Filed: 10/23/2025ACC: 0001762086-25-000006
📋 What this filing means
SAGE FINANCIAL MANAGEMENT GROUP, INC. filed this quarterly 13F‑HR report disclosing 56 equity positions with a total reported market value of $313.24M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
56
Positions
$313.24M
Total AUM (reported)
4.54M
Total Shares
Allocation by class
CORE S&P500 ETF$49.18M15.7%
INTERMED TERM$48.39M15.4%
ALLWRLD EX US$31.17M10.0%
US LRG CAP ETF$25.14M8.0%
SHORT TRM BOND$25.01M8.0%
PRTFLO S&P500 GW$12.76M4.1%
SHRT TRM CORP BD$10.64M3.4%
Portfolio Concentration
Top 3$128.75M41.1%
4–10$102.71M32.8%
11–25$66.65M21.3%
Rest$15.13M4.8%
Top 3 weight
41.1%
Top 10 weight
73.9%
Voting Authority Distribution
Total shares with voting rights: 4.54M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.54M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole56
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings56
Rows:
ISHARES TR
SOLEShares73.48K
TypeSH
Market value$49.18M
15.70%
Sole
0.00
Shared
0.00
None
73.48K
VANGUARD BD INDEX FDS
SOLEShares619.68K
TypeSH
Market value$48.39M
15.45%
Sole
0.00
Shared
0.00
None
619.68K
VANGUARD INTL EQUITY INDEX F
SOLEShares436.80K
TypeSH
Market value$31.17M
9.95%
Sole
0.00
Shared
0.00
None
436.80K
SCHWAB STRATEGIC TR
SOLEShares954.53K
TypeSH
Market value$25.14M
8.03%
Sole
0.00
Shared
0.00
None
954.53K
VANGUARD BD INDEX FDS
SOLEShares316.93K
TypeSH
Market value$25.01M
7.98%
Sole
0.00
Shared
0.00
None
316.93K
SPDR SERIES TRUST
SOLEShares122.13K
TypeSH
Market value$12.76M
4.07%
Sole
0.00
Shared
0.00
None
122.13K
VANGUARD SCOTTSDALE FDS
SOLEShares133.16K
TypeSH
Market value$10.64M
3.40%
Sole
0.00
Shared
0.00
None
133.16K
ISHARES TR
SOLEShares108.68K
TypeSH
Market value$10.15M
3.24%
Sole
0.00
Shared
0.00
None
108.68K
SCHWAB STRATEGIC TR
SOLEShares310.88K
TypeSH
Market value$9.92M
3.17%
Sole
0.00
Shared
0.00
None
310.88K
SCHWAB STRATEGIC TR
SOLEShares390.39K
TypeSH
Market value$9.09M
2.90%
Sole
0.00
Shared
0.00
None
390.39K
VANGUARD INDEX FDS
SOLEShares14.47K
TypeSH
Market value$8.86M
2.83%
Sole
0.00
Shared
0.00
None
14.47K
VANGUARD WHITEHALL FDS
SOLEShares61.65K
TypeSH
Market value$8.69M
2.77%
Sole
0.00
Shared
0.00
None
61.65K
SCHWAB STRATEGIC TR
SOLEShares296.38K
TypeSH
Market value$8.09M
2.58%
Sole
0.00
Shared
0.00
None
296.38K
ISHARES TR
SOLEShares116.15K
TypeSH
Market value$7.58M
2.42%
Sole
0.00
Shared
0.00
None
116.15K
VANGUARD INDEX FDS
SOLEShares22.73K
TypeSH
Market value$7.00M
2.23%
Sole
0.00
Shared
0.00
None
22.73K
VANGUARD INTL EQUITY INDEX F
SOLEShares39.96K
TypeSH
Market value$5.70M
1.82%
Sole
0.00
Shared
0.00
None
39.96K
SCHWAB STRATEGIC TR
SOLEShares137.38K
TypeSH
Market value$4.07M
1.30%
Sole
0.00
Shared
0.00
None
137.38K
SPDR SERIES TRUST
SOLEShares69.44K
TypeSH
Market value$3.22M
1.03%
Sole
0.00
Shared
0.00
None
69.44K
SPDR S&P MIDCAP 400 ETF TR
SOLEShares4.32K
TypeSH
Market value$2.57M
0.82%
Sole
0.00
Shared
0.00
None
4.32K
ISHARES TR
SOLEShares18.22K
TypeSH
Market value$2.17M
0.69%
Sole
0.00
Shared
0.00
None
18.22K
SCHWAB STRATEGIC TR
