SENTINEL PENSION ADVISORS, LLC

Filed: 7/14/2025ACC: 0001725547-25-003417

📋 What this filing means

SENTINEL PENSION ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 122 equity positions with a total reported market value of $594.07M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

122

Positions

$594.07M

Total AUM (reported)

10.20M

Total Shares

Allocation by class

US LRG CP CORE$100.98M17.0%

TR UNIT$88.57M14.9%

CORE PLUS BD ETF$55.62M9.4%

INTERNATIONL EQT$51.92M8.7%

PORTFLI INTRMDIT$33.11M5.6%

SPDR GLD MINIS$28.86M4.9%

COM$18.61M3.1%

Portfolio Concentration

Top 3$245.17M41.3%

4–10$165.53M27.9%

11–25$93.41M15.7%

Rest$89.97M15.1%

Top 3 weight

41.3%

Top 10 weight

69.1%

Voting Authority Distribution

Total shares with voting rights: 10.20M

Sole

Full voting authority

61.91K

% of voting shares0.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

10.14M

% of voting shares99.4%

Investment Discretion (by position count)

Sole122

Shared0

Other0

Dominant voting typeNone · 99.4% of voting shares

Institutional Holdings122

Rows:

BNY MELLON ETF TRUST

SOLE

US LRG CP CORE

Shares852.65K

TypeSH

Market value$100.98M

17.00%

Sole

1.90K

Shared

0.00

None

850.75K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares143.35K

TypeSH

Market value$88.57M

14.91%

Sole

1.03K

Shared

0.00

None

142.31K

J P MORGAN EXCHANGE TRADED F

SOLE

CORE PLUS BD ETF

Shares1.18M

TypeSH

Market value$55.62M

9.36%

Sole

6.29K

Shared

0.00

None

1.18M

BNY MELLON ETF TRUST

SOLE

INTERNATIONL EQT

Shares602.50K

TypeSH

Market value$51.92M

8.74%

Sole

526.00

Shared

0.00

None

601.97K

SPDR SERIES TRUST

SOLE

PORTFLI INTRMDIT

Shares1.15M

TypeSH

Market value$33.11M

5.57%

Sole

1.10K

Shared

0.00

None

1.15M

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares440.50K

TypeSH

Market value$28.86M

4.86%

Sole

841.00

Shared

0.00

None

439.66K

FIDELITY COVINGTON TRUST

SOLE

ENHANCED LARGE

Shares381.52K

TypeSH

Market value$14.13M

2.38%

Sole

0.00

Shared

0.00

None

381.52K

FIDELITY MERRIMACK STR TR

SOLE

TOTAL BD ETF

Shares306.43K

TypeSH

Market value$14.02M

2.36%

Sole

1.65K

Shared

0.00

None

304.77K

SPDR SERIES TRUST

SOLE

PORTFOLI S&P1500

Shares163.40K

TypeSH

Market value$12.24M

2.06%

Sole

0.00

Shared

0.00

None

163.40K

SCHWAB STRATEGIC TR

SOLE

INT-TRM U.S TRES

Shares449.54K

TypeSH

Market value$11.25M

1.89%

Sole

0.00

Shared

0.00

None

449.54K

ALPS ETF TR

SOLE

SMITH CORE PLUS

Shares323.20K

TypeSH

Market value$8.35M

1.41%

Sole

0.00

Shared

0.00

None

323.20K

VANECK ETF TRUST

SOLE

CLO ETF

Shares154.16K

TypeSH

Market value$8.16M

1.37%

Sole

0.00

Shared

0.00

None

154.16K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares409.92K

TypeSH

Market value$8.00M

1.35%

Sole

0.00

Shared

0.00

None

409.92K

PIMCO ETF TR

SOLE

MULTISECTOR BD

Shares296.42K

TypeSH

Market value$7.87M

1.32%

Sole

0.00

Shared

0.00

None

296.42K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares380.73K

TypeSH

Market value$7.48M

1.26%

Sole

0.00

Shared

0.00

None

380.73K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares163.04K

