Filed: 2/3/2026ACC: 0001906937-26-000001
📋 What this filing means
SILVER OAK ADVISORY GROUP, INC. filed this quarterly 13F‑HR report disclosing 75 equity positions with a total reported market value of $221.2K. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
75
Positions
$221.2K
Total AUM (reported)
3.63M
Total Shares
Allocation by class
TOTAL BND MRKT$44.0K19.9%
TOTAL INT BD ETF$24.3K11.0%
SHORT TRM BOND$16.6K7.5%
US CORE EQUITY 2$15.9K7.2%
WORLD EX US CORE$14.4K6.5%
TOTAL STK MKT$11.0K5.0%
TAX EXEMPT BD$10.0K4.5%
Portfolio Concentration
Top 3$84.8K38.4%
4–10$73.3K33.2%
11–25$39.7K17.9%
Rest$23.3K10.5%
Top 3 weight
38.4%
Top 10 weight
71.5%
Voting Authority Distribution
Total shares with voting rights: 3.63M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
3.63M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole75
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings75
Rows:
VANGUARD BD INDEX FDS
SOLEShares593.75K
TypeSH
Market value$44.0K
19.88%
Sole
0.00
Shared
0.00
None
593.75K
VANGUARD CHARLOTTE FDS
SOLEShares502.69K
TypeSH
Market value$24.3K
10.98%
Sole
0.00
Shared
0.00
None
502.69K
VANGUARD BD INDEX FDS
SOLEShares210.15K
TypeSH
Market value$16.6K
7.49%
Sole
0.00
Shared
0.00
None
210.15K
DIMENSIONAL ETF TRUST
SOLEShares400.42K
TypeSH
Market value$15.9K
7.17%
Sole
0.00
Shared
0.00
None
400.42K
DIMENSIONAL ETF TRUST
SOLEShares438.72K
TypeSH
Market value$14.4K
6.49%
Sole
0.00
Shared
0.00
None
438.72K
VANGUARD INDEX FDS
SOLEShares32.87K
TypeSH
Market value$11.0K
4.98%
Sole
0.00
Shared
0.00
None
32.87K
VANGUARD MUN BD FDS
SOLEShares198.82K
TypeSH
Market value$10.0K
4.52%
Sole
0.00
Shared
0.00
None
198.82K
VANGUARD ADMIRAL FDS INC
SOLEShares88.97K
TypeSH
Market value$8.7K
3.93%
Sole
0.00
Shared
0.00
None
88.97K
VANGUARD BD INDEX FDS
SOLEShares86.38K
TypeSH
Market value$6.7K
3.04%
Sole
0.00
Shared
0.00
None
86.38K
VANGUARD INDEX FDS
SOLEShares75.53K
TypeSH
Market value$6.7K
3.02%
Sole
0.00
Shared
0.00
None
75.53K
VANGUARD STAR FDS
SOLEShares81.46K
TypeSH
Market value$6.1K
2.78%
Sole
0.00
Shared
0.00
None
81.46K
VANGUARD MUN BD FDS
SOLEShares59.48K
TypeSH
Market value$6.0K
2.71%
Sole
0.00
Shared
0.00
None
59.48K
SCHWAB STRATEGIC TR
SOLEShares153.03K
TypeSH
Market value$4.0K
1.81%
Sole
0.00
Shared
0.00
None
153.03K
VANGUARD WORLD FD
SOLEShares45.76K
TypeSH
Market value$3.3K
1.48%
Sole
0.00
Shared
0.00
None
45.76K
NUSHARES ETF TR
SOLEShares104.31K
TypeSH
Market value$2.3K
1.05%
Sole
0.00
Shared
0.00
None
104.31K
VANGUARD WELLINGTON FD
SOLEShares21.94K
TypeSH
Market value$2.2K
1.01%
Sole
0.00
Shared
0.00
None
21.94K
VANGUARD MALVERN FDS
SOLEShares43.65K
TypeSH
Market value$2.2K
0.98%
Sole
0.00
Shared
0.00
None
43.65K
VANGUARD INTL EQUITY INDEX F
SOLEShares13.79K
TypeSH
Market value$1.9K
0.88%
Sole
0.00
Shared
0.00
None
13.79K
MICROSOFT CORP
SOLEShares3.92K
TypeSH
Market value$1.9K
0.86%
Sole
0.00
Shared
0.00
None
3.92K
VANGUARD ADMIRAL FDS INC
SOLEShares16.86K
TypeSH
Market value$1.9K
0.85%
Sole
0.00
Shared
0.00
None
16.86K
DIMENSIONAL ETF TRUST
