

242.00

None

1.83K

BLACKROCK ETF TRUST II

SOLE

Fixed Income ETF

Shares144.20K

TypeSH

Market value$7.68M

4.54%

Sole

142.99K

Shared

362.00

None

857.00

BLACKROCK ETF TRUST II

SOLE

Fixed Income ETF

Shares146.35K

TypeSH

Market value$7.61M

4.50%

Sole

145.30K

Shared

176.00

None

875.00

FIRST TR EXCHANGE-TRADED FD IV

SOLE

Fixed Income ETF

Shares346.61K

TypeSH

Market value$7.11M

4.20%

Sole

344.39K

Shared

0.00

None

2.21K

ISHARES CORE S&P MIDCAP ETF

OTR

Exchange Traded Fund

Shares65.40K

TypeSH

Market value$4.27M

2.52%

Sole

65.04K

Shared

358.00

None

0.00

BONDBLOXX ETF TRUST

SOLE

Fixed Income ETF

Shares103.52K

TypeSH

Market value$4.04M

2.39%

Sole

102.71K

Shared

0.00

None

803.00

JPMORGAN EQUITY PREMIUM INCOME ETF

SOLE

Exchange Traded Fund

Shares69.71K

TypeSH

Market value$3.98M

2.35%

Sole

69.71K

Shared

0.00

None

0.00

APPLE INC

SOLE

Common Stock

Shares14.67K

TypeSH

Market value$3.74M

2.21%

Sole

14.39K

Shared

275.00

None

0.00

ISHARES CORE S&P SMALL CAP ETF

OTR

Exchange Traded Fund

Shares30.09K

TypeSH

Market value$3.58M

2.11%

Sole

30K

Shared

0.00

None

85.00

ISHARES TR

SOLE

International Equity ETF

Shares93.82K

TypeSH

Market value$3.55M

2.10%

Sole

93.67K

Shared

0.00

None

149.00

MICROSOFT CORP

SOLE

Common Stock

Shares6.79K

TypeSH

Market value$3.52M

2.08%

Sole

6.62K

Shared

177.00

None

0.00

ISHARES TR

SOLE

Exchange Traded Fund

Shares28.73K

TypeSH

Market value$3.52M

2.08%

Sole

28.73K

Shared

0.00

None

0.00

INVESCO QQQ TRUST SERIES 1

SOLE

Exchange Traded Fund

Shares5.62K

TypeSH

Market value$3.37M

1.99%

Sole

5.62K

Shared

0.00

None

0.00

SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF

SOLE

Fixed Income ETF

Shares108.94K

TypeSH

Market value$3.30M

1.95%

Sole

108.29K

Shared

649.00

None

0.00

ISHARES RUSSELL 1000 VALUE ETF

SOLE

Exchange Traded Fund

Shares13.65K

TypeSH

Market value$2.78M

1.64%

Sole

13.65K

Shared

0.00

None

0.00

STEEL DYNAMICS INC

SOLE

Common Stock

Shares14.96K

TypeSH

Market value$2.09M

1.23%

Sole

14.96K

Shared

0.00

None

0.00

ISHARES CORE S&P 500 ETF

SOLE

Exchange Traded Fund

Shares3.09K

TypeSH

Market value$2.07M

1.22%

Sole

3.09K

Shared

0.00

None

0.00

VANGUARD SMALL CAP VIPER ETF

SOLE

Exchange Traded Fund

Shares7.45K

TypeSH

Market value$1.89M

1.12%

Sole

7.29K

Shared

45.00

None

119.00

JP MORGAN CHASE & CO

SOLE

Common Stock

Shares5.76K

TypeSH

Market value$1.82M

1.08%

Sole

5.54K

Shared

220.00

None

0.00

ISHARES TR

SOLE

Fixed Income ETF

Shares74.14K

TypeSH

Market value$1.80M

1.07%

Sole

74.14K

Shared

0.00