TypeSH

Market value$6.60M

1.11%

Sole

6.98K

Shared

0.00

None

156.06K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares245.97K

TypeSH

Market value$6.01M

1.01%

Sole

0.00

Shared

0.00

None

245.97K

ISHARES INC

SOLE

MSCI CDA ETF

Shares125.55K

TypeSH

Market value$5.80M

0.98%

Sole

0.00

Shared

0.00

None

125.55K

APPLE INC

SOLE

COM

Shares27.80K

TypeSH

Market value$5.70M

0.96%

Sole

2.75K

Shared

0.00

None

25.05K

ISHARES TR

SOLE

RUS 1000 ETF

Shares16.36K

TypeSH

Market value$5.56M

0.94%

Sole

54.00

Shared

0.00

None

16.31K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares12.52K

TypeSH

Market value$5.49M

0.92%

Sole

0.00

Shared

0.00

None

12.52K

MICROSOFT CORP

SOLE

COM

Shares10.92K

TypeSH

Market value$5.43M

0.91%

Sole

998.00

Shared

0.00

None

9.92K

DIMENSIONAL ETF TRUST

SOLE

US LARGE CAP VAL

Shares159.44K

TypeSH

Market value$4.95M

0.83%

Sole

0.00

Shared

0.00

None

159.44K

THORNBURG ETF TR

SOLE

INTL EQUITY ETF

Shares138.45K

TypeSH

Market value$4.09M

0.69%

Sole

0.00

Shared

0.00

None

138.45K

ISHARES INC

SOLE

MSCI AUST ETF

Shares148.50K

TypeSH

Market value$3.91M

0.66%

Sole

0.00

Shared

0.00

None

148.50K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
BNY MELLON ETF TRUSTSOLE	US LRG CP CORE	852.65K	SH	$100.98M 17.00%	1.90K	850.75K
SPDR S&P 500 ETF TRSOLE	TR UNIT	143.35K	SH	$88.57M 14.91%	1.03K	142.31K
J P MORGAN EXCHANGE TRADED FSOLE	CORE PLUS BD ETF	1.18M	SH	$55.62M 9.36%	6.29K	1.18M
BNY MELLON ETF TRUSTSOLE	INTERNATIONL EQT	602.50K	SH	$51.92M 8.74%	526.00	601.97K
SPDR SERIES TRUSTSOLE	PORTFLI INTRMDIT	1.15M	SH	$33.11M 5.57%	1.10K	1.15M
WORLD GOLD TRSOLE	SPDR GLD MINIS	440.50K	SH	$28.86M 4.86%	841.00	439.66K
FIDELITY COVINGTON TRUSTSOLE	ENHANCED LARGE	381.52K	SH	$14.13M 2.38%	0.00	381.52K
FIDELITY MERRIMACK STR TRSOLE	TOTAL BD ETF	306.43K	SH	$14.02M 2.36%	1.65K	304.77K
SPDR SERIES TRUSTSOLE	PORTFOLI S&P1500	163.40K	SH	$12.24M 2.06%	0.00	163.40K
SCHWAB STRATEGIC TRSOLE	INT-TRM U.S TRES	449.54K	SH	$11.25M 1.89%	0.00	449.54K
ALPS ETF TRSOLE	SMITH CORE PLUS	323.20K	SH	$8.35M 1.41%	0.00	323.20K
VANECK ETF TRUSTSOLE	CLO ETF	154.16K	SH	$8.16M 1.37%	0.00	154.16K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	409.92K	SH	$8.00M 1.35%	0.00	409.92K
PIMCO ETF TRSOLE	MULTISECTOR BD	296.42K	SH	$7.87M 1.32%	0.00	296.42K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	380.73K	SH	$7.48M 1.26%	0.00	380.73K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	163.04K	SH	$6.60M 1.11%	6.98K	156.06K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	245.97K	SH	$6.01M 1.01%	0.00	245.97K
ISHARES INCSOLE	MSCI CDA ETF	125.55K	SH	$5.80M 0.98%	0.00	125.55K
APPLE INCSOLE	COM	27.80K	SH	$5.70M 0.96%	2.75K	25.05K
ISHARES TRSOLE	RUS 1000 ETF	16.36K	SH	$5.56M 0.94%	54.00	16.31K
VANGUARD INDEX FDSSOLE	GROWTH ETF	12.52K	SH	$5.49M 0.92%	0.00	12.52K
MICROSOFT CORPSOLE	COM	10.92K	SH	$5.43M 0.91%	998.00	9.92K
DIMENSIONAL ETF TRUSTSOLE	US LARGE CAP VAL	159.44K	SH	$4.95M 0.83%	0.00	159.44K
THORNBURG ETF TRSOLE	INTL EQUITY ETF	138.45K	SH	$4.09M 0.69%	0.00	138.45K
ISHARES INCSOLE	MSCI AUST ETF	148.50K	SH	$3.91M 0.66%	0.00	148.50K

Page 1 of 5

…