Filed: 11/6/2025ACC: 0000892712-25-000134
📋 What this filing means
SPECTRUM INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 30 equity positions with a total reported market value of $184.70M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
30
Positions
$184.70M
Total AUM (reported)
3.39M
Total Shares
Allocation by class
US CORE EQT MKT$28.64M15.5%
ENHANCED LARGE$27.84M15.1%
S&P 500 ETF SHS$21.17M11.5%
INTL CORE EQT MK$20.03M10.8%
ISHARES INTL EQ$16.78M9.1%
EQUAL WEGT 0-30$12.12M6.6%
MBS ETF$11.75M6.4%
Portfolio Concentration
Top 3$77.65M42.0%
4–10$85.08M46.1%
11–25$20.88M11.3%
Rest$1.09M0.6%
Top 3 weight
42.0%
Top 10 weight
88.1%
Voting Authority Distribution
Total shares with voting rights: 3.39M
Sole
Full voting authority
3.39M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole30
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings30
Rows:
DIMENSIONAL ETF TRUST
SOLEShares625.92K
TypeSH
Market value$28.64M
15.51%
Sole
625.92K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares677.03K
TypeSH
Market value$27.84M
15.07%
Sole
677.03K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares34.57K
TypeSH
Market value$21.17M
11.46%
Sole
34.57K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares550.93K
TypeSH
Market value$20.03M
10.84%
Sole
550.93K
Shared
0.00
None
0.00
BLACKROCK ETF TRUST
SOLEShares203.18K
TypeSH
Market value$16.78M
9.08%
Sole
203.18K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares436.48K
TypeSH
Market value$12.12M
6.56%
Sole
436.48K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares123.54K
TypeSH
Market value$11.75M
6.36%
Sole
123.54K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares44.41K
TypeSH
Market value$9.27M
5.02%
Sole
44.41K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares293.15K
TypeSH
Market value$9.24M
5.00%
Sole
293.15K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares20.06K
TypeSH
Market value$5.89M
3.19%
Sole
20.06K
Shared
0.00
None
0.00
FIDELITY MERRIMACK STR TR
SOLEShares101.85K
TypeSH
Market value$4.71M
2.55%
Sole
101.85K
Shared
0.00
None
0.00
ALPS ETF TR
SOLEShares177.54K
TypeSH
Market value$4.64M
2.51%
Sole
177.54K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares27.61K
TypeSH
Market value$3.33M
1.80%
Sole
27.61K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares14.99K
TypeSH
Market value$1.03M
0.56%
Sole
14.99K
Shared
0.00
None
0.00
VANGUARD ADMIRAL FDS INC
SOLEShares10.03K
TypeSH
Market value$1.01M
0.55%
Sole
10.03K
Shared
0.00
None
0.00
APPLE INC
SOLEShares3.88K
TypeSH
Market value$989.0K
0.54%
Sole
3.88K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.37K
TypeSH
Market value$891.2K
0.48%
Sole
8.37K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares4.47K
TypeSH
Market value$833.5K
0.45%
Sole
4.47K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares1.36K
TypeSH
Market value$706.9K
0.38%
Sole
1.36K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares1.35K
TypeSH
Market value$679.7K
0.37%
Sole
1.35K
Shared
0.00
None
0.00
ABBVIE INC
SOLEShares2.81K
TypeSH
Market value$650.3K
0.35%
Sole
2.81K
Shared
0.00
None
0.00
SPDR S&P 500 ETF TR
SOLEShares686.00
TypeSH
Market value$456.7K
0.25%
Sole
686.00
Shared
0.00
None
0.00
ABBOTT LABS
SOLEShares2.53K
TypeSH
Market value$338.9K
0.18%
Sole
2.53K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares10.39K
TypeSH
Market value$331.7K
0.18%
Sole
10.39K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares9.46K
TypeSH
Market value$275.4K
0.15%
Sole
9.46K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 625.92K | SH | $28.64M 15.51% | 625.92K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED LARGE | 677.03K | SH | $27.84M 15.07% | 677.03K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 34.57K | SH | $21.17M 11.46% | 34.57K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 550.93K | SH | $20.03M 10.84% | 550.93K | 0.00 | 0.00 |
BLACKROCK ETF TRUSTSOLE | ISHARES INTL EQ | 203.18K | SH | $16.78M 9.08% | 203.18K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | EQUAL WEGT 0-30 | 436.48K | SH | $12.12M 6.56% | 436.48K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 123.54K | SH | $11.75M 6.36% | 123.54K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 44.41K | SH | $9.27M 5.02% | 44.41K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 293.15K | SH | $9.24M 5.00% | 293.15K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 20.06K | SH | $5.89M 3.19% | 20.06K | 0.00 | 0.00 |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 101.85K | SH | $4.71M 2.55% | 101.85K | 0.00 | 0.00 |
ALPS ETF TRSOLE | SMITH CORE PLUS | 177.54K | SH | $4.64M 2.51% | 177.54K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000GRW | 27.61K | SH | $3.33M 1.80% | 27.61K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | VLU FACTOR ETF | 14.99K | SH | $1.03M 0.56% | 14.99K | 0.00 | 0.00 |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 VAL | 10.03K | SH | $1.01M 0.55% | 10.03K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 3.88K | SH | $989.0K 0.54% | 3.88K | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 8.37K | SH | $891.2K 0.48% | 8.37K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 4.47K | SH | $833.5K 0.45% | 4.47K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 1.36K | SH | $706.9K 0.38% | 1.36K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 1.35K | SH | $679.7K 0.37% | 1.35K | 0.00 | 0.00 |
ABBVIE INCSOLE | COM | 2.81K | SH | $650.3K 0.35% | 2.81K | 0.00 | 0.00 |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 686.00 | SH | $456.7K 0.25% | 686.00 | 0.00 | 0.00 |
ABBOTT LABSSOLE | COM | 2.53K | SH | $338.9K 0.18% | 2.53K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 10.39K | SH | $331.7K 0.18% | 10.39K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 9.46K | SH | $275.4K 0.15% | 9.46K | 0.00 | 0.00 |
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