Filed: 11/13/2025ACC: 0001965229-25-000002
📋 What this filing means
SENSIBLE MONEY, LLC filed this quarterly 13F‑HR report disclosing 88 equity positions with a total reported market value of $294.22M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
88
Positions
$294.22M
Total AUM (reported)
6.88M
Total Shares
Allocation by class
US CORE EQUITY 2$76.17M25.9%
US TARGETED VLU$56.21M19.1%
WORLD EX US CORE$25.23M8.6%
EMERGING MKTS CO$22.71M7.7%
EMERGING MKTS VA$22.69M7.7%
INTL CORE EQUITY$18.45M6.3%
COM$12.99M4.4%
Portfolio Concentration
Top 3$157.61M53.6%
4–10$89.79M30.5%
11–25$21.56M7.3%
Rest$25.26M8.6%
Top 3 weight
53.6%
Top 10 weight
84.1%
Voting Authority Distribution
Total shares with voting rights: 6.88M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
6.88M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole88
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings88
Rows:
DIMENSIONAL ETF TRUST
SOLEShares1.97M
TypeSH
Market value$76.17M
25.89%
Sole
0.00
Shared
0.00
None
1.97M
DIMENSIONAL ETF TRUST
SOLEShares965.60K
TypeSH
Market value$56.21M
19.10%
Sole
0.00
Shared
0.00
None
965.60K
DIMENSIONAL ETF TRUST
SOLEShares804.15K
TypeSH
Market value$25.23M
8.58%
Sole
0.00
Shared
0.00
None
804.15K
DIMENSIONAL ETF TRUST
SOLEShares708.26K
TypeSH
Market value$22.71M
7.72%
Sole
0.00
Shared
0.00
None
708.26K
DIMENSIONAL ETF TRUST
SOLEShares711.55K
TypeSH
Market value$22.69M
7.71%
Sole
0.00
Shared
0.00
None
711.55K
DIMENSIONAL ETF TRUST
SOLEShares562.65K
TypeSH
Market value$18.45M
6.27%
Sole
0.00
Shared
0.00
None
562.65K
DIMENSIONAL ETF TRUST
SOLEShares325.65K
TypeSH
Market value$11.62M
3.95%
Sole
0.00
Shared
0.00
None
325.65K
APPLE INC
SOLEShares30.70K
TypeSH
Market value$7.82M
2.66%
Sole
0.00
Shared
0.00
None
30.70K
SCHWAB STRATEGIC TR
SOLEShares117.33K
TypeSH
Market value$3.27M
1.11%
Sole
0.00
Shared
0.00
None
117.33K
SCHWAB STRATEGIC TR
SOLEShares89K
TypeSH
Market value$3.22M
1.09%
Sole
0.00
Shared
0.00
None
89K
VANGUARD INDEX FDS
SOLEShares6.49K
TypeSH
Market value$2.13M
0.72%
Sole
0.00
Shared
0.00
None
6.49K
SPDR S&P 500 ETF TR
SOLEShares3.09K
TypeSH
Market value$2.06M
0.70%
Sole
0.00
Shared
0.00
None
3.09K
DIMENSIONAL ETF TRUST
SOLEShares27.11K
TypeSH
Market value$1.96M
0.67%
Sole
0.00
Shared
0.00
None
27.11K
SPDR SERIES TRUST
SOLEShares20.49K
TypeSH
Market value$1.82M
0.62%
Sole
0.00
Shared
0.00
None
20.49K
FREEPORT-MCMORAN INC
SOLEShares41.58K
TypeSH
Market value$1.63M
0.55%
Sole
0.00
Shared
0.00
None
41.58K
ISHARES INC
SOLEShares21.89K
TypeSH
Market value$1.44M
0.49%
Sole
0.00
Shared
0.00
None
21.89K
ISHARES TR
SOLEShares3.73K
TypeSH
Market value$1.41M
0.48%
Sole
0.00
Shared
0.00
None
3.73K
MICROSOFT CORP
SOLEShares2.61K
TypeSH
Market value$1.35M
0.46%
Sole
0.00
Shared
0.00
None
2.61K
ISHARES TR
SOLEShares1.92K
TypeSH
Market value$1.28M
0.44%
Sole
0.00
Shared
0.00
None
1.92K
VANGUARD TAX-MANAGED FDS
SOLEShares20.85K
TypeSH
Market value$1.25M
0.42%
Sole
0.00
Shared
0.00
None
20.85K
ALPHABET INC
SOLEShares5.12K