None

0.00

INVESCO EXCH TRADED FD TR II

SOLE

Fixed Income ETF

Shares64.30K

TypeSH

Market value$1.75M

1.04%

Sole

64K

Shared

297.00

None

0.00

DIMENSIONAL ETF TRUST

SOLE

Exchange Traded Fund

Shares24.21K

TypeSH

Market value$1.74M

1.03%

Sole

24.21K

Shared

0.00

None

0.00

ISHARES TR

SOLE

Fixed Income ETF

Shares57.89K

TypeSH

Market value$1.48M

0.87%

Sole

57.89K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
ISHARES RUSSELL 1000 GROWTH ETFOTR	Exchange Traded Fund	44.99K	SH	$21.07M 12.46%	44.47K	135.00	386.00
VANGUARD VALUE ETFSOLE	Exchange Traded Fund	77.86K	SH	$14.52M 8.59%	77.19K	0.00	674.00
BONDBLOXX ETF TRUSTSOLE	Fixed Income ETF	183.51K	SH	$9.10M 5.38%	181.44K	242.00	1.83K
BLACKROCK ETF TRUST IISOLE	Fixed Income ETF	144.20K	SH	$7.68M 4.54%	142.99K	362.00	857.00
BLACKROCK ETF TRUST IISOLE	Fixed Income ETF	146.35K	SH	$7.61M 4.50%	145.30K	176.00	875.00
FIRST TR EXCHANGE-TRADED FD IVSOLE	Fixed Income ETF	346.61K	SH	$7.11M 4.20%	344.39K	0.00	2.21K
ISHARES CORE S&P MIDCAP ETFOTR	Exchange Traded Fund	65.40K	SH	$4.27M 2.52%	65.04K	358.00	0.00
BONDBLOXX ETF TRUSTSOLE	Fixed Income ETF	103.52K	SH	$4.04M 2.39%	102.71K	0.00	803.00
JPMORGAN EQUITY PREMIUM INCOME ETFSOLE	Exchange Traded Fund	69.71K	SH	$3.98M 2.35%	69.71K	0.00	0.00
APPLE INCSOLE	Common Stock	14.67K	SH	$3.74M 2.21%	14.39K	275.00	0.00
ISHARES CORE S&P SMALL CAP ETFOTR	Exchange Traded Fund	30.09K	SH	$3.58M 2.11%	30K	0.00	85.00
ISHARES TRSOLE	International Equity ETF	93.82K	SH	$3.55M 2.10%	93.67K	0.00	149.00
MICROSOFT CORPSOLE	Common Stock	6.79K	SH	$3.52M 2.08%	6.62K	177.00	0.00
ISHARES TRSOLE	Exchange Traded Fund	28.73K	SH	$3.52M 2.08%	28.73K	0.00	0.00
INVESCO QQQ TRUST SERIES 1SOLE	Exchange Traded Fund	5.62K	SH	$3.37M 1.99%	5.62K	0.00	0.00
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFSOLE	Fixed Income ETF	108.94K	SH	$3.30M 1.95%	108.29K	649.00	0.00
ISHARES RUSSELL 1000 VALUE ETFSOLE	Exchange Traded Fund	13.65K	SH	$2.78M 1.64%	13.65K	0.00	0.00
STEEL DYNAMICS INCSOLE	Common Stock	14.96K	SH	$2.09M 1.23%	14.96K	0.00	0.00
ISHARES CORE S&P 500 ETFSOLE	Exchange Traded Fund	3.09K	SH	$2.07M 1.22%	3.09K	0.00	0.00
VANGUARD SMALL CAP VIPER ETFSOLE	Exchange Traded Fund	7.45K	SH	$1.89M 1.12%	7.29K	45.00	119.00
JP MORGAN CHASE & COSOLE	Common Stock	5.76K	SH	$1.82M 1.08%	5.54K	220.00	0.00
ISHARES TRSOLE	Fixed Income ETF	74.14K	SH	$1.80M 1.07%	74.14K	0.00	0.00
INVESCO EXCH TRADED FD TR IISOLE	Fixed Income ETF	64.30K	SH	$1.75M 1.04%	64K	297.00	0.00
DIMENSIONAL ETF TRUSTSOLE	Exchange Traded Fund	24.21K	SH	$1.74M 1.03%	24.21K	0.00	0.00
ISHARES TRSOLE	Fixed Income ETF	57.89K	SH	$1.48M 0.87%	57.89K	0.00	0.00

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