STAGLIANO JOSEPH R (EVP Ops and Retail Banking) reported 5 transactions at NBT BANCORP INC

Review the transaction codes below to understand the nature of each event.

STAGLIANO JOSEPH R

Filed: 1/16/2026ACC: 0000790359-26-000004

InsiderSTAGLIANO JOSEPH RCIK 1707851

→

IssuerNBT BANCORP INCCIK 790359

Officer· EVP Ops and Retail Banking

Since Jul 2018

-1.43K

Net shares

Net seller

$62.4K

Total sold

Open market trades

0B · 0S

Total transactions

1.43K disposed

Non-Derivative Transactions5

NBT Bancorp Inc. Common Stock

Direct

F · Tax Withholding

−241.00

Price / share

$43.71

Trade value

$10.53K

% of position

0.3%

1/15/2026

80.39K→80.15K

NBT Bancorp Inc. Common Stock

Direct

F · Tax Withholding

−305.00

Price / share

$43.71

Trade value

$13.33K

% of position

0.4%

1/15/2026

80.15K→79.84K

NBT Bancorp Inc. Common Stock

Direct

F · Tax Withholding

−280.00

Price / share

$43.71

Trade value

$12.24K

% of position

0.4%

1/15/2026

79.84K→79.56K

NBT Bancorp Inc. Common Stock

Direct

F · Tax Withholding

−338.00

Price / share

$43.71

Trade value

$14.77K

% of position

0.4%

1/15/2026

79.56K→79.23K

NBT Bancorp Inc. Common Stock

Direct

F · Tax Withholding

−263.00

Price / share

$43.71

Trade value

$11.50K

% of position

0.3%

1/15/2026

79.23K→78.96K

Total

Net shares

−1.43K

Net value

-$62.37K

Security	Date	Type	Shares	Price / Share	Trade Value	% of Position	Held Before	Held After
NBT Bancorp Inc. Common Stock Direct	1/15/2026	F · Tax Withholding	−241.00	$43.71	$10.53K	0.3%	80.39K	80.15K
NBT Bancorp Inc. Common Stock Direct	1/15/2026	F · Tax Withholding	−305.00	$43.71	$13.33K	0.4%	80.15K	79.84K
NBT Bancorp Inc. Common Stock Direct	1/15/2026	F · Tax Withholding	−280.00	$43.71	$12.24K	0.4%	79.84K	79.56K
NBT Bancorp Inc. Common Stock Direct	1/15/2026	F · Tax Withholding	−338.00	$43.71	$14.77K	0.4%	79.56K	79.23K
NBT Bancorp Inc. Common Stock Direct	1/15/2026	F · Tax Withholding	−263.00	$43.71	$11.50K	0.3%	79.23K	78.96K
Total			−1.43K		-$62.37K

Derivative Transactions0

No derivative transactions reported

Non-Derivative Holdings (Post-Transaction)2

NBT Bancorp Inc. Common Stock

Indirect

Shares owned1.95K

NBT Bancorp Inc. Common Stock

Indirect

Shares owned6.94K

Total

8.90K indirect8.90K

Security Title	Shares Owned	Ownership Type
NBT Bancorp Inc. Common Stock	1.95K	Indirect
NBT Bancorp Inc. Common Stock	6.94K	Indirect
Total	8.90K	8.90K indirect

Derivative Holdings (Post-Transaction)1

Phantom Stock

Direct

Underlying security

NBT Bancorp Inc. Common Stock

Underlying shares

24.15K

Shares owned

24.15K

Exercise price

Expiration

—

Exercise window

—

Total

Underlying

24.15K

Owned

24.15K

Security	Underlying	Exercise Price	Exercise Window	Expiration	Underlying Shares	Shares Owned
Phantom Stock Direct	NBT Bancorp Inc. Common Stock		—	—	24.15K	24.15K
Total					24.15K	24.15K