TypeSH
Market value$1.24M
0.42%
Sole
0.00
Shared
0.00
None
5.12K
VANGUARD INDEX FDS
SOLEShares1.95K
TypeSH
Market value$1.20M
0.41%
Sole
0.00
Shared
0.00
None
1.95K
FIRST TR EXCHANGE-TRADED FD
SOLEShares4.27K
TypeSH
Market value$979.5K
0.33%
Sole
0.00
Shared
0.00
None
4.27K
AMERICAN CENTY ETF TR
SOLEShares16.33K
TypeSH
Market value$937.0K
0.32%
Sole
0.00
Shared
0.00
None
16.33K
ISHARES TR
SOLEShares7.29K
TypeSH
Market value$866.3K
0.29%
Sole
0.00
Shared
0.00
None
7.29K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US CORE EQUITY 2 | 1.97M | SH | $76.17M 25.89% | 0.00 | 0.00 | 1.97M |
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 965.60K | SH | $56.21M 19.10% | 0.00 | 0.00 | 965.60K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 804.15K | SH | $25.23M 8.58% | 0.00 | 0.00 | 804.15K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS CO | 708.26K | SH | $22.71M 7.72% | 0.00 | 0.00 | 708.26K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS VA | 711.55K | SH | $22.69M 7.71% | 0.00 | 0.00 | 711.55K |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQUITY | 562.65K | SH | $18.45M 6.27% | 0.00 | 0.00 | 562.65K |
DIMENSIONAL ETF TRUSTSOLE | INTL SMALL CAP V | 325.65K | SH | $11.62M 3.95% | 0.00 | 0.00 | 325.65K |
APPLE INCSOLE | COM | 30.70K | SH | $7.82M 2.66% | 0.00 | 0.00 | 30.70K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 117.33K | SH | $3.27M 1.11% | 0.00 | 0.00 | 117.33K |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL EMER | 89K | SH | $3.22M 1.09% | 0.00 | 0.00 | 89K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 6.49K | SH | $2.13M 0.72% | 0.00 | 0.00 | 6.49K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 3.09K | SH | $2.06M 0.70% | 0.00 | 0.00 | 3.09K |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 27.11K | SH | $1.96M 0.67% | 0.00 | 0.00 | 27.11K |
SPDR SERIES TRUSTSOLE | S&P 600 SMCP VAL | 20.49K | SH | $1.82M 0.62% | 0.00 | 0.00 | 20.49K |
FREEPORT-MCMORAN INCSOLE | CL B | 41.58K | SH | $1.63M 0.55% | 0.00 | 0.00 | 41.58K |
ISHARES INCSOLE | CORE MSCI EMKT | 21.89K | SH | $1.44M 0.49% | 0.00 | 0.00 | 21.89K |
ISHARES TRSOLE | RUSSELL 3000 ETF | 3.73K | SH | $1.41M 0.48% | 0.00 | 0.00 | 3.73K |
MICROSOFT CORPSOLE | COM | 2.61K | SH | $1.35M 0.46% | 0.00 | 0.00 | 2.61K |
ISHARES TRSOLE | CORE S&P500 ETF | 1.92K | SH | $1.28M 0.44% | 0.00 | 0.00 | 1.92K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 20.85K | SH | $1.25M 0.42% | 0.00 | 0.00 | 20.85K |
ALPHABET INCSOLE | CAP STK CL A | 5.12K | SH | $1.24M 0.42% | 0.00 | 0.00 | 5.12K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 1.95K | SH | $1.20M 0.41% | 0.00 | 0.00 | 1.95K |
FIRST TR EXCHANGE-TRADED FDSOLE | SHS | 4.27K | SH | $979.5K 0.33% | 0.00 | 0.00 | 4.27K |
AMERICAN CENTY ETF TRSOLE | EMERGING MKT VAL | 16.33K | SH | $937.0K 0.32% | 0.00 | 0.00 | 16.33K |
ISHARES TRSOLE | CORE S&P SCP ETF | 7.29K | SH | $866.3K 0.29% | 0.00 | 0.00 | 7.29K |
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