SAGE FINANCIAL MANAGEMENT GROUP, INC.

Filed: 4/21/2026ACC: 0001762086-26-000002

📋 What this filing means

SAGE FINANCIAL MANAGEMENT GROUP, INC. filed this quarterly 13F‑HR report disclosing 57 equity positions with a total reported market value of $325.36M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$325.36M

Total AUM (reported)

4.69M

Total Shares

Allocation by class

INTERMED TERM$51.75M15.9%

CORE S&P500 ETF$48.79M15.0%

ALLWRLD EX US$33.13M10.2%

SHORT TRM BOND$29.61M9.1%

US LRG CAP ETF$24.43M7.5%

STATE STREET SPD$15.19M4.7%

SHRT TRM CORP BD$10.97M3.4%

Portfolio Concentration

Top 3$133.66M41.1%

4–10$106.55M32.7%

11–25$69.76M21.4%

Rest$15.39M4.7%

Top 3 weight

41.1%

Top 10 weight

73.8%

Voting Authority Distribution

Total shares with voting rights: 4.69M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.69M

% of voting shares100.0%

Investment Discretion (by position count)

Sole57

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings57

Rows:

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares670.49K

TypeSH

Market value$51.75M

15.91%

Sole

0.00

Shared

0.00

None

670.49K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares74.69K

TypeSH

Market value$48.79M

14.99%

Sole

0.00

Shared

0.00

None

74.69K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares441.13K

TypeSH

Market value$33.13M

10.18%

Sole

0.00

Shared

0.00

None

441.13K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares377.69K

TypeSH

Market value$29.61M

9.10%

Sole

0.00

Shared

0.00

None

377.69K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares952.83K

TypeSH

Market value$24.43M

7.51%

Sole

0.00

Shared

0.00

None

952.83K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares117.39K

TypeSH

Market value$11.49M

3.53%

Sole

0.00

Shared

0.00

None

117.39K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares138.40K

TypeSH

Market value$10.97M

3.37%

Sole

0.00

Shared

0.00

None

138.40K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares107.17K

TypeSH

Market value$10.41M

3.20%

Sole

0.00

Shared

0.00

None

107.17K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares148.01K

TypeSH

Market value$10.00M

3.07%

Sole

0.00

Shared

0.00

None

148.01K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares389.14K

TypeSH

Market value$9.63M

2.96%

Sole

0.00

Shared

0.00

None

389.14K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares64.63K

TypeSH

Market value$9.57M

2.94%

Sole

0.00

Shared

0.00

None

64.63K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares295.95K

TypeSH

Market value$9.08M

2.79%

Sole

0.00

Shared

0.00

None

295.95K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares306.54K

TypeSH

Market value$8.93M

2.74%

Sole

0.00

Shared

0.00

None

306.54K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares13.94K

TypeSH

Market value$8.33M

2.56%

Sole

0.00

Shared

0.00

None

13.94K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares22.62K

TypeSH

Market value$6.76M

2.08%

Sole

0.00

Shared

0.00

None

22.62K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares41.59K

TypeSH

Market value$6.06M

1.86%

Sole

0.00

Shared

0.00

None

41.59K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares135.76K

TypeSH

Market value$4.20M

1.29%

Sole

0.00

Shared

0.00

None

135.76K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares76.53K

TypeSH

Market value$3.70M

1.14%

Sole

0.00

Shared

0.00

None

76.53K

STATE STR SPDR S&P MIDCAP 40

SOLE

UTSER1 S&PDCRP

Shares4.10K

TypeSH

Market value$2.53M

0.78%

Sole

0.00

Shared

0.00

None

4.10K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares78.75K

TypeSH

Market value$2.29M

0.70%

Sole

0.00

Shared

0.00

None

78.75K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares18.16K

TypeSH

Market value$2.26M

0.69%

Sole

0.00

Shared

0.00

None

18.16K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares3.67K

TypeSH

Market value$1.60M

0.49%

Sole

0.00

Shared

0.00

None

3.67K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares33.10K

TypeSH

Market value$1.59M

0.49%

Sole

0.00

Shared

0.00

None

33.10K

SHERWIN WILLIAMS CO

SOLE

COM

Shares4.68K

TypeSH

Market value$1.50M

0.46%

Sole

0.00

Shared

0.00

None

4.68K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares12.78K

TypeSH

Market value$1.36M

0.42%

Sole

0.00

Shared

0.00

None

12.78K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	670.49K	SH	$51.75M 15.91%	670.49K
ISHARES TRSOLE	CORE S&P500 ETF	74.69K	SH	$48.79M 14.99%	74.69K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	441.13K	SH	$33.13M 10.18%	441.13K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	377.69K	SH	$29.61M 9.10%	377.69K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	952.83K	SH	$24.43M 7.51%	952.83K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	117.39K	SH	$11.49M 3.53%	117.39K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	138.40K	SH	$10.97M 3.37%	138.40K
ISHARES TRSOLE	MSCI EAFE ETF	107.17K	SH	$10.41M 3.20%	107.17K
ISHARES TRSOLE	CORE S&P MCP ETF	148.01K	SH	$10.00M 3.07%	148.01K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	389.14K	SH	$9.63M 2.96%	389.14K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	64.63K	SH	$9.57M 2.94%	64.63K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	295.95K	SH	$9.08M 2.79%	295.95K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	306.54K	SH	$8.93M 2.74%	306.54K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	13.94K	SH	$8.33M 2.56%	13.94K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	22.62K	SH	$6.76M 2.08%	22.62K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	41.59K	SH	$6.06M 1.86%	41.59K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	135.76K	SH	$4.20M 1.29%	135.76K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	76.53K	SH	$3.70M 1.14%	76.53K
STATE STR SPDR S&P MIDCAP 40SOLE	UTSER1 S&PDCRP	4.10K	SH	$2.53M 0.78%	4.10K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	78.75K	SH	$2.29M 0.70%	78.75K
ISHARES TRSOLE	CORE S&P SCP ETF	18.16K	SH	$2.26M 0.69%	18.16K
VANGUARD INDEX FDSSOLE	GROWTH ETF	3.67K	SH	$1.60M 0.49%	3.67K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	33.10K	SH	$1.59M 0.49%	33.10K
SHERWIN WILLIAMS COSOLE	COM	4.68K	SH	$1.50M 0.46%	4.68K
ISHARES TRSOLE	NATIONAL MUN ETF	12.78K	SH	$1.36M 0.42%	12.78K

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