Filed: 8/8/2025ACC: 0002063364-25-000195
📋 What this filing means
SENSIBLE FINANCIAL PLANNING & MANAGEMENT, LLC. filed this quarterly 13F‑HR report disclosing 37 equity positions with a total reported market value of $526.64M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
37
Positions
$526.64M
Total AUM (reported)
9.75M
Total Shares
Allocation by class
US TIPS ETF$80.63M15.3%
TOTAL INT BD ETF$79.46M15.1%
USD INV GRDE ETF$71.63M13.6%
MBS ETF$69.30M13.2%
S&P 500 ETF SHS$24.28M4.6%
TOTAL STK MKT$24.14M4.6%
0-5 YR TIPS ETF$22.59M4.3%
Portfolio Concentration
Top 3$231.72M44.0%
4–10$196.89M37.4%
11–25$87.88M16.7%
Rest$10.16M1.9%
Top 3 weight
44.0%
Top 10 weight
81.4%
Voting Authority Distribution
Total shares with voting rights: 9.75M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
9.75M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole37
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings37
Rows:
SCHWAB STRATEGIC TR
SOLEShares3.02M
TypeSH
Market value$80.63M
15.31%
Sole
0.00
Shared
0.00
None
3.02M
VANGUARD CHARLOTTE FDS
SOLEShares1.61M
TypeSH
Market value$79.46M
15.09%
Sole
0.00
Shared
0.00
None
1.61M
ISHARES TR
SOLEShares1.39M
TypeSH
Market value$71.63M
13.60%
Sole
0.00
Shared
0.00
None
1.39M
ISHARES TR
SOLEShares738.13K
TypeSH
Market value$69.30M
13.16%
Sole
0.00
Shared
0.00
None
738.13K
VANGUARD INDEX FDS
SOLEShares42.74K
TypeSH
Market value$24.28M
4.61%
Sole
0.00
Shared
0.00
None
42.74K
VANGUARD INDEX FDS
SOLEShares79.41K
TypeSH
Market value$24.14M
4.58%
Sole
0.00
Shared
0.00
None
79.41K
ISHARES TR
SOLEShares219.49K
TypeSH
Market value$22.59M
4.29%
Sole
0.00
Shared
0.00
None
219.49K
ISHARES TR
SOLEShares91.78K
TypeSH
Market value$22.06M
4.19%
Sole
0.00
Shared
0.00
None
91.78K
SPDR SERIES TRUST
SOLEShares385.56K
TypeSH
Market value$19.64M
3.73%
Sole
0.00
Shared
0.00
None
385.56K
VANGUARD WORLD FD
SOLEShares66.21K
TypeSH
Market value$14.89M
2.83%
Sole
0.00
Shared
0.00
None
66.21K
SCHWAB STRATEGIC TR
SOLEShares507.24K
TypeSH
Market value$12.40M
2.35%
Sole
0.00
Shared
0.00
None
507.24K
VANGUARD SCOTTSDALE FDS
SOLEShares241.12K
TypeSH
Market value$11.17M
2.12%
Sole
0.00
Shared
0.00
None
241.12K
VANGUARD SCOTTSDALE FDS
SOLEShares143.65K
TypeSH
Market value$11.11M
2.11%
Sole
0.00
Shared
0.00
None
143.65K
SPDR INDEX SHS FDS
SOLEShares176.64K
TypeSH
Market value$7.15M
1.36%
Sole
0.00
Shared
0.00
None
176.64K
DIMENSIONAL ETF TRUST
SOLEShares170.49K
TypeSH
Market value$7.13M
1.35%
Sole
0.00
Shared
0.00
None
170.49K
SCHWAB STRATEGIC TR
SOLEShares333.90K
TypeSH
Market value$7.07M
1.34%
Sole
0.00
Shared
0.00
None
333.90K
VANGUARD INDEX FDS
SOLEShares13.48K
TypeSH
Market value$5.91M
1.12%
Sole
0.00
Shared
0.00
None
13.48K
VANGUARD TAX-MANAGED FDS
SOLEShares96.28K
TypeSH
Market value$5.49M
1.04%
Sole
0.00
Shared
0.00
None
96.28K
VANGUARD INDEX FDS
SOLEShares20.57K
TypeSH
Market value$4.88M
0.93%
Sole
0.00
Shared
0.00
None
20.57K
VANGUARD INDEX FDS
SOLEShares10.94K
TypeSH
Market value$3.06M
0.58%
Sole
0.00
Shared
0.00
