Filed: 4/23/2025ACC: 0000892712-25-000057
📋 What this filing means
SPECTRUM INVESTMENT ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 25 equity positions with a total reported market value of $154.95M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
25
Positions
$154.95M
Total AUM (reported)
3.26M
Total Shares
Allocation by class
US CORE EQT MKT$23.21M15.0%
ENHANCED LARGE$20.90M13.5%
S&P 500 ETF SHS$18.05M11.6%
INTL CORE EQT MK$16.95M10.9%
CORE MSCI TOTAL$13.83M8.9%
MBS ETF$12.57M8.1%
EQUAL WEGT 0-30$11.63M7.5%
Portfolio Concentration
Top 3$62.16M40.1%
4–10$74.69M48.2%
11–25$18.10M11.7%
Top 3 weight
40.1%
Top 10 weight
88.3%
Voting Authority Distribution
Total shares with voting rights: 3.26M
Sole
Full voting authority
3.26M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole25
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings25
Rows:
DIMENSIONAL ETF TRUST
SOLEShares603.83K
TypeSH
Market value$23.21M
14.98%
Sole
603.83K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares663.45K
TypeSH
Market value$20.90M
13.49%
Sole
663.45K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares35.12K
TypeSH
Market value$18.05M
11.65%
Sole
35.12K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares542.67K
TypeSH
Market value$16.95M
10.94%
Sole
542.67K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares198.11K
TypeSH
Market value$13.83M
8.93%
Sole
198.11K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares134K
TypeSH
Market value$12.57M
8.11%
Sole
134K
Shared
0.00
None
0.00
INVESCO EXCH TRADED FD TR II
SOLEShares418.13K
TypeSH
Market value$11.63M
7.51%
Sole
418.13K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares41.27K
TypeSH
Market value$7.69M
4.96%
Sole
41.27K
Shared
0.00
None
0.00
DIMENSIONAL ETF TRUST
SOLEShares270.81K
TypeSH
Market value$7.01M
4.52%
Sole
270.81K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares19.40K
TypeSH
Market value$5.02M
3.24%
Sole
19.40K
Shared
0.00
None
0.00
FIDELITY MERRIMACK STR TR
SOLEShares94.63K
TypeSH
Market value$4.32M
2.79%
Sole
94.63K
Shared
0.00
None
0.00
ALPS ETF TR
SOLEShares165.54K
TypeSH
Market value$4.29M
2.77%
Sole
165.54K
Shared
0.00
None
0.00
VANGUARD SCOTTSDALE FDS
SOLEShares27.96K
TypeSH
Market value$2.59M
1.67%
Sole
27.96K
Shared
0.00
None
0.00
BERKSHIRE HATHAWAY INC DEL
SOLEShares1.92K
TypeSH
Market value$1.02M
0.66%
Sole
1.92K
Shared
0.00
None
0.00
APPLE INC
SOLEShares4.46K
TypeSH
Market value$991.5K
0.64%
Sole
4.46K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.26K
TypeSH
Market value$870.8K
0.56%
Sole
8.26K
Shared
0.00
None
0.00
FIDELITY COVINGTON TRUST
SOLEShares14.24K
TypeSH
Market value$848.6K
0.55%
Sole
14.24K
Shared
0.00
None
0.00
VANGUARD ADMIRAL FDS INC
SOLEShares9.16K
TypeSH
Market value$843.4K
0.54%
Sole
9.16K
Shared
0.00
None
0.00
ABBVIE INC
SOLEShares2.75K
TypeSH
Market value$576.2K
0.37%
Sole
2.75K
Shared
0.00
None
0.00
MICROSOFT CORP
SOLEShares1.27K
TypeSH
Market value$478.1K
0.31%
Sole
1.27K
Shared
0.00
None
0.00
ABBOTT LABS
SOLEShares2.50K
TypeSH
Market value$331.6K
0.21%
Sole
2.50K
Shared
0.00
None
0.00
SPDR S&P 500 ETF TR
SOLEShares484.00
TypeSH
Market value$271.0K
0.17%
Sole
484.00
Shared
0.00
None
0.00
COSTCO WHSL CORP NEW
SOLEShares243.00
TypeSH
Market value$229.6K
0.15%
Sole
243.00
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares821.00
TypeSH
Market value$225.7K
0.15%
Sole
821.00
Shared
0.00
None
0.00
NVIDIA CORPORATION
SOLEShares1.99K
TypeSH
Market value$215.4K
0.14%
Sole
1.99K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 603.83K | SH | $23.21M 14.98% | 603.83K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | ENHANCED LARGE | 663.45K | SH | $20.90M 13.49% | 663.45K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 35.12K | SH | $18.05M 11.65% | 35.12K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 542.67K | SH | $16.95M 10.94% | 542.67K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI TOTAL | 198.11K | SH | $13.83M 8.93% | 198.11K | 0.00 | 0.00 |
ISHARES TRSOLE | MBS ETF | 134K | SH | $12.57M 8.11% | 134K | 0.00 | 0.00 |
INVESCO EXCH TRADED FD TR IISOLE | EQUAL WEGT 0-30 | 418.13K | SH | $11.63M 7.51% | 418.13K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 41.27K | SH | $7.69M 4.96% | 41.27K | 0.00 | 0.00 |
DIMENSIONAL ETF TRUSTSOLE | EMGR CRE EQT MNG | 270.81K | SH | $7.01M 4.52% | 270.81K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 19.40K | SH | $5.02M 3.24% | 19.40K | 0.00 | 0.00 |
FIDELITY MERRIMACK STR TRSOLE | TOTAL BD ETF | 94.63K | SH | $4.32M 2.79% | 94.63K | 0.00 | 0.00 |
ALPS ETF TRSOLE | SMITH CORE PLUS | 165.54K | SH | $4.29M 2.77% | 165.54K | 0.00 | 0.00 |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000GRW | 27.96K | SH | $2.59M 1.67% | 27.96K | 0.00 | 0.00 |
BERKSHIRE HATHAWAY INC DELSOLE | CL B NEW | 1.92K | SH | $1.02M 0.66% | 1.92K | 0.00 | 0.00 |
APPLE INCSOLE | COM | 4.46K | SH | $991.5K 0.64% | 4.46K | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 8.26K | SH | $870.8K 0.56% | 8.26K | 0.00 | 0.00 |
FIDELITY COVINGTON TRUSTSOLE | VLU FACTOR ETF | 14.24K | SH | $848.6K 0.55% | 14.24K | 0.00 | 0.00 |
VANGUARD ADMIRAL FDS INCSOLE | MIDCP 400 VAL | 9.16K | SH | $843.4K 0.54% | 9.16K | 0.00 | 0.00 |
ABBVIE INCSOLE | COM | 2.75K | SH | $576.2K 0.37% | 2.75K | 0.00 | 0.00 |
MICROSOFT CORPSOLE | COM | 1.27K | SH | $478.1K 0.31% | 1.27K | 0.00 | 0.00 |
ABBOTT LABSSOLE | COM | 2.50K | SH | $331.6K 0.21% | 2.50K | 0.00 | 0.00 |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 484.00 | SH | $271.0K 0.17% | 484.00 | 0.00 | 0.00 |
COSTCO WHSL CORP NEWSOLE | COM | 243.00 | SH | $229.6K 0.15% | 243.00 | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 821.00 | SH | $225.7K 0.15% | 821.00 | 0.00 | 0.00 |
NVIDIA CORPORATIONSOLE | COM | 1.99K | SH | $215.4K 0.14% | 1.99K | 0.00 | 0.00 |