SENTINEL PENSION ADVISORS, LLC

Filed: 10/21/2025ACC: 0001725547-25-004184

📋 What this filing means

SENTINEL PENSION ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 123 equity positions with a total reported market value of $625.43M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

123

Positions

$625.43M

Total AUM (reported)

10.31M

Total Shares

Allocation by class

US LRG CP CORE$109.38M17.5%

TR UNIT$95.19M15.2%

CORE PLUS BD ETF$60.16M9.6%

INTERNATIONL EQT$53.52M8.6%

PORTFLI INTRMDIT$34.72M5.6%

SPDR GLD MINIS$29.56M4.7%

COM$18.58M3.0%

Portfolio Concentration

Top 3$264.73M42.3%

4–10$172.59M27.6%

11–25$97.16M15.5%

Rest$90.95M14.5%

Top 3 weight

42.3%

Top 10 weight

69.9%

Voting Authority Distribution

Total shares with voting rights: 10.31M

Sole

Full voting authority

63.46K

% of voting shares0.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

10.25M

% of voting shares99.4%

Investment Discretion (by position count)

Sole123

Shared0

Other0

Dominant voting typeNone · 99.4% of voting shares

Institutional Holdings123

Rows:

BNY MELLON ETF TRUST

SOLE

US LRG CP CORE

Shares852.01K

TypeSH

Market value$109.38M

17.49%

Sole

1.91K

Shared

0.00

None

850.10K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares142.88K

TypeSH

Market value$95.19M

15.22%

Sole

1.04K

Shared

0.00

None

141.85K

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares1.27M

TypeSH

Market value$60.16M

9.62%

Sole

6.29K

Shared

0.00

None

1.26M

BNY MELLON ETF TRUST

SOLE

INTERNATIONL EQT

Shares597.62K

TypeSH

Market value$53.52M

8.56%

Sole

530.00

Shared

0.00

None

597.09K

SPDR SERIES TRUST

SOLE

PORTFLI INTRMDIT

Shares1.20M

TypeSH

Market value$34.72M

5.55%

Sole

1.10K

Shared

0.00

None

1.20M

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares386.64K

TypeSH

Market value$29.56M

4.73%

Sole

2.63K

Shared

0.00

None

384.01K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED LARGE

Shares394.89K

TypeSH

Market value$16.24M

2.60%

Sole

0.00

Shared

0.00

None

394.89K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares312.02K

TypeSH

Market value$14.43M

2.31%

Sole

1.65K

Shared

0.00

None

310.37K

SPDR SERIES TRUST

SOLE

PORTFOLI S&P1500

Shares153.08K

TypeSH

Market value$12.35M

1.97%

Sole

0.00

Shared

0.00

None

153.08K

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares468.51K

TypeSH

Market value$11.77M

1.88%

Sole

0.00

Shared

0.00

None

468.51K

ALPS ETF TR

SOLE

SMITH CORE PLUS

Shares340.95K

TypeSH

Market value$8.92M

1.43%

Sole

0.00

Shared

0.00

None

340.95K

PIMCO ETF TR

SOLE

MULTISECTOR BD

Shares309.93K

TypeSH

Market value$8.32M

1.33%

Sole

0.00

Shared

0.00

None

309.93K

VANECK ETF TRUST

SOLE

CLO ETF

Shares154.76K

TypeSH

Market value$8.22M

1.31%

Sole

0.00

Shared

0.00

None

154.76K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares390.89K

TypeSH

Market value$7.65M

1.22%

Sole

0.00

Shared

0.00

None

390.89K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares368.28K

TypeSH

Market value$7.26M

1.16%

Sole

0.00

Shared

0.00

None

368.28K

APPLE INC

SOLE

COM

Shares27.87K

TypeSH

Market value$7.10M

1.13%

Sole

2.75K

Shared

0.00

None