None
10.94K
VANGUARD INTL EQUITY INDEX F
SOLEShares61K
TypeSH
Market value$3.02M
0.57%
Sole
0.00
Shared
0.00
None
61K
VANGUARD INDEX FDS
SOLEShares31.10K
TypeSH
Market value$2.77M
0.53%
Sole
0.00
Shared
0.00
None
31.10K
ISHARES TR
SOLEShares18.39K
TypeSH
Market value$2.49M
0.47%
Sole
0.00
Shared
0.00
None
18.39K
VANGUARD MALVERN FDS
SOLEShares46.67K
TypeSH
Market value$2.35M
0.45%
Sole
0.00
Shared
0.00
None
46.67K
CABOT CORP
SOLEShares25.29K
TypeSH
Market value$1.90M
0.36%
Sole
0.00
Shared
0.00
None
25.29K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 3.02M | SH | $80.63M 15.31% | 0.00 | 0.00 | 3.02M |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 1.61M | SH | $79.46M 15.09% | 0.00 | 0.00 | 1.61M |
ISHARES TRSOLE | USD INV GRDE ETF | 1.39M | SH | $71.63M 13.60% | 0.00 | 0.00 | 1.39M |
ISHARES TRSOLE | MBS ETF | 738.13K | SH | $69.30M 13.16% | 0.00 | 0.00 | 738.13K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 42.74K | SH | $24.28M 4.61% | 0.00 | 0.00 | 42.74K |
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 79.41K | SH | $24.14M 4.58% | 0.00 | 0.00 | 79.41K |
ISHARES TRSOLE | 0-5 YR TIPS ETF | 219.49K | SH | $22.59M 4.29% | 0.00 | 0.00 | 219.49K |
ISHARES TRSOLE | MSCI USA MMENTM | 91.78K | SH | $22.06M 4.19% | 0.00 | 0.00 | 91.78K |
SPDR SERIES TRUSTSOLE | SPDR S&P 500 ETF | 385.56K | SH | $19.64M 3.73% | 0.00 | 0.00 | 385.56K |
VANGUARD WORLD FDSOLE | MEGA CAP INDEX | 66.21K | SH | $14.89M 2.83% | 0.00 | 0.00 | 66.21K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 507.24K | SH | $12.40M 2.35% | 0.00 | 0.00 | 507.24K |
VANGUARD SCOTTSDALE FDSSOLE | MTG-BKD SECS ETF | 241.12K | SH | $11.17M 2.12% | 0.00 | 0.00 | 241.12K |
VANGUARD SCOTTSDALE FDSSOLE | TOTAL CORP BND | 143.65K | SH | $11.11M 2.11% | 0.00 | 0.00 | 143.65K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 176.64K | SH | $7.15M 1.36% | 0.00 | 0.00 | 176.64K |
DIMENSIONAL ETF TRUSTSOLE | INFLATION PROTE | 170.49K | SH | $7.13M 1.35% | 0.00 | 0.00 | 170.49K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 333.90K | SH | $7.07M 1.34% | 0.00 | 0.00 | 333.90K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 13.48K | SH | $5.91M 1.12% | 0.00 | 0.00 | 13.48K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 96.28K | SH | $5.49M 1.04% | 0.00 | 0.00 | 96.28K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 20.57K | SH | $4.88M 0.93% | 0.00 | 0.00 | 20.57K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 10.94K | SH | $3.06M 0.58% | 0.00 | 0.00 | 10.94K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 61K | SH | $3.02M 0.57% | 0.00 | 0.00 | 61K |
VANGUARD INDEX FDSSOLE | REAL ESTATE ETF | 31.10K | SH | $2.77M 0.53% | 0.00 | 0.00 | 31.10K |
ISHARES TRSOLE | ESG AWR MSCI USA | 18.39K | SH | $2.49M 0.47% | 0.00 | 0.00 | 18.39K |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 46.67K | SH | $2.35M 0.45% | 0.00 | 0.00 | 46.67K |
CABOT CORPSOLE | COM | 25.29K | SH | $1.90M 0.36% | 0.00 | 0.00 | 25.29K |
Page 1 of 2