SPECTRUM PLANNING & ADVISORY SERVICES INC.

Filed: 7/15/2025ACC: 0001951757-25-000836

📋 What this filing means

SPECTRUM PLANNING & ADVISORY SERVICES INC. filed this quarterly 13F‑HR report disclosing 95 equity positions with a total reported market value of $154.62M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$154.62M

Total AUM (reported)

2.40M

Total Shares

Allocation by class

COM$17.51M11.3%

0-3 MNTH TREASRY$10.44M6.8%

ULTRA SHRT ETF$9.59M6.2%

MSCI USA QLT FCT$7.92M5.1%

EAFE VALUE ETF$7.71M5.0%

S&P 500 GRWT ETF$7.51M4.9%

ISHARES US EQUIT$6.93M4.5%

Portfolio Concentration

Top 3$27.95M18.1%

4–10$43.68M28.3%

11–25$42.61M27.6%

Rest$40.37M26.1%

Top 3 weight

18.1%

Top 10 weight

46.3%

Voting Authority Distribution

Total shares with voting rights: 2.40M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.40M

% of voting shares100.0%

Investment Discretion (by position count)

Sole95

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings95

Rows:

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares103.67K

TypeSH

Market value$10.44M

6.75%

Sole

0.00

Shared

0.00

None

103.67K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares189.27K

TypeSH

Market value$9.59M

6.20%

Sole

0.00

Shared

0.00

None

189.27K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares43.32K

TypeSH

Market value$7.92M

5.12%

Sole

0.00

Shared

0.00

None

43.32K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares121.41K

TypeSH

Market value$7.71M

4.98%

Sole

0.00

Shared

0.00

None

121.41K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares68.17K

TypeSH

Market value$7.51M

4.85%

Sole

0.00

Shared

0.00

None

68.17K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares127.28K

TypeSH

Market value$6.93M

4.48%

Sole

0.00

Shared

0.00

None

127.28K

BLACKROCK ETF TRUST II

SOLE

ISHARES TOTAL RE

Shares113.10K

TypeSH

Market value$5.72M

3.70%

Sole

0.00

Shared

0.00

None

113.10K

SPDR SERIES TRUST

SOLE

PORTFOLIO S&P500

Shares78.37K

TypeSH

Market value$5.70M

3.68%

Sole

0.00

Shared

0.00

None

78.37K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares230.96K

TypeSH

Market value$5.37M

3.47%

Sole

0.00

Shared

0.00

None

230.96K

BLACKROCK ETF TRUST

SOLE

ISHARES LARGE CA

Shares138.59K

TypeSH

Market value$4.76M

3.08%

Sole

0.00

Shared

0.00

None

138.59K

SPDR SERIES TRUST

SOLE

BLOOMBERG 1-3 MO

Shares43.23K

TypeSH

Market value$3.97M

2.56%

Sole

0.00

Shared

0.00

None

43.23K

ISHARES INC

SOLE

MSCI EMRG CHN

Shares56.60K

TypeSH

Market value$3.57M

2.31%

Sole

0.00

Shared

0.00

None

56.60K

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares67.54K

TypeSH

Market value$3.57M

2.31%

Sole

0.00

Shared

0.00

None

67.54K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares29.34K

TypeSH

Market value$3.29M

2.13%

Sole

0.00

Shared

0.00

None

29.34K

MICROSOFT CORP

SOLE

COM

Shares6.20K

TypeSH

Market value$3.08M

1.99%

Sole

0.00

Shared

0.00

None

6.20K

ISHARES TR

SOLE

