RUGGAARD & ASSOCIATES LLC

Filed: 5/15/2025ACC: 0001971230-25-000002

📋 What this filing means

RUGGAARD & ASSOCIATES LLC filed this quarterly 13F‑HR report disclosing 115 equity positions with a total reported market value of $228.29M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

115

Positions

$228.29M

Total AUM (reported)

4.16M

Total Shares

Allocation by class

COM$33.67M14.7%

ULTRA SHRT ETF$15.18M6.6%

SHS CREATION UNI$15.10M6.6%

CORE PLUS INCM$14.64M6.4%

IBONDS 2026 TERM$13.64M6.0%

IBONDS DEC25 ETF$13.38M5.9%

US QUALITY GROW$13.00M5.7%

Portfolio Concentration

Top 3$43.99M19.3%

4–10$86.49M37.9%

11–25$53.32M23.4%

Rest$44.49M19.5%

Top 3 weight

19.3%

Top 10 weight

57.2%

Voting Authority Distribution

Total shares with voting rights: 4.16M

Sole

Full voting authority

18.95K

% of voting shares0.5%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.14M

% of voting shares99.5%

Investment Discretion (by position count)

Sole115

Shared0

Other0

Dominant voting typeNone · 99.5% of voting shares

Institutional Holdings115

Rows:

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares299.78K

TypeSH

Market value$15.18M

6.65%

Sole

1.17K

Shared

0.00

None

298.60K

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares652.06K

TypeSH

Market value$14.64M

6.41%

Sole

2.21K

Shared

0.00

None

649.85K

CAPITAL GROUP DIVIDEND VALUE

SOLE

SHS CREATION UNI

Shares397.75K

TypeSH

Market value$14.18M

6.21%

Sole

2.57K

Shared

0.00

None

395.18K

ISHARES TR

SOLE

IBONDS 2026 TERM

Shares587.23K

TypeSH

Market value$13.64M

5.97%

Sole

0.00

Shared

0.00

None

587.23K

ISHARES TR

SOLE

IBONDS DEC25 ETF

Shares532.18K

TypeSH

Market value$13.38M

5.86%

Sole

1.47K

Shared

0.00

None

530.71K

AMERICAN CENTY ETF TR

SOLE

US QUALITY GROW

Shares138.81K

TypeSH

Market value$13.00M

5.70%

Sole

1.03K

Shared

0.00

None

137.78K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares50.05K

TypeSH

Market value$12.94M

5.67%

Sole

0.00

Shared

0.00

None

50.05K

J P MORGAN EXCHANGE TRADED F

SOLE

ACTIVE BOND ETF

Shares227.04K

TypeSH

Market value$12.15M

5.32%

Sole

0.00

Shared

0.00

None

227.04K

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares133.14K

TypeSH

Market value$11.72M

5.13%

Sole

5.00

Shared

0.00

None

133.13K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares55.72K

TypeSH

Market value$9.65M

4.23%

Sole

0.00

Shared

0.00

None

55.72K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares20.64K

TypeSH

Market value$7.45M

3.27%

Sole

0.00

Shared

0.00

None

20.64K

WISDOMTREE TR

SOLE

WISDOMTREE US VA

Shares90.30K

TypeSH

Market value$7.42M

3.25%

Sole

0.00

Shared

0.00

None

90.30K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares117.11K

TypeSH

Market value$7.00M

3.07%

Sole

780.00

Shared

0.00

None

116.33K

APPLE INC

SOLE

COM

Shares30.04K

TypeSH

Market value$6.67M

2.92%

Sole

0.00

Shared

0.00

None

30.04K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares28.60K

TypeSH

Market value$6.34M

2.78%

Sole

0.00

Shared

0.00

None

28.60K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares8.15K

TypeSH

Market value$4.58M

2.01%

Sole

303.00

Shared

0.00

None

7.85K

MICROSOFT CORP

SOLE

COM

Shares5.86K

TypeSH

Market value$2.20M

0.96%

Sole

11.00

Shared

0.00

None

5.84K

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares18.03K

TypeSH

Market value$1.81M

0.79%

Sole

332.00

Shared

0.00

None

17.70K

J P MORGAN EXCHANGE TRADED F

SOLE

SMALL & MID CAP

Shares31.85K

TypeSH

Market value$1.78M

0.78%

Sole

959.00

Shared

0.00

None

30.89K

AGNICO EAGLE MINES LTD

SOLE

COM

Shares13.40K

TypeSH

Market value$1.45M

0.64%

Sole

0.00

Shared

0.00

None

13.40K

CONOCOPHILLIPS

SOLE

COM

Shares12.96K

TypeSH

Market value$1.36M

0.60%

Sole

150.00

Shared

0.00

None

12.81K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares10.88K

TypeSH

Market value$1.35M

0.59%

Sole

0.00

Shared

0.00

None

10.88K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares3.59K

TypeSH

Market value$1.33M

0.58%

Sole

0.00

Shared

0.00

None

3.59K

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares19.75K

TypeSH

Market value$1.29M

0.56%

Sole

0.00

Shared

0.00

None

19.75K

COLUMBIA ETF TR I

SOLE

RESH ENHNC VLU

Shares50.44K

TypeSH

Market value$1.27M

0.56%

Sole

23.00

Shared

0.00

None

50.41K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	299.78K	SH	$15.18M 6.65%	1.17K	298.60K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	652.06K	SH	$14.64M 6.41%	2.21K	649.85K
CAPITAL GROUP DIVIDEND VALUESOLE	SHS CREATION UNI	397.75K	SH	$14.18M 6.21%	2.57K	395.18K
ISHARES TRSOLE	IBONDