SANDY COVE ADVISORS, LLC

Filed: 7/9/2025ACC: 0001172661-25-002497

📋 What this filing means

SANDY COVE ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 131 equity positions with a total reported market value of $276.81M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

131

Positions

$276.81M

Total AUM (reported)

1.70M

Total Shares

Allocation by class

COM$67.22M24.3%

CORE S&P500 ETF$29.08M10.5%

S&P 500 ETF SHS$28.24M10.2%

CORE US AGGBD ET$14.89M5.4%

MID CAP ETF$13.35M4.8%

TOTAL STK MKT$13.16M4.8%

CL B NEW$12.11M4.4%

Portfolio Concentration

Top 3$72.21M26.1%

4–10$79.52M28.7%

11–25$63.09M22.8%

Rest$61.99M22.4%

Top 3 weight

26.1%

Top 10 weight

54.8%

Voting Authority Distribution

Total shares with voting rights: 1.70M

Sole

Full voting authority

129.21K

% of voting shares7.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.57M

% of voting shares92.4%

Investment Discretion (by position count)

Sole131

Shared0

Other0

Dominant voting typeNone · 92.4% of voting shares

Institutional Holdings131

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares46.84K

TypeSH

Market value$29.08M

10.51%

Sole

3.09K

Shared

0.00

None

43.74K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares49.72K

TypeSH

Market value$28.24M

10.20%

Sole

6.15K

Shared

0.00

None

43.57K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares150.06K

TypeSH

Market value$14.89M

5.38%

Sole

25.47K

Shared

0.00

None

124.59K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares47.72K

TypeSH

Market value$13.35M

4.82%

Sole

3.95K

Shared

0.00

None

43.76K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares43.28K

TypeSH

Market value$13.16M

4.75%

Sole

563.00

Shared

0.00

None

42.72K

APPLE INC

SOLE

COM

Shares60.63K

TypeSH

Market value$12.44M

4.49%

Sole

0.00

Shared

0.00

None

60.63K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares24.94K

TypeSH

Market value$12.11M

4.38%

Sole

3.27K

Shared

0.00

None

21.66K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares48.60K

TypeSH

Market value$9.95M

3.59%

Sole

5.88K

Shared

0.00

None

42.72K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares17.52K

TypeSH

Market value$9.67M

3.49%

Sole

2.15K

Shared

0.00

None

15.37K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares37.32K

TypeSH

Market value$8.84M

3.20%

Sole

4.22K

Shared

0.00

None

33.10K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares154.62K

TypeSH

Market value$8.81M

3.18%

Sole

21.47K

Shared

0.00

None

133.15K

MICROSOFT CORP

SOLE

COM

Shares14.93K

TypeSH

Market value$7.43M

2.68%

Sole

65.00

Shared

0.00

None

14.87K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares80.64K

TypeSH

Market value$6.35M

2.29%

Sole

12.63K

Shared

0.00

None

68.01K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares91.51K

TypeSH

Market value$5.68M

2.05%

Sole

3.98K

Shared

0.00

None

87.52K

MORGAN STANLEY

SOLE

COM NEW

Shares36.02K

TypeSH

Market value$5.07M

1.83%

Sole

0.00

Shared

0.00

None

36.02K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares57.04K

TypeSH

Market value$4.76M

1.72%

Sole

5.79K

Shared

0.00

None

51.24K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares6.05K

TypeSH

Market value$3.74M

1.35%

Sole

2.88K

Shared

0.00

None

3.17K

META PLATFORMS INC

SOLE

CL A

Shares4.79K

TypeSH

Market value$3.54M

1.28%

Sole

315.00

Shared

0.00

None

4.48K

AMAZON COM INC

SOLE

COM

Shares15.85K

TypeSH

Market value$3.48M

1.26%

Sole

100.00

Shared

0.00

None

15.75K

NVIDIA CORPORATION

SOLE

COM

Shares21.76K

TypeSH

Market value$3.44M

1.24%

Sole

801.00

Shared

0.00

None

20.96K

JPMORGAN CHASE & CO.

SOLE

COM

Shares10.14K

TypeSH

Market value$2.94M

1.06%

Sole

0.00

Shared

0.00

None

10.14K

ALPHABET INC

SOLE

CAP STK CL A

Shares14.61K

TypeSH

Market value$2.57M

0.93%

Sole

0.00

Shared

0.00

None

14.61K

BLACKSTONE INC

SOLE

COM

Shares12.04K

TypeSH

Market value$1.80M

0.65%

Sole

0.00

Shared

0.00

None

12.04K

NETFLIX INC

SOLE

COM

Shares1.34K

TypeSH

Market value$1.79M

0.65%

Sole

439.00

Shared

0.00

None

899.00

ELI LILLY & CO

SOLE

COM

Shares2.17K

TypeSH

Market value$1.69M

0.61%

Sole

0.00

Shared

0.00

None

2.17K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	46.84K	SH	$29.08M 10.51%	3.09K	43.74K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	49.72K	SH	$28.24M 10.20%	6.15K	43.57K
ISHARES TRSOLE	CORE US AGGBD ET	150.06K	SH	$14.89M 5.38%	25.47K	124.59K
VANGUARD INDEX FDSSOLE	MID CAP ETF	47.72K	SH	$13.35M 4.82%	3.95K	43.76K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	43.28K	SH	$13.16M 4.75%	563.00	42.72K
APPLE INCSOLE	COM	60.63K	SH	$12.44M 4.49%	0.00	60.63K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	24.94K	SH	$12.11M 4.38%	3.27K	21.66K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	48.60K	SH	$9.95M 3.59%	5.88K	42.72K
INVESCO QQQ TRSOLE	UNIT SER 1	17.52K	SH	$9.67M 3.49%	2.15K	15.37K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	37.32K	SH	$8.84M 3.20%	4.22K	33.10K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	154.62K	SH	$8.81M 3.18%	21.47K	133.15K
MICROSOFT CORPSOLE	COM	14.93K	SH	$7.43M 2.68%	65.00	14.87K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	80.64K	SH	$6.35M 2.29%	12.63K	68.01K
ISHARES TRSOLE	CORE S&P MCP ETF	91.51K	SH	$5.68M 2.05%	3.98K	87.52K
MORGAN STANLEYSOLE	COM NEW	36.02K	SH	$5.07M 1.83%	0.00	36.02K
ISHARES TRSOLE	CORE MSCI EAFE	57.04K	SH	$4.76M 1.72%	5.79K	51.24K
SPDR S&P 500 ETF TRSOLE	TR UNIT	6.05K	SH	$3.74M 1.35%	2.88K	3.17K
META PLATFORMS INCSOLE	CL A	4.79K	SH	$3.54M 1.28%	315.00	4.48K
AMAZON COM INCSOLE	COM	15.85K	SH	$3.48M 1.26%	100.00	15.75K
NVIDIA CORPORATIONSOLE	COM	21.76K	SH	$3.44M 1.24%	801.00	20.96K
JPMORGAN CHASE & CO.SOLE	COM	10.14K	SH	$2.94M 1.06%	0.00	10.14K
ALPHABET INCSOLE	CAP STK CL A	14.61K	SH	$2.57M 0.93%	0.00	14.61K
BLACKSTONE INCSOLE	COM	12.04K	SH	$1.80M 0.65%	0.00	12.04K
NETFLIX INCSOLE	COM	1.34K	SH	$1.79M 0.65%	439.00	899.00
ELI LILLY & COSOLE	COM	2.17K	SH	$1.69M 0.61%	0.00	2.17K

Page 1 of 6

…