SENTINEL PENSION ADVISORS, LLC

Filed: 1/12/2026ACC: 0001725547-26-000019

📋 What this filing means

SENTINEL PENSION ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 131 equity positions with a total reported market value of $651.01M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

131

Positions

$651.01M

Total AUM (reported)

9.80M

Total Shares

Allocation by class

US LRG CP CORE$126.30M19.4%

TR UNIT$97.60M15.0%

CORE PLUS BD ETF$57.19M8.8%

INTERNATIONL EQT$55.45M8.5%

STATE STREET SPD$49.37M7.6%

SPDR GLD MINIS$34.04M5.2%

COM$20.61M3.2%

Portfolio Concentration

Top 3$281.08M43.2%

4–10$171.78M26.4%

11–25$102.49M15.7%

Rest$95.65M14.7%

Top 3 weight

43.2%

Top 10 weight

69.6%

Voting Authority Distribution

Total shares with voting rights: 9.80M

Sole

Full voting authority

65.54K

% of voting shares0.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

9.73M

% of voting shares99.3%

Investment Discretion (by position count)

Sole131

Shared0

Other0

Dominant voting typeNone · 99.3% of voting shares

Institutional Holdings131

Rows:

BNY MELLON ETF TRUST

SOLE

US LRG CP CORE

Shares965.60K

TypeSH

Market value$126.30M

19.40%

Sole

1.91K

Shared

0.00

None

963.68K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares143.12K

TypeSH

Market value$97.60M

14.99%

Sole

1.04K

Shared

0.00

None

142.09K

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares1.21M

TypeSH

Market value$57.19M

8.78%

Sole

6.29K

Shared

0.00

None

1.20M

BNY MELLON ETF TRUST

SOLE

INTERNATIONL EQT

Shares599.09K

TypeSH

Market value$55.45M

8.52%

Sole

532.00

Shared

0.00

None

598.56K

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares398.73K

TypeSH

Market value$34.04M

5.23%

Sole

2.63K

Shared

0.00

None

396.10K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares907.73K

TypeSH

Market value$26.18M

4.02%

Sole

1.10K

Shared

0.00

None

906.63K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED LARGE

Shares427.21K

TypeSH

Market value$17.81M

2.74%

Sole

0.00

Shared

0.00

None

427.21K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares317.84K

TypeSH

Market value$14.63M

2.25%

Sole

1.65K

Shared

0.00

None

316.19K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares148.33K

TypeSH

Market value$12.24M

1.88%

Sole

0.00

Shared

0.00

None

148.33K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares244.06K

TypeSH

Market value$11.42M

1.75%

Sole

0.00

Shared

0.00

None

244.06K

ALPS ETF TR

SOLE

SMITH CORE PLUS

Shares386.67K

TypeSH

Market value$10.08M

1.55%

Sole

0.00

Shared

0.00

None

386.67K

PIMCO ETF TR

SOLE

MULTISECTOR BD

Shares345.50K

TypeSH

Market value$9.22M

1.42%

Sole

0.00

Shared

0.00

None

345.50K

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares326.38K

TypeSH

Market value$8.19M

1.26%

Sole

0.00

Shared

0.00

None

326.38K

APPLE INC

SOLE

COM

Shares29.72K

TypeSH

Market value$8.08M

1.24%

Sole

2.60K

Shared

0.00

None

27.12K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares217.65K

TypeSH

Market value$7.45M

1.14%

Sole

0.00

Shared

0.00

None

217.65K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares167.21K

TypeSH

Market value$7.43M

1.14%

Sole

7.01K

Shared

0.00

None