25.12K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares159.32K

TypeSH

Market value$6.82M

1.09%

Sole

6.98K

Shared

0.00

None

152.34K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares248.72K

TypeSH

Market value$6.55M

1.05%

Sole

0.00

Shared

0.00

None

248.72K

ISHARES INC

SOLE

MSCI CDA ETF

Shares125.55K

TypeSH

Market value$6.35M

1.01%

Sole

0.00

Shared

0.00

None

125.55K

ISHARES TR

SOLE

RUS 1000 ETF

Shares16.04K

TypeSH

Market value$5.86M

0.94%

Sole

54.00

Shared

0.00

None

15.98K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares12.21K

TypeSH

Market value$5.86M

0.94%

Sole

0.00

Shared

0.00

None

12.21K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares171.31K

TypeSH

Market value$5.64M

0.90%

Sole

0.00

Shared

0.00

None

171.31K

THORNBURG ETF TR

SOLE

INTL EQUITY ETF

Shares147.33K

TypeSH

Market value$4.48M

0.72%

Sole

0.00

Shared

0.00

None

147.33K

ISHARES TR

SOLE

CORE S&P TTL STK

Shares28.48K

TypeSH

Market value$4.15M

0.66%

Sole

6.35K

Shared

0.00

None

22.13K

ISHARES INC

SOLE

MSCI AUST ETF

Shares148.50K

TypeSH

Market value$4.01M

0.64%

Sole

0.00

Shared

0.00

None

148.50K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
BNY MELLON ETF TRUSTSOLE	US LRG CP CORE	852.01K	SH	$109.38M 17.49%	1.91K	850.10K
SPDR S&P 500 ETF TRSOLE	TR UNIT	142.88K	SH	$95.19M 15.22%	1.04K	141.85K
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	1.27M	SH	$60.16M 9.62%	6.29K	1.26M
BNY MELLON ETF TRUSTSOLE	INTERNATIONL EQT	597.62K	SH	$53.52M 8.56%	530.00	597.09K
SPDR SERIES TRUSTSOLE	PORTFLI INTRMDIT	1.20M	SH	$34.72M 5.55%	1.10K	1.20M
WORLD GOLD TRSOLE	SPDR GLD MINIS	386.64K	SH	$29.56M 4.73%	2.63K	384.01K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED LARGE	394.89K	SH	$16.24M 2.60%	0.00	394.89K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	312.02K	SH	$14.43M 2.31%	1.65K	310.37K
SPDR SERIES TRUSTSOLE	PORTFOLI S&P1500	153.08K	SH	$12.35M 1.97%	0.00	153.08K
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	468.51K	SH	$11.77M 1.88%	0.00	468.51K
ALPS ETF TRSOLE	SMITH CORE PLUS	340.95K	SH	$8.92M 1.43%	0.00	340.95K
PIMCO ETF TRSOLE	MULTISECTOR BD	309.93K	SH	$8.32M 1.33%	0.00	309.93K
VANECK ETF TRUSTSOLE	CLO ETF	154.76K	SH	$8.22M 1.31%	0.00	154.76K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	390.89K	SH	$7.65M 1.22%	0.00	390.89K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	368.28K	SH	$7.26M 1.16%	0.00	368.28K
APPLE INCSOLE	COM	27.87K	SH	$7.10M 1.13%	2.75K	25.12K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	159.32K	SH	$6.82M 1.09%	6.98K	152.34K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	248.72K	SH	$6.55M 1.05%	0.00	248.72K
ISHARES INCSOLE	MSCI CDA ETF	125.55K	SH	$6.35M 1.01%	0.00	125.55K
ISHARES TRSOLE	RUS 1000 ETF	16.04K	SH	$5.86M 0.94%	54.00	15.98K
VANGUARD INDEX FDSSOLE	GROWTH ETF	12.21K	SH	$5.86M 0.94%	0.00	12.21K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	171.31K	SH	$5.64M 0.90%	0.00	171.31K
THORNBURG ETF TRSOLE	INTL EQUITY ETF	147.33K	SH	$4.48M 0.72%	0.00	147.33K
ISHARES TRSOLE	CORE S&P TTL STK	28.48K	SH	$4.15M 0.66%	6.35K	22.13K
ISHARES INCSOLE	MSCI AUST ETF	148.50K	SH	$4.01M 0.64%	0.00	148.50K

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