U.S. TECH ETF

Shares16.44K

TypeSH

Market value$2.85M

1.84%

Sole

0.00

Shared

0.00

None

16.44K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares46.21K

TypeSH

Market value$2.77M

1.79%

Sole

0.00

Shared

0.00

None

46.21K

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares26.86K

TypeSH

Market value$2.73M

1.77%

Sole

0.00

Shared

0.00

None

26.86K

SPDR SERIES TRUST

SOLE

PORT MTG BK ETF

Shares122.28K

TypeSH

Market value$2.70M

1.75%

Sole

0.00

Shared

0.00

None

122.28K

ISHARES TR

SOLE

CONV BD ETF

Shares27.82K

TypeSH

Market value$2.51M

1.62%

Sole

0.00

Shared

0.00

None

27.82K

BLACKROCK ETF TRUST

SOLE

ISHARES U S INDU

Shares85.07K

TypeSH

Market value$2.46M

1.59%

Sole

0.00

Shared

0.00

None

85.07K

BLACKROCK ETF TRUST

SOLE

ISHARES US THEMA

Shares66.68K

TypeSH

Market value$2.37M

1.53%

Sole

0.00

Shared

0.00

None

66.68K

ISHARES TR

SOLE

S&P 100 ETF

Shares7.56K

TypeSH

Market value$2.30M

1.49%

Sole

0.00

Shared

0.00

None

7.56K

AMAZON COM INC

SOLE

COM

Shares10.30K

TypeSH

Market value$2.26M

1.46%

Sole

0.00

Shared

0.00

None

10.30K

INVESCO EXCH TRADED FD TR II

SOLE

S&P 500 MOMNTM

Shares19.38K

TypeSH

Market value$2.18M

1.41%

Sole

0.00

Shared

0.00

None

19.38K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	0-3 MNTH TREASRY	103.67K	SH	$10.44M 6.75%	103.67K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	189.27K	SH	$9.59M 6.20%	189.27K
ISHARES TRSOLE	MSCI USA QLT FCT	43.32K	SH	$7.92M 5.12%	43.32K
ISHARES TRSOLE	EAFE VALUE ETF	121.41K	SH	$7.71M 4.98%	121.41K
ISHARES TRSOLE	S&P 500 GRWT ETF	68.17K	SH	$7.51M 4.85%	68.17K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	127.28K	SH	$6.93M 4.48%	127.28K
BLACKROCK ETF TRUST IISOLE	ISHARES TOTAL RE	113.10K	SH	$5.72M 3.70%	113.10K
SPDR SERIES TRUSTSOLE	PORTFOLIO S&P500	78.37K	SH	$5.70M 3.68%	78.37K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	230.96K	SH	$5.37M 3.47%	230.96K
BLACKROCK ETF TRUSTSOLE	ISHARES LARGE CA	138.59K	SH	$4.76M 3.08%	138.59K
SPDR SERIES TRUSTSOLE	BLOOMBERG 1-3 MO	43.23K	SH	$3.97M 2.56%	43.23K
ISHARES INCSOLE	MSCI EMRG CHN	56.60K	SH	$3.57M 2.31%	56.60K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	67.54K	SH	$3.57M 2.31%	67.54K
ISHARES TRSOLE	EAFE GRWTH ETF	29.34K	SH	$3.29M 2.13%	29.34K
MICROSOFT CORPSOLE	COM	6.20K	SH	$3.08M 1.99%	6.20K
ISHARES TRSOLE	U.S. TECH ETF	16.44K	SH	$2.85M 1.84%	16.44K
ISHARES INCSOLE	CORE MSCI EMKT	46.21K	SH	$2.77M 1.79%	46.21K
ISHARES TRSOLE	10-20 YR TRS ETF	26.86K	SH	$2.73M 1.77%	26.86K
SPDR SERIES TRUSTSOLE	PORT MTG BK ETF	122.28K	SH	$2.70M 1.75%	122.28K
ISHARES TRSOLE	CONV BD ETF	27.82K	SH	$2.51M 1.62%	27.82K
BLACKROCK ETF TRUSTSOLE	ISHARES U S INDU	85.07K	SH	$2.46M 1.59%	85.07K
BLACKROCK ETF TRUSTSOLE	ISHARES US THEMA	66.68K	SH	$2.37M 1.53%	66.68K
ISHARES TRSOLE	S&P 100 ETF	7.56K	SH	$2.30M 1.49%	7.56K
AMAZON COM INCSOLE	COM	10.30K	SH	$2.26M 1.46%	10.30K
INVESCO EXCH TRADED FD TR IISOLE	S&P 500 MOMNTM	19.38K	SH	$2.18M 1.41%	19.38K

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