160.20K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares261.27K

TypeSH

Market value$7.03M

1.08%

Sole

0.00

Shared

0.00

None

261.27K

THORNBURG ETF TR

SOLE

INTL EQUITY ETF

Shares220.06K

TypeSH

Market value$6.90M

1.06%

Sole

0.00

Shared

0.00

None

220.06K

ISHARES INC

SOLE

MSCI CDA ETF

Shares125.55K

TypeSH

Market value$6.77M

1.04%

Sole

0.00

Shared

0.00

None

125.55K

VANECK ETF TRUST

SOLE

CLO ETF

Shares124.69K

TypeSH

Market value$6.59M

1.01%

Sole

0.00

Shared

0.00

None

124.69K

ISHARES TR

SOLE

RUS 1000 ETF

Shares15.84K

TypeSH

Market value$5.91M

0.91%

Sole

54.00

Shared

0.00

None

15.78K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares12.05K

TypeSH

Market value$5.88M

0.90%

Sole

0.00

Shared

0.00

None

12.05K

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares47.26K

TypeSH

Market value$4.74M

0.73%

Sole

680.00

Shared

0.00

None

46.58K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares29.23K

TypeSH

Market value$4.35M

0.67%

Sole

7.12K

Shared

0.00

None

22.11K

ISHARES INC

SOLE

MSCI AUST ETF

Shares148.50K

TypeSH

Market value$3.89M

0.60%

Sole

0.00

Shared

0.00

None

148.50K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
BNY MELLON ETF TRUSTSOLE	US LRG CP CORE	965.60K	SH	$126.30M 19.40%	1.91K	963.68K
SPDR S&P 500 ETF TRSOLE	TR UNIT	143.12K	SH	$97.60M 14.99%	1.04K	142.09K
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	1.21M	SH	$57.19M 8.78%	6.29K	1.20M
BNY MELLON ETF TRUSTSOLE	INTERNATIONL EQT	599.09K	SH	$55.45M 8.52%	532.00	598.56K
WORLD GOLD TRSOLE	SPDR GLD MINIS	398.73K	SH	$34.04M 5.23%	2.63K	396.10K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	907.73K	SH	$26.18M 4.02%	1.10K	906.63K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED LARGE	427.21K	SH	$17.81M 2.74%	0.00	427.21K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	317.84K	SH	$14.63M 2.25%	1.65K	316.19K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	148.33K	SH	$12.24M 1.88%	0.00	148.33K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	244.06K	SH	$11.42M 1.75%	0.00	244.06K
ALPS ETF TRSOLE	SMITH CORE PLUS	386.67K	SH	$10.08M 1.55%	0.00	386.67K
PIMCO ETF TRSOLE	MULTISECTOR BD	345.50K	SH	$9.22M 1.42%	0.00	345.50K
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	326.38K	SH	$8.19M 1.26%	0.00	326.38K
APPLE INCSOLE	COM	29.72K	SH	$8.08M 1.24%	2.60K	27.12K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	217.65K	SH	$7.45M 1.14%	0.00	217.65K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	167.21K	SH	$7.43M 1.14%	7.01K	160.20K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	261.27K	SH	$7.03M 1.08%	0.00	261.27K
THORNBURG ETF TRSOLE	INTL EQUITY ETF	220.06K	SH	$6.90M 1.06%	0.00	220.06K
ISHARES INCSOLE	MSCI CDA ETF	125.55K	SH	$6.77M 1.04%	0.00	125.55K
VANECK ETF TRUSTSOLE	CLO ETF	124.69K	SH	$6.59M 1.01%	0.00	124.69K
ISHARES TRSOLE	RUS 1000 ETF	15.84K	SH	$5.91M 0.91%	54.00	15.78K
VANGUARD INDEX FDSSOLE	GROWTH ETF	12.05K	SH	$5.88M 0.90%	0.00	12.05K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	47.26K	SH	$4.74M 0.73%	680.00	46.58K
ISHARES TRSOLE	CORE S&P TTL STK	29.23K	SH	$4.35M 0.67%	7.12K	22.11K
ISHARES INCSOLE	MSCI AUST ETF	148.50K	SH	$3.89M 0.60%	0.00	148.50K

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