SAGE FINANCIAL MANAGEMENT GROUP, INC.

Filed: 2/5/2026ACC: 0001762086-26-000001

📋 What this filing means

SAGE FINANCIAL MANAGEMENT GROUP, INC. filed this quarterly 13F‑HR report disclosing 58 equity positions with a total reported market value of $327.39M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$327.39M

Total AUM (reported)

4.63M

Total Shares

Allocation by class

CORE S&P500 ETF$51.55M15.7%

INTERMED TERM$50.05M15.3%

ALLWRLD EX US$32.77M10.0%

SHORT TRM BOND$28.00M8.6%

US LRG CAP ETF$25.58M7.8%

STATE STREET SPD$16.45M5.0%

SHRT TRM CORP BD$10.89M3.3%

Portfolio Concentration

Top 3$134.36M41.0%

4–10$107.34M32.8%

11–25$69.59M21.3%

Rest$16.10M4.9%

Top 3 weight

41.0%

Top 10 weight

73.8%

Voting Authority Distribution

Total shares with voting rights: 4.63M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.63M

% of voting shares100.0%

Investment Discretion (by position count)

Sole58

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings58

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares75.26K

TypeSH

Market value$51.55M

15.74%

Sole

0.00

Shared

0.00

None

75.26K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares642.65K

TypeSH

Market value$50.05M

15.29%

Sole

0.00

Shared

0.00

None

642.65K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares445.46K

TypeSH

Market value$32.77M

10.01%

Sole

0.00

Shared

0.00

None

445.46K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares355.28K

TypeSH

Market value$28.00M

8.55%

Sole

0.00

Shared

0.00

None

355.28K

SCHWAB STRATEGIC TR

SOLE

US LRG CAP ETF

Shares950.63K

TypeSH

Market value$25.58M

7.81%

Sole

0.00

Shared

0.00

None

950.63K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares121.58K

TypeSH

Market value$12.97M

3.96%

Sole

0.00

Shared

0.00

None

121.58K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares136.60K

TypeSH

Market value$10.89M

3.33%

Sole

0.00

Shared

0.00

None

136.60K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares107.36K

TypeSH

Market value$10.31M

3.15%

Sole

0.00

Shared

0.00

None

107.36K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares307.91K

TypeSH

Market value$10.04M

3.07%

Sole

0.00

Shared

0.00

None

307.91K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares144.54K

TypeSH

Market value$9.54M

2.91%

Sole

0.00

Shared

0.00

None

144.54K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares389.44K

TypeSH

Market value$9.36M

2.86%

Sole

0.00

Shared

0.00

None

389.44K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares64.93K

TypeSH

Market value$9.32M

2.85%

Sole

0.00

Shared

0.00

None

64.93K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares14.42K

TypeSH

Market value$9.05M

2.76%

Sole

0.00

Shared

0.00

None

14.42K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares285.43K

TypeSH

Market value$7.83M

2.39%

Sole

0.00

Shared

0.00

None

285.43K

VANGUARD INDEX FDS

SOLE

LARGE CAP ETF

Shares22.84K

TypeSH

Market value$7.19M

2.20%

Sole

0.00

Shared

0.00

None

22.84K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE SMCAP ETF

Shares40.89K

TypeSH

Market value$5.86M

1.79%

Sole

0.00

Shared

0.00

None

40.89K

SCHWAB STRATEGIC TR

SOLE

US MID-CAP ETF

Shares136.96K

TypeSH

Market value$4.12M

1.26%

Sole

0.00

Shared

0.00

None

136.96K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares74.26K

TypeSH

Market value$3.48M

1.06%

Sole

0.00

Shared

0.00

None

74.26K

SPDR S&P MIDCAP 400 ETF TR

SOLE

UTSER1 S&PDCRP

Shares4.20K

TypeSH

Market value$2.53M

0.77%

Sole

0.00

Shared

0.00

None

4.20K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares77.22K

TypeSH

Market value$2.20M

0.67%

Sole

0.00

Shared

0.00

None

77.22K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares18.22K

TypeSH

Market value$2.19M

0.67%

Sole

0.00

Shared

0.00

None

18.22K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares3.89K

TypeSH

Market value$1.90M

0.58%

Sole

0.00

Shared

0.00

None

3.89K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares34.59K

TypeSH

Market value$1.67M

0.51%

Sole

0.00

Shared

0.00

None

34.59K

SHERWIN WILLIAMS CO

SOLE

COM

Shares4.68K

TypeSH

Market value$1.52M

0.46%

Sole

0.00

Shared

0.00

None

4.68K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares12.85K

TypeSH

Market value$1.38M

0.42%

Sole

0.00

Shared

0.00

None

12.85K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	75.26K	SH	$51.55M 15.74%	75.26K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	642.65K	SH	$50.05M 15.29%	642.65K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	445.46K	SH	$32.77M 10.01%	445.46K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	355.28K	SH	$28.00M 8.55%	355.28K
SCHWAB STRATEGIC TRSOLE	US LRG CAP ETF	950.63K	SH	$25.58M 7.81%	950.63K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	121.58K	SH	$12.97M 3.96%	121.58K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	136.60K	SH	$10.89M 3.33%	136.60K
ISHARES TRSOLE	MSCI EAFE ETF	107.36K	SH	$10.31M 3.15%	107.36K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	307.91K	SH	$10.04M 3.07%	307.91K
ISHARES TRSOLE	CORE S&P MCP ETF	144.54K	SH	$9.54M 2.91%	144.54K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	389.44K	SH	$9.36M 2.86%	389.44K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	64.93K	SH	$9.32M 2.85%	64.93K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	14.42K	SH	$9.05M 2.76%	14.42K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	285.43K	SH	$7.83M 2.39%	285.43K
VANGUARD INDEX FDSSOLE	LARGE CAP ETF	22.84K	SH	$7.19M 2.20%	22.84K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE SMCAP ETF	40.89K	SH	$5.86M 1.79%	40.89K
SCHWAB STRATEGIC TRSOLE	US MID-CAP ETF	136.96K	SH	$4.12M 1.26%	136.96K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	74.26K	SH	$3.48M 1.06%	74.26K
SPDR S&P MIDCAP 400 ETF TRSOLE	UTSER1 S&PDCRP	4.20K	SH	$2.53M 0.77%	4.20K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	77.22K	SH	$2.20M 0.67%	77.22K
ISHARES TRSOLE	CORE S&P SCP ETF	18.22K	SH	$2.19M 0.67%	18.22K
VANGUARD INDEX FDSSOLE	GROWTH ETF	3.89K	SH	$1.90M 0.58%	3.89K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	34.59K	SH	$1.67M 0.51%	34.59K
SHERWIN WILLIAMS COSOLE	COM	4.68K	SH	$1.52M 0.46%	4.68K
ISHARES TRSOLE	NATIONAL MUN ETF	12.85K	SH	$1.38M 0.42%	12.85K

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