SCHULZ WEALTH, LTD.

Filed: 10/17/2025ACC: 0002011780-25-000005

📋 What this filing means

SCHULZ WEALTH, LTD. filed this quarterly 13F‑HR report disclosing 64 equity positions with a total reported market value of $151.26M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$151.26M

Total AUM (reported)

3.32M

Total Shares

Allocation by class

US CORE EQUITY 2$33.75M22.3%

FT VEST US EQT$28.82M19.1%

FT VEST U.S EQT$14.12M9.3%

VG TL INTL STK F$12.69M8.4%

FT VEST LADDERED$11.94M7.9%

VANGUARD ULTRA$8.48M5.6%

FT VEST UQ EQT$7.63M5.0%

Portfolio Concentration

Top 3$58.14M38.4%

4–10$42.68M28.2%

11–25$32.36M21.4%

Rest$18.08M12.0%

Top 3 weight

38.4%

Top 10 weight

66.7%

Voting Authority Distribution

Total shares with voting rights: 3.32M

Sole

Full voting authority

2.92M

% of voting shares87.9%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

400.91K

% of voting shares12.1%

Investment Discretion (by position count)

Sole64

Shared0

Other0

Dominant voting typeSole · 87.9% of voting shares

Institutional Holdings64

Rows:

DIMENSIONAL ETF TRUST

SOLE

US CORE EQUITY 2

Shares874.91K

TypeSH

Market value$33.75M

22.31%

Sole

743.29K

Shared

0.00

None

131.62K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares172.73K

TypeSH

Market value$12.69M

8.39%

Sole

145.94K

Shared

0.00

None

26.79K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST LADDERED

Shares350.28K

TypeSH

Market value$11.71M

7.74%

Sole

288.42K

Shared

0.00

None

61.85K

VANGUARD BD INDEX FDS

SOLE

VANGUARD ULTRA

Shares169.66K

TypeSH

Market value$8.48M

5.61%

Sole

169.46K

Shared

0.00

None

200.00

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST UQ EQT

Shares150.52K

TypeSH

Market value$7.41M

4.90%

Sole

147.98K

Shared

0.00

None

2.54K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares82.47K

TypeSH

Market value$7.34M

4.85%

Sole

67.25K

Shared

0.00

None

15.23K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares134.58K

TypeSH

Market value$5.61M

3.71%

Sole

122.10K

Shared

0.00

None

12.48K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares105.94K

TypeSH

Market value$5.35M

3.54%

Sole

105.94K

Shared

0.00

None

0.00

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares111.51K

TypeSH

Market value$4.38M

2.89%

Sole

107.17K

Shared

0.00

None

4.34K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares101.09K

TypeSH

Market value$4.10M

2.71%

Sole

91.21K

Shared

0.00

None

9.89K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST U.S EQT

Shares100.93K

TypeSH

Market value$3.84M

2.54%

Sole

100.93K

Shared

0.00

None

0.00

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST U.S EQT

Shares99.77K

TypeSH

Market value$3.80M

2.51%

Sole

98.45K

Shared

0.00

None

1.31K

DIMENSIONAL ETF TRUST

SOLE

CORE FIXED INCOM

Shares69.59K

TypeSH

Market value$2.98M

1.97%

Sole

37.74K

Shared

0.00

None

31.84K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares76.59K

TypeSH

Market value$2.96M

1.95%

Sole

64.96K

Shared

0.00

None

11.63K

VANGUARD SCOTTSDALE FDS

SOLE

SHORT TERM TREAS

Shares47.62K

TypeSH

Market value$2.80M

1.85%

Sole

31.77K

Shared

0.00

None

15.85K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST U.S EQT

Shares56.65K

TypeSH

Market value$2.20M

1.46%

Sole

46.26K

Shared

0.00

None

10.38K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares38.17K

TypeSH

Market value$2.09M

1.38%

Sole

37.59K