SOLEShares76.68K
TypeSH
Market value$2.14M
0.68%
Sole
0.00
Shared
0.00
None
76.68K
VANGUARD INDEX FDS
SOLEShares3.82K
TypeSH
Market value$1.83M
0.58%
Sole
0.00
Shared
0.00
None
3.82K
VANGUARD CHARLOTTE FDS
SOLEShares34.32K
TypeSH
Market value$1.70M
0.54%
Sole
0.00
Shared
0.00
None
34.32K
SHERWIN WILLIAMS CO
SOLEShares4.68K
TypeSH
Market value$1.62M
0.52%
Sole
0.00
Shared
0.00
None
4.68K
ISHARES TR
SOLEShares13.27K
TypeSH
Market value$1.41M
0.45%
Sole
0.00
Shared
0.00
None
13.27K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 73.48K | SH | $49.18M 15.70% | 0.00 | 0.00 | 73.48K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 619.68K | SH | $48.39M 15.45% | 0.00 | 0.00 | 619.68K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 436.80K | SH | $31.17M 9.95% | 0.00 | 0.00 | 436.80K |
SCHWAB STRATEGIC TRSOLE | US LRG CAP ETF | 954.53K | SH | $25.14M 8.03% | 0.00 | 0.00 | 954.53K |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 316.93K | SH | $25.01M 7.98% | 0.00 | 0.00 | 316.93K |
SPDR SERIES TRUSTSOLE | PRTFLO S&P500 GW | 122.13K | SH | $12.76M 4.07% | 0.00 | 0.00 | 122.13K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 133.16K | SH | $10.64M 3.40% | 0.00 | 0.00 | 133.16K |
ISHARES TRSOLE | MSCI EAFE ETF | 108.68K | SH | $10.15M 3.24% | 0.00 | 0.00 | 108.68K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 310.88K | SH | $9.92M 3.17% | 0.00 | 0.00 | 310.88K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 390.39K | SH | $9.09M 2.90% | 0.00 | 0.00 | 390.39K |
VANGUARD INDEX FDSSOLE | S&P 500 ETF SHS | 14.47K | SH | $8.86M 2.83% | 0.00 | 0.00 | 14.47K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 61.65K | SH | $8.69M 2.77% | 0.00 | 0.00 | 61.65K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 296.38K | SH | $8.09M 2.58% | 0.00 | 0.00 | 296.38K |
ISHARES TRSOLE | CORE S&P MCP ETF | 116.15K | SH | $7.58M 2.42% | 0.00 | 0.00 | 116.15K |
VANGUARD INDEX FDSSOLE | LARGE CAP ETF | 22.73K | SH | $7.00M 2.23% | 0.00 | 0.00 | 22.73K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE SMCAP ETF | 39.96K | SH | $5.70M 1.82% | 0.00 | 0.00 | 39.96K |
SCHWAB STRATEGIC TRSOLE | US MID-CAP ETF | 137.38K | SH | $4.07M 1.30% | 0.00 | 0.00 | 137.38K |
SPDR SERIES TRUSTSOLE | PORTFOLIO S&P600 | 69.44K | SH | $3.22M 1.03% | 0.00 | 0.00 | 69.44K |
SPDR S&P MIDCAP 400 ETF TRSOLE | UTSER1 S&PDCRP | 4.32K | SH | $2.57M 0.82% | 0.00 | 0.00 | 4.32K |
ISHARES TRSOLE | CORE S&P SCP ETF | 18.22K | SH | $2.17M 0.69% | 0.00 | 0.00 | 18.22K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 76.68K | SH | $2.14M 0.68% | 0.00 | 0.00 | 76.68K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 3.82K | SH | $1.83M 0.58% | 0.00 | 0.00 | 3.82K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 34.32K | SH | $1.70M 0.54% | 0.00 | 0.00 | 34.32K |
SHERWIN WILLIAMS COSOLE | COM | 4.68K | SH | $1.62M 0.52% | 0.00 | 0.00 | 4.68K |
ISHARES TRSOLE | NATIONAL MUN ETF | 13.27K | SH | $1.41M 0.45% | 0.00 | 0.00 | 13.27K |
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