Filed: 7/31/2025ACC: 0001908380-25-000004
📋 What this filing means
SILVER OAK ADVISORY GROUP, INC. filed this quarterly 13F‑HR report disclosing 73 equity positions with a total reported market value of $206.4K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
73
Positions
$206.4K
Total AUM (reported)
3.46M
Total Shares
Allocation by class
TOTAL BND MRKT$41.4K20.0%
TOTAL INT BD ETF$23.5K11.4%
SHORT TRM BOND$15.6K7.6%
US CORE EQUITY 2$12.8K6.2%
WORLD EX US CORE$12.3K5.9%
COM$11.5K5.6%
TAX EXEMPT BD$10.2K5.0%
Portfolio Concentration
Top 3$80.5K39.0%
4–10$65.8K31.9%
11–25$37.0K17.9%
Rest$23.1K11.2%
Top 3 weight
39.0%
Top 10 weight
70.9%
Voting Authority Distribution
Total shares with voting rights: 3.46M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
3.46M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole73
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings73
Rows:
VANGUARD BD INDEX FDS
SOLEShares561.69K
TypeSH
Market value$41.4K
20.04%
Sole
0.00
Shared
0.00
None
561.69K
VANGUARD CHARLOTTE FDS
SOLEShares474.86K
TypeSH
Market value$23.5K
11.39%
Sole
0.00
Shared
0.00
None
474.86K
VANGUARD BD INDEX FDS
SOLEShares198.28K
TypeSH
Market value$15.6K
7.56%
Sole
0.00
Shared
0.00
None
198.28K
DIMENSIONAL ETF TRUST
SOLEShares357.83K
TypeSH
Market value$12.8K
6.21%
Sole
0.00
Shared
0.00
None
357.83K
DIMENSIONAL ETF TRUST
SOLEShares417.17K
TypeSH
Market value$12.3K
5.94%
Sole
0.00
Shared
0.00
None
417.17K
VANGUARD MUN BD FDS
SOLEShares208.96K
TypeSH
Market value$10.2K
4.96%
Sole
0.00
Shared
0.00
None
208.96K
VANGUARD INDEX FDS
SOLEShares33.55K
TypeSH
Market value$10.2K
4.94%
Sole
0.00
Shared
0.00
None
33.55K
VANGUARD ADMIRAL FDS INC
SOLEShares91.25K
TypeSH
Market value$7.8K
3.78%
Sole
0.00
Shared
0.00
None
91.25K
VANGUARD INDEX FDS
SOLEShares71.80K
TypeSH
Market value$6.4K
3.10%
Sole
0.00
Shared
0.00
None
71.80K
VANGUARD BD INDEX FDS
SOLEShares79.27K
TypeSH
Market value$6.1K
2.97%
Sole
0.00
Shared
0.00
None
79.27K
VANGUARD STAR FDS
SOLEShares88.31K
TypeSH
Market value$6.1K
2.96%
Sole
0.00
Shared
0.00
None
88.31K
SCHWAB STRATEGIC TR
SOLEShares163.94K
TypeSH
Market value$3.9K
1.89%
Sole
0.00
Shared
0.00
None
163.94K
VANGUARD MUN BD FDS
SOLEShares38.91K
TypeSH
Market value$3.8K
1.86%
Sole
0.00
Shared
0.00
None
38.91K
VANGUARD WORLD FD
SOLEShares44.99K
TypeSH
Market value$2.9K
1.43%
Sole
0.00
Shared
0.00
None
44.99K
NUSHARES ETF TR
SOLEShares118.86K
TypeSH
Market value$2.6K
1.28%
Sole
0.00
Shared
0.00
None
118.86K
MICROSOFT CORP
SOLEShares4.95K
TypeSH
Market value$2.5K
1.19%
Sole
0.00
Shared
0.00
None
4.95K
VANGUARD MALVERN FDS
SOLEShares43.58K
TypeSH
Market value$2.2K
1.06%
Sole
0.00
Shared
0.00
None
43.58K
VANGUARD WELLINGTON FD
SOLEShares19.92K
TypeSH
Market value$2.0K
0.97%
Sole
0.00
Shared
0.00
None
19.92K
APPLE INC
SOLEShares9.79K
TypeSH
Market value$2.0K
0.97%
Sole
0.00
Shared
0.00
None
9.79K
VANGUARD INTL EQUITY INDEX F
SOLEShares13.15K
TypeSH
Market value$1.7K
0.82%
Sole
0.00
Shared
0.00
None
13.15K
DIMENSIONAL ETF TRUST
SOLEShares24.98K