Shared

0.00

None

576.00

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST U.S EQT

Shares45.43K

TypeSH

Market value$1.84M

1.22%

Sole

35.56K

Shared

0.00

None

9.87K

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST US EQT

Shares38.10K

TypeSH

Market value$1.77M

1.17%

Sole

38.10K

Shared

0.00

None

0.00

INNOVATOR ETFS TRUST

SOLE

US EQTY BUFR JAN

Shares32.13K

TypeSH

Market value$1.70M

1.13%

Sole

32.13K

Shared

0.00

None

0.00

FIRST TR EXCHNG TRADED FD VI

SOLE

FT VEST U.S EQT

Shares37.64K

TypeSH

Market value$1.51M

1.00%

Sole

37.64K

Shared

0.00

None

0.00

INNOVATOR ETFS TRUST

SOLE

U S EQ 10 BUFFER

Shares43.06K

TypeSH

Market value$1.37M

0.91%

Sole

13.10K

Shared

0.00

None

29.96K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares20.35K

TypeSH

Market value$1.22M

0.81%

Sole

16.02K

Shared

0.00

None

4.33K

FIRST TR EXCHANGE-TRADED FD

SOLE

FT VEST S&P 500

Shares24.23K

TypeSH

Market value$1.19M

0.79%

Sole

24.23K

Shared

0.00

None

0.00

INNOVATOR ETFS TRUST

SOLE

US EQTY PWR BUF

Shares27.94K

TypeSH

Market value$1.09M

0.72%

Sole

27.94K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
DIMENSIONAL ETF TRUSTSOLE	US CORE EQUITY 2	874.91K	SH	$33.75M 22.31%	743.29K	131.62K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	172.73K	SH	$12.69M 8.39%	145.94K	26.79K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST LADDERED	350.28K	SH	$11.71M 7.74%	288.42K	61.85K
VANGUARD BD INDEX FDSSOLE	VANGUARD ULTRA	169.66K	SH	$8.48M 5.61%	169.46K	200.00
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST UQ EQT	150.52K	SH	$7.41M 4.90%	147.98K	2.54K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	82.47K	SH	$7.34M 4.85%	67.25K	15.23K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	134.58K	SH	$5.61M 3.71%	122.10K	12.48K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	105.94K	SH	$5.35M 3.54%	105.94K	0.00
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	111.51K	SH	$4.38M 2.89%	107.17K	4.34K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	101.09K	SH	$4.10M 2.71%	91.21K	9.89K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST U.S EQT	100.93K	SH	$3.84M 2.54%	100.93K	0.00
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST U.S EQT	99.77K	SH	$3.80M 2.51%	98.45K	1.31K
DIMENSIONAL ETF TRUSTSOLE	CORE FIXED INCOM	69.59K	SH	$2.98M 1.97%	37.74K	31.84K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	76.59K	SH	$2.96M 1.95%	64.96K	11.63K
VANGUARD SCOTTSDALE FDSSOLE	SHORT TERM TREAS	47.62K	SH	$2.80M 1.85%	31.77K	15.85K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST U.S EQT	56.65K	SH	$2.20M 1.46%	46.26K	10.38K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	38.17K	SH	$2.09M 1.38%	37.59K	576.00
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST U.S EQT	45.43K	SH	$1.84M 1.22%	35.56K	9.87K
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST US EQT	38.10K	SH	$1.77M 1.17%	38.10K	0.00
INNOVATOR ETFS TRUSTSOLE	US EQTY BUFR JAN	32.13K	SH	$1.70M 1.13%	32.13K	0.00
FIRST TR EXCHNG TRADED FD VISOLE	FT VEST U.S EQT	37.64K	SH	$1.51M 1.00%	37.64K	0.00
INNOVATOR ETFS TRUSTSOLE	U S EQ 10 BUFFER	43.06K	SH	$1.37M 0.91%	13.10K	29.96K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	20.35K	SH	$1.22M 0.81%	16.02K	4.33K
FIRST TR EXCHANGE-TRADED FDSOLE	FT VEST S&P 500	24.23K	SH	$1.19M 0.79%	24.23K	0.00
INNOVATOR ETFS TRUSTSOLE	US EQTY PWR BUF	27.94K	SH	$1.09M 0.72%	27.94K	0.00

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