Filed: 1/28/2026ACC: 0000892712-26-000048
📋 What this filing means
SPECTRUM INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 51 equity positions with a total reported market value of $199.54M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
51
Positions
$199.54M
Total AUM (reported)
3.58M
Total Shares
Allocation by class
US CORE EQT MKT$29.07M14.6%
ENHANCED LARGE$26.97M13.5%
S&P 500 ETF SHS$21.49M10.8%
INTL CORE EQT MK$21.20M10.6%
CORE MSCI TOTAL$17.25M8.6%
COM$12.95M6.5%
EQUAL WEGT 0-30$12.51M6.3%
Portfolio Concentration
Top 3$77.53M38.9%
4–10$87.81M44.0%
11–25$26.54M13.3%
Rest$7.66M3.8%
Top 3 weight
38.9%
Top 10 weight
82.9%
Voting Authority Distribution
Total shares with voting rights: 3.58M
Sole
Full voting authority
3.58M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole51
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings51
Rows:
DIMENSIONAL ETF TRUST
SOLEShares621.06K
TypeSH
Market value$29.07M
14.57%
Sole
621.06K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares646.77K
TypeSH
Market value$26.97M
13.52%
Sole
646.77K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares34.27K
TypeSH
Market value$21.49M
10.77%
Sole
34.27K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares556.23K
TypeSH
Market value$21.20M
10.62%
Sole
556.23K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares203.77K
TypeSH
Market value$17.25M
8.64%
Sole
203.77K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares453.92K
TypeSH
Market value$12.51M
6.27%
Sole
453.92K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares127.03K
TypeSH
Market value$12.10M
6.06%
Sole
127.03K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares45.04K
TypeSH
Market value$9.54M
4.78%
Sole
45.04K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares288.17K
TypeSH
Market value$9.39M
4.70%
Sole
288.17K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares20.14K
TypeSH
Market value$5.84M
2.93%
Sole
20.14K
Shared
0.00
None
0.00
FIDELITY MERRIMACK STR TR
SOLEShares103.95K
TypeSH
Market value$4.79M
2.40%
Sole
103.95K
Shared
0.00
None
0.00
ALPS ETF TR
SOLEShares180.62K
TypeSH
Market value$4.71M
2.36%
Sole
180.62K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares28.55K
TypeSH
Market value$3.48M
1.74%
Sole
28.55K
Shared
0.00
None
0.00
APPLE INC
SOLEShares8.71K
TypeSH
Market value$2.37M
1.19%
Sole
8.71K
Shared
0.00
None
0.00
ORACLE CORP
SOLEShares10.06K
TypeSH
Market value$1.96M
0.98%
Sole
10.06K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares9.60K
TypeSH
Market value$1.79M
0.90%
Sole
9.60K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares15.26K
TypeSH
Market value$1.10M
0.55%
Sole
15.26K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.83K
TypeSH
Market value$1.03M
0.52%
Sole
5.83K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares1.84K
TypeSH
Market value$923.4K
0.46%
Sole
1.84K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.59K
TypeSH
Market value$919.5K
0.46%
Sole
8.59K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares1.85K
TypeSH
Market value$897.0K
0.45%
Sole
1.85K
Shared
0.00
None
0.00
ABBVIE INC
SOLEShares3.27K
TypeSH
Market value$747.7K
0.37%
Sole
3.27K
Shared
0.00
None
0.00
PIONEER PWR SOLUTIONS INC
SOLEShares137.50K
TypeSH
Market value$650.4K
0.33%
Sole
137.50K
Shared
0.00
None
0.00
PEPSICO INC
SOLEShares4.33K
TypeSH
Market value$621.3K
0.31%
Sole
4.33K
Shared
0.00
None
0.00
TESLA INC
SOLEShares1.23K
TypeSH
Market value$553.2K
0.28%
Sole
1.23K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 621.06K | SH | $29.07M 14.57% | 621.06K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED LARGE | 646.77K | SH | $26.97M 13.52% | 646.77K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 34.27K | SH | $21.49M 10.77% | 34.27K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 556.23K | SH | $21.20M 10.62% | 556.23K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI TOTAL | 203.77K | SH | $17.25M 8.64% | 203.77K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | EQUAL WEGT 0-30 | 453.92K | SH | $12.51M 6.27% | 453.92K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 127.03K | SH | $12.10M 6.06% | 127.03K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 45.04K | SH | $9.54M 4.78% | 45.04K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 288.17K | SH | $9.39M 4.70% | 288.17K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 20.14K | SH | $5.84M 2.93% | 20.14K | 0.00 | 0.00 |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 103.95K | SH | $4.79M 2.40% | 103.95K | 0.00 | 0.00 |
ALPS ETF TRSOLE | SMITH CORE PLUS | 180.62K | SH | $4.71M 2.36% | 180.62K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000GRW | 28.55K | SH | $3.48M 1.74% | 28.55K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 8.71K | SH | $2.37M 1.19% | 8.71K | 0.00 | 0.00 |
ORACLE CORPSOLE | COM | 10.06K | SH | $1.96M 0.98% | 10.06K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 9.60K | SH | $1.79M 0.90% | 9.60K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | VLU FACTOR ETF | 15.26K | SH | $1.10M 0.55% | 15.26K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 5.83K | SH | $1.03M 0.52% | 5.83K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 1.84K | SH | $923.4K 0.46% | 1.84K | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 8.59K | SH | $919.5K 0.46% | 8.59K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 1.85K | SH | $897.0K 0.45% | 1.85K | 0.00 | 0.00 |
ABBVIE INCSOLE | COM | 3.27K | SH | $747.7K 0.37% | 3.27K | 0.00 | 0.00 |
PIONEER PWR SOLUTIONS INCSOLE | COM NEW | 137.50K | SH | $650.4K 0.33% | 137.50K | 0.00 | 0.00 |
PEPSICO INCSOLE | COM | 4.33K | SH | $621.3K 0.31% | 4.33K | 0.00 | 0.00 |
TESLA INCSOLE | COM | 1.23K | SH | $553.2K 0.28% | 1.23K | 0.00 | 0.00 |
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