Filed: 7/29/2025ACC: 0000892712-25-000085
📋 What this filing means
SPECTRUM INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 24 equity positions with a total reported market value of $172.44M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
24
Positions
$172.44M
Total AUM (reported)
3.37M
Total Shares
Allocation by class
US CORE EQT MKT$26.59M15.4%
ENHANCED LARGE$25.57M14.8%
S&P 500 ETF SHS$20.52M11.9%
INTL CORE EQT MK$19.04M11.0%
CORE MSCI TOTAL$15.73M9.1%
EQUAL WEGT 0-30$11.78M6.8%
MBS ETF$11.51M6.7%
Portfolio Concentration
Top 3$72.68M42.1%
4–10$80.69M46.8%
11–25$19.08M11.1%
Top 3 weight
42.1%
Top 10 weight
88.9%
Voting Authority Distribution
Total shares with voting rights: 3.37M
Sole
Full voting authority
3.37M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole24
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings24
Rows:
DIMENSIONAL ETF TRUST
SOLEShares627.82K
TypeSH
Market value$26.59M
15.42%
Sole
627.82K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares690.42K
TypeSH
Market value$25.57M
14.83%
Sole
690.42K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares36.12K
TypeSH
Market value$20.52M
11.90%
Sole
36.12K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares550.74K
TypeSH
Market value$19.04M
11.04%
Sole
550.74K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares203.41K
TypeSH
Market value$15.73M
9.12%
Sole
203.41K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares428.87K
TypeSH
Market value$11.78M
6.83%
Sole
428.87K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares122.64K
TypeSH
Market value$11.51M
6.68%
Sole
122.64K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares44.26K
TypeSH
Market value$8.63M
5.01%
Sole
44.26K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares289.47K
TypeSH
Market value$8.38M
4.86%
Sole
289.47K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares20.07K
TypeSH
Market value$5.61M
3.26%
Sole
20.07K
Shared
0.00
None
0.00
ALPS ETF TR
SOLEShares177.15K
TypeSH
Market value$4.58M
2.66%
Sole
177.15K
Shared
0.00
None
0.00
FIDELITY MERRIMACK STR TR
SOLEShares99.83K
TypeSH
Market value$4.57M
2.65%
Sole
99.83K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares29.50K
TypeSH
Market value$3.22M
1.87%
Sole
29.50K
Shared
0.00
None
0.00
VANGUARD ADMIRAL FDS INC
SOLEShares10.10K
TypeSH
Market value$964.4K
0.56%
Sole
10.10K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares15.09K
TypeSH
Market value$963.7K
0.56%
Sole
15.09K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.30K
TypeSH
Market value$867.6K
0.50%
Sole
8.30K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares1.49K
TypeSH
Market value$723.3K
0.42%
Sole
1.49K
Shared
0.00
None
0.00
APPLE INC
SOLEShares3.42K
TypeSH
Market value$700.6K
0.41%
Sole
3.42K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares1.31K
TypeSH
Market value$653.0K
0.38%
Sole
1.31K
Shared
0.00
None
0.00
ABBVIE INC
SOLEShares2.76K
TypeSH
Market value$512.3K
0.30%
Sole
2.76K
Shared
0.00
None
0.00
SPDR S&P 500 ETF TR
SOLEShares685.00
TypeSH
Market value$423.3K
0.25%
Sole
685.00
Shared
0.00
None
0.00
ABBOTT LABS
SOLEShares2.52K
TypeSH
Market value$342.7K
0.20%
Sole
2.52K
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares2.01K
TypeSH
Market value$317.9K
0.18%
Sole
2.01K
Shared
0.00
None
0.00
COSTCO WHSL CORP NEW
SOLEShares243.00
TypeSH
Market value$240.6K
0.14%
Sole
243.00
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 627.82K | SH | $26.59M 15.42% | 627.82K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED LARGE | 690.42K | SH | $25.57M 14.83% | 690.42K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 36.12K | SH | $20.52M 11.90% | 36.12K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 550.74K | SH | $19.04M 11.04% | 550.74K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI TOTAL | 203.41K | SH | $15.73M 9.12% | 203.41K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | EQUAL WEGT 0-30 | 428.87K | SH | $11.78M 6.83% | 428.87K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 122.64K | SH | $11.51M 6.68% | 122.64K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 44.26K | SH | $8.63M 5.01% | 44.26K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 289.47K | SH | $8.38M 4.86% | 289.47K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 20.07K | SH | $5.61M 3.26% | 20.07K | 0.00 | 0.00 |
ALPS ETF TRSOLE | SMITH CORE PLUS | 177.15K | SH | $4.58M 2.66% | 177.15K | 0.00 | 0.00 |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 99.83K | SH | $4.57M 2.65% | 99.83K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000GRW | 29.50K | SH | $3.22M 1.87% | 29.50K | 0.00 | 0.00 |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 VAL | 10.10K | SH | $964.4K 0.56% | 10.10K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | VLU FACTOR ETF | 15.09K | SH | $963.7K 0.56% | 15.09K | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 8.30K | SH | $867.6K 0.50% | 8.30K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 1.49K | SH | $723.3K 0.42% | 1.49K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 3.42K | SH | $700.6K 0.41% | 3.42K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 1.31K | SH | $653.0K 0.38% | 1.31K | 0.00 | 0.00 |
ABBVIE INCSOLE | COM | 2.76K | SH | $512.3K 0.30% | 2.76K | 0.00 | 0.00 |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 685.00 | SH | $423.3K 0.25% | 685.00 | 0.00 | 0.00 |
ABBOTT LABSSOLE | COM | 2.52K | SH | $342.7K 0.20% | 2.52K | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 2.01K | SH | $317.9K 0.18% | 2.01K | 0.00 | 0.00 |
COSTCO WHSL CORP NEWSOLE | COM | 243.00 | SH | $240.6K 0.14% | 243.00 | 0.00 | 0.00 |