SOLEShares23.87K
TypeSH
Market value$1.8K
0.80%
Sole
0.00
Shared
0.00
None
23.87K
APPLE INC
SOLEShares6.13K
TypeSH
Market value$1.7K
0.75%
Sole
0.00
Shared
0.00
None
6.13K
VANGUARD WORLD FD
SOLEShares13.48K
TypeSH
Market value$1.6K
0.74%
Sole
0.00
Shared
0.00
None
13.48K
VANGUARD SCOTTSDALE FDS
SOLEShares24.92K
TypeSH
Market value$1.5K
0.68%
Sole
0.00
Shared
0.00
None
24.92K
SPDR S&P 500 ETF TR
SOLEShares1.84K
TypeSH
Market value$1.3K
0.57%
Sole
0.00
Shared
0.00
None
1.84K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 593.75K | SH | $44.0K 19.88% | 0.00 | 0.00 | 593.75K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 502.69K | SH | $24.3K 10.98% | 0.00 | 0.00 | 502.69K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 210.15K | SH | $16.6K 7.49% | 0.00 | 0.00 | 210.15K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 400.42K | SH | $15.9K 7.17% | 0.00 | 0.00 | 400.42K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 438.72K | SH | $14.4K 6.49% | 0.00 | 0.00 | 438.72K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 32.87K | SH | $11.0K 4.98% | 0.00 | 0.00 | 32.87K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 198.82K | SH | $10.0K 4.52% | 0.00 | 0.00 | 198.82K |
VANGUARD ADMIRAL FDS INCSOLE | SMLCP 600 VAL | 88.97K | SH | $8.7K 3.93% | 0.00 | 0.00 | 88.97K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 86.38K | SH | $6.7K 3.04% | 0.00 | 0.00 | 86.38K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 75.53K | SH | $6.7K 3.02% | 0.00 | 0.00 | 75.53K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 81.46K | SH | $6.1K 2.78% | 0.00 | 0.00 | 81.46K |
VANGUARD MUN BD FDSSOLE | INTERMEDIATE TRM | 59.48K | SH | $6.0K 2.71% | 0.00 | 0.00 | 59.48K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 153.03K | SH | $4.0K 1.81% | 0.00 | 0.00 | 153.03K |
VANGUARD WORLD FDSOLE | ESG INTL STK ETF | 45.76K | SH | $3.3K 1.48% | 0.00 | 0.00 | 45.76K |
NUSHARES ETF TRSOLE | NUVEEN ESG US | 104.31K | SH | $2.3K 1.05% | 0.00 | 0.00 | 104.31K |
VANGUARD WELLINGTON FDSOLE | SHORT TRM TAX EX | 21.94K | SH | $2.2K 1.01% | 0.00 | 0.00 | 21.94K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 43.65K | SH | $2.2K 0.98% | 0.00 | 0.00 | 43.65K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 13.79K | SH | $1.9K 0.88% | 0.00 | 0.00 | 13.79K |
MICROSOFT CORPSOLE | COM | 3.92K | SH | $1.9K 0.86% | 0.00 | 0.00 | 3.92K |
VANGUARD ADMIRAL FDS INCSOLE | SMLLCP 600 IDX | 16.86K | SH | $1.9K 0.85% | 0.00 | 0.00 | 16.86K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 23.87K | SH | $1.8K 0.80% | 0.00 | 0.00 | 23.87K |
APPLE INCSOLE | COM | 6.13K | SH | $1.7K 0.75% | 0.00 | 0.00 | 6.13K |
VANGUARD WORLD FDSOLE | ESG US STK ETF | 13.48K | SH | $1.6K 0.74% | 0.00 | 0.00 | 13.48K |
VANGUARD SCOTTSDALE FDSSOLE | INTER TERM TREAS | 24.92K | SH | $1.5K 0.68% | 0.00 | 0.00 | 24.92K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 1.84K | SH | $1.3K 0.57% | 0.00 | 0.00 | 1.84K |
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