TypeSH
Market value$1.7K
0.81%
Sole
0.00
Shared
0.00
None
24.98K
VANGUARD ADMIRAL FDS INC
SOLEShares15.60K
TypeSH
Market value$1.6K
0.76%
Sole
0.00
Shared
0.00
None
15.60K
VANGUARD WORLD FD
SOLEShares13.49K
TypeSH
Market value$1.5K
0.72%
Sole
0.00
Shared
0.00
None
13.49K
COSTCO WHSL CORP NEW
SOLEShares1.28K
TypeSH
Market value$1.3K
0.61%
Sole
0.00
Shared
0.00
None
1.28K
VANGUARD INDEX FDS
SOLEShares4.28K
TypeSH
Market value$1.2K
0.59%
Sole
0.00
Shared
0.00
None
4.28K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 561.69K | SH | $41.4K 20.04% | 0.00 | 0.00 | 561.69K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 474.86K | SH | $23.5K 11.39% | 0.00 | 0.00 | 474.86K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 198.28K | SH | $15.6K 7.56% | 0.00 | 0.00 | 198.28K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 357.83K | SH | $12.8K 6.21% | 0.00 | 0.00 | 357.83K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 417.17K | SH | $12.3K 5.94% | 0.00 | 0.00 | 417.17K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 208.96K | SH | $10.2K 4.96% | 0.00 | 0.00 | 208.96K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 33.55K | SH | $10.2K 4.94% | 0.00 | 0.00 | 33.55K |
VANGUARD ADMIRAL FDS INCSOLE | SMLCP 600 VAL | 91.25K | SH | $7.8K 3.78% | 0.00 | 0.00 | 91.25K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 71.80K | SH | $6.4K 3.10% | 0.00 | 0.00 | 71.80K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 79.27K | SH | $6.1K 2.97% | 0.00 | 0.00 | 79.27K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 88.31K | SH | $6.1K 2.96% | 0.00 | 0.00 | 88.31K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 163.94K | SH | $3.9K 1.89% | 0.00 | 0.00 | 163.94K |
VANGUARD MUN BD FDSSOLE | INTERMEDIATE TRM | 38.91K | SH | $3.8K 1.86% | 0.00 | 0.00 | 38.91K |
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 44.99K | SH | $2.9K 1.43% | 0.00 | 0.00 | 44.99K |
NUSHARES ETF TRSOLE | NUVEEN ESG US | 118.86K | SH | $2.6K 1.28% | 0.00 | 0.00 | 118.86K |
MICROSOFT CORPSOLE | COM | 4.95K | SH | $2.5K 1.19% | 0.00 | 0.00 | 4.95K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 43.58K | SH | $2.2K 1.06% | 0.00 | 0.00 | 43.58K |
VANGUARD WELLINGTON FDSOLE | SHORT TRM TAX EX | 19.92K | SH | $2.0K 0.97% | 0.00 | 0.00 | 19.92K |
APPLE INCSOLE | COM | 9.79K | SH | $2.0K 0.97% | 0.00 | 0.00 | 9.79K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 13.15K | SH | $1.7K 0.82% | 0.00 | 0.00 | 13.15K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 24.98K | SH | $1.7K 0.81% | 0.00 | 0.00 | 24.98K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 15.60K | SH | $1.6K 0.76% | 0.00 | 0.00 | 15.60K |
VANGUARD WORLD FDSOLE | ESG US STK ETF | 13.49K | SH | $1.5K 0.72% | 0.00 | 0.00 | 13.49K |
COSTCO WHSL CORP NEWSOLE | COM | 1.28K | SH | $1.3K 0.61% | 0.00 | 0.00 | 1.28K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 4.28K | SH | $1.2K 0.59% | 0.00 | 0.00 | 4.28K |
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