Filed: 11/5/2025ACC: 0002063364-25-000274
📋 What this filing means
SENSIBLE FINANCIAL PLANNING & MANAGEMENT, LLC. filed this quarterly 13F‑HR report disclosing 31 equity positions with a total reported market value of $550.65M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
31
Positions
$550.65M
Total AUM (reported)
9.85M
Total Shares
Allocation by class
US TIPS ETF$83.24M15.1%
TOTAL INT BD ETF$82.96M15.1%
MBS ETF$75.75M13.8%
USD INV GRDE ETF$73.52M13.4%
S&P 500 ETF SHS$27.57M5.0%
TOTAL STK MKT$26.07M4.7%
0-5 YR TIPS ETF$22.98M4.2%
Portfolio Concentration
Top 3$241.94M43.9%
4–10$209.87M38.1%
11–25$92.07M16.7%
Rest$6.77M1.2%
Top 3 weight
43.9%
Top 10 weight
82.1%
Voting Authority Distribution
Total shares with voting rights: 9.85M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
9.85M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole31
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings31
Rows:
SCHWAB STRATEGIC TR
SOLEShares3.09M
TypeSH
Market value$83.24M
15.12%
Sole
0.00
Shared
0.00
None
3.09M
VANGUARD CHARLOTTE FDS
SOLEShares1.68M
TypeSH
Market value$82.96M
15.07%
Sole
0.00
Shared
0.00
None
1.68M
ISHARES TR
SOLEShares796.08K
TypeSH
Market value$75.75M
13.76%
Sole
0.00
Shared
0.00
None
796.08K
ISHARES TR
SOLEShares1.41M
TypeSH
Market value$73.52M
13.35%
Sole
0.00
Shared
0.00
None
1.41M
VANGUARD INDEX FDS
SOLEShares45.02K
TypeSH
Market value$27.57M
5.01%
Sole
0.00
Shared
0.00
None
45.02K
VANGUARD INDEX FDS
SOLEShares79.43K
TypeSH
Market value$26.07M
4.73%
Sole
0.00
Shared
0.00
None
79.43K
ISHARES TR
SOLEShares222.34K
TypeSH
Market value$22.98M
4.17%
Sole
0.00
Shared
0.00
None
222.34K
ISHARES TR
SOLEShares88.09K
TypeSH
Market value$22.59M
4.10%
Sole
0.00
Shared
0.00
None
88.09K
SPDR SERIES TRUST
SOLEShares395.14K
TypeSH
Market value$21.67M
3.94%
Sole
0.00
Shared
0.00
None
395.14K
VANGUARD WORLD FD
SOLEShares63.37K
TypeSH
Market value$15.47M
2.81%
Sole
0.00
Shared
0.00
None
63.37K
SCHWAB STRATEGIC TR
SOLEShares495.28K
TypeSH
Market value$13.05M
2.37%
Sole
0.00
Shared
0.00
None
495.28K
VANGUARD SCOTTSDALE FDS
SOLEShares146.99K
TypeSH
Market value$11.52M
2.09%
Sole
0.00
Shared
0.00
None
146.99K
VANGUARD SCOTTSDALE FDS
SOLEShares240.36K
TypeSH
Market value$11.29M
2.05%
Sole
0.00
Shared
0.00
None
240.36K
DIMENSIONAL ETF TRUST
SOLEShares194.18K
TypeSH
Market value$8.20M
1.49%
Sole
0.00
Shared
0.00
None
194.18K
SPDR INDEX SHS FDS
SOLEShares173.34K
TypeSH
Market value$7.42M
1.35%
Sole
0.00
Shared
0.00
None
173.34K
SCHWAB STRATEGIC TR
SOLEShares322.19K
TypeSH
Market value$6.95M
1.26%
Sole
0.00
Shared
0.00
None
322.19K
VANGUARD INDEX FDS
SOLEShares13.48K
TypeSH
Market value$6.46M
1.17%
Sole
0.00
Shared
0.00
None
13.48K
VANGUARD TAX-MANAGED FDS
SOLEShares94.69K
TypeSH
Market value$5.67M
1.03%
Sole
0.00
Shared
0.00
None
94.69K
VANGUARD INDEX FDS
SOLEShares20.14K
TypeSH
Market value$5.12M
0.93%
Sole
0.00
Shared
0.00
None
20.14K
VANGUARD INTL EQUITY INDEX F
SOLEShares61.46K
TypeSH
Market value$3.33M
0.60%
Sole
0.00
Shared
0.00
None
61.46K
VANGUARD INDEX FDS
SOLEShares10.68K
