SANDY COVE ADVISORS, LLC

Filed: 10/22/2025ACC: 0001172661-25-004355

📋 What this filing means

SANDY COVE ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 139 equity positions with a total reported market value of $312.84M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

139

Positions

$312.84M

Total AUM (reported)

1.96M

Total Shares

Allocation by class

COM$74.94M24.0%

CORE S&P500 ETF$31.77M10.2%

S&P 500 ETF SHS$31.04M9.9%

CORE US AGGBD ET$15.15M4.8%

MID CAP ETF$14.48M4.6%

TOTAL STK MKT$14.26M4.6%

CL B NEW$13.13M4.2%

Portfolio Concentration

Top 3$78.35M25.0%

4–10$87.41M27.9%

11–25$75.36M24.1%

Rest$71.72M22.9%

Top 3 weight

25.0%

Top 10 weight

53.0%

Voting Authority Distribution

Total shares with voting rights: 1.96M

Sole

Full voting authority

161.38K

% of voting shares8.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.80M

% of voting shares91.8%

Investment Discretion (by position count)

Sole139

Shared0

Other0

Dominant voting typeNone · 91.8% of voting shares

Institutional Holdings139

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares47.47K

TypeSH

Market value$31.77M

10.15%

Sole

2.97K

Shared

0.00

None

44.49K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares50.68K

TypeSH

Market value$31.04M

9.92%

Sole

6.07K

Shared

0.00

None

44.61K

APPLE INC

SOLE

COM

Shares61.05K

TypeSH

Market value$15.55M

4.97%

Sole

0.00

Shared

0.00

None

61.05K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares151.15K

TypeSH

Market value$15.15M

4.84%

Sole

25.01K

Shared

0.00

None

126.14K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares49.30K

TypeSH

Market value$14.48M

4.63%

Sole

3.90K

Shared

0.00

None

45.39K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares43.44K

TypeSH

Market value$14.26M

4.56%

Sole

562.00

Shared

0.00

None

42.88K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares26.11K

TypeSH

Market value$13.13M

4.20%

Sole

3.30K

Shared

0.00

None

22.81K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares17.62K

TypeSH

Market value$10.58M

3.38%

Sole

2.10K

Shared

0.00

None

15.52K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares47.44K

TypeSH

Market value$10.24M

3.27%

Sole

5.42K

Shared

0.00

None

42.02K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares37.66K

TypeSH

Market value$9.57M

3.06%

Sole

4.17K

Shared

0.00

None

33.49K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares155.39K

TypeSH

Market value$9.31M

2.98%

Sole

21.42K

Shared

0.00

None

133.97K

MICROSOFT CORP

SOLE

COM

Shares15.49K

TypeSH

Market value$8.02M

2.56%

Sole

212.00

Shared

0.00

None

15.28K

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares150.71K

TypeSH

Market value$7.65M

2.44%

Sole

23.59K

Shared

0.00

None

127.12K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares130.34K

TypeSH

Market value$6.91M

2.21%

Sole

18.44K

Shared

0.00

None

111.89K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares90.77K

TypeSH

Market value$5.92M

1.89%

Sole

3.60K

Shared

0.00

None

87.17K

MORGAN STANLEY

SOLE

COM NEW

Shares36.09K

TypeSH

Market value$5.74M

1.83%

Sole

0.00

Shared

0.00

None

36.09K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares65.23K

TypeSH

Market value$5.70M

1.82%

Sole

5.79K

Shared

0.00

None

59.43K

NVIDIA CORPORATION

SOLE

COM

Shares22.62K

TypeSH

Market value$4.22M

1.35%

Sole

801.00

Shared

0.00

None

21.82K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares5.64K

TypeSH

Market value$3.76M

1.20%

Sole

2.47K

Shared

0.00

None

3.17K

AMAZON COM INC

SOLE

COM

Shares16.82K

TypeSH

Market value$3.69M

1.18%

Sole

544.00

Shared

0.00

None

16.28K

META PLATFORMS INC

SOLE

CL A

Shares4.96K

TypeSH

Market value$3.64M

1.16%

Sole

385.00

Shared

0.00

None

4.57K

ALPHABET INC

SOLE

CAP STK CL A

Shares14.74K

TypeSH

Market value$3.58M

1.15%

Sole

0.00

Shared

0.00

None

14.74K

JPMORGAN CHASE & CO.

SOLE

COM

Shares10.23K

TypeSH

Market value$3.23M

1.03%

Sole

0.00

Shared

0.00

None

10.23K

BLACKSTONE INC

SOLE

COM

Shares12.18K

TypeSH

Market value$2.08M

0.67%

Sole

0.00

Shared

0.00

None

12.18K

ALPHABET INC

SOLE

CAP STK CL C

Shares7.83K

TypeSH

Market value$1.91M

0.61%

Sole

675.00

Shared

0.00

None

7.16K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	47.47K	SH	$31.77M 10.15%	2.97K	44.49K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	50.68K	SH	$31.04M 9.92%	6.07K	44.61K
APPLE INCSOLE	COM	61.05K	SH	$15.55M 4.97%	0.00	61.05K
ISHARES TRSOLE	CORE US AGGBD ET	151.15K	SH	$15.15M 4.84%	25.01K	126.14K
VANGUARD INDEX FDSSOLE	MID CAP ETF	49.30K	SH	$14.48M 4.63%	3.90K	45.39K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	43.44K	SH	$14.26M 4.56%	562.00	42.88K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	26.11K	SH	$13.13M 4.20%	3.30K	22.81K
INVESCO QQQ TRSOLE	UNIT SER 1	17.62K	SH	$10.58M 3.38%	2.10K	15.52K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	47.44K	SH	$10.24M 3.27%	5.42K	42.02K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	37.66K	SH	$9.57M 3.06%	4.17K	33.49K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	155.39K	SH	$9.31M 2.98%	21.42K	133.97K
MICROSOFT CORPSOLE	COM	15.49K	SH	$8.02M 2.56%	212.00	15.28K
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	150.71K	SH	$7.65M 2.44%	23.59K	127.12K
ISHARES TRSOLE	ISHS 1-5YR INVS	130.34K	SH	$6.91M 2.21%	18.44K	111.89K
ISHARES TRSOLE	CORE S&P MCP ETF	90.77K	SH	$5.92M 1.89%	3.60K	87.17K
MORGAN STANLEYSOLE	COM NEW	36.09K	SH	$5.74M 1.83%	0.00	36.09K
ISHARES TRSOLE	CORE MSCI EAFE	65.23K	SH	$5.70M 1.82%	5.79K	59.43K
NVIDIA CORPORATIONSOLE	COM	22.62K	SH	$4.22M 1.35%	801.00	21.82K
SPDR S&P 500 ETF TRSOLE	TR UNIT	5.64K	SH	$3.76M 1.20%	2.47K	3.17K
AMAZON COM INCSOLE	COM	16.82K	SH	$3.69M 1.18%	544.00	16.28K
META PLATFORMS INCSOLE	CL A	4.96K	SH	$3.64M 1.16%	385.00	4.57K
ALPHABET INCSOLE	CAP STK CL A	14.74K	SH	$3.58M 1.15%	0.00	14.74K
JPMORGAN CHASE & CO.SOLE	COM	10.23K	SH	$3.23M 1.03%	0.00	10.23K
BLACKSTONE INCSOLE	COM	12.18K	SH	$2.08M 0.67%	0.00	12.18K
ALPHABET INCSOLE	CAP STK CL C	7.83K	SH	$1.91M 0.61%	675.00	7.16K

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