TypeSH
Market value$3.14M
0.57%
Sole
0.00
Shared
0.00
None
10.68K
ISHARES TR
SOLEShares20.23K
TypeSH
Market value$2.95M
0.53%
Sole
0.00
Shared
0.00
None
20.23K
VANGUARD INDEX FDS
SOLEShares29.99K
TypeSH
Market value$2.74M
0.50%
Sole
0.00
Shared
0.00
None
29.99K
VANGUARD MALVERN FDS
SOLEShares44.31K
TypeSH
Market value$2.24M
0.41%
Sole
0.00
Shared
0.00
None
44.31K
VANGUARD INDEX FDS
SOLEShares10.66K
TypeSH
Market value$1.99M
0.36%
Sole
0.00
Shared
0.00
None
10.66K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 3.09M | SH | $83.24M 15.12% | 0.00 | 0.00 | 3.09M |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 1.68M | SH | $82.96M 15.07% | 0.00 | 0.00 | 1.68M |
ISHARES TRSOLE | MBS ETF | 796.08K | SH | $75.75M 13.76% | 0.00 | 0.00 | 796.08K |
ISHARES TRSOLE | USD INV GRDE ETF | 1.41M | SH | $73.52M 13.35% | 0.00 | 0.00 | 1.41M |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 45.02K | SH | $27.57M 5.01% | 0.00 | 0.00 | 45.02K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 79.43K | SH | $26.07M 4.73% | 0.00 | 0.00 | 79.43K |
ISHARES TRSOLE | 0-5 YR TIPS ETF | 222.34K | SH | $22.98M 4.17% | 0.00 | 0.00 | 222.34K |
ISHARES TRSOLE | MSCI USA MMENTM | 88.09K | SH | $22.59M 4.10% | 0.00 | 0.00 | 88.09K |
SPDR SERIES TRUSTSOLE | SPDR S&P 500 ETF | 395.14K | SH | $21.67M 3.94% | 0.00 | 0.00 | 395.14K |
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 63.37K | SH | $15.47M 2.81% | 0.00 | 0.00 | 63.37K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 495.28K | SH | $13.05M 2.37% | 0.00 | 0.00 | 495.28K |
VANGUARD SCOTTSDALE FDSSOLE | TOTAL CORP BND | 146.99K | SH | $11.52M 2.09% | 0.00 | 0.00 | 146.99K |
VANGUARD SCOTTSDALE FDSSOLE | MTG-BKD SECS ETF | 240.36K | SH | $11.29M 2.05% | 0.00 | 0.00 | 240.36K |
DIMENSIONAL ETF TRUSTSOLE | INFLATION PROTE | 194.18K | SH | $8.20M 1.49% | 0.00 | 0.00 | 194.18K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 173.34K | SH | $7.42M 1.35% | 0.00 | 0.00 | 173.34K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 322.19K | SH | $6.95M 1.26% | 0.00 | 0.00 | 322.19K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 13.48K | SH | $6.46M 1.17% | 0.00 | 0.00 | 13.48K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 94.69K | SH | $5.67M 1.03% | 0.00 | 0.00 | 94.69K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 20.14K | SH | $5.12M 0.93% | 0.00 | 0.00 | 20.14K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 61.46K | SH | $3.33M 0.60% | 0.00 | 0.00 | 61.46K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 10.68K | SH | $3.14M 0.57% | 0.00 | 0.00 | 10.68K |
ISHARES TRSOLE | ESG AWR MSCI USA | 20.23K | SH | $2.95M 0.53% | 0.00 | 0.00 | 20.23K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 29.99K | SH | $2.74M 0.50% | 0.00 | 0.00 | 29.99K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 44.31K | SH | $2.24M 0.41% | 0.00 | 0.00 | 44.31K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 10.66K | SH | $1.99M 0.36% | 0.00 | 0.00 | 10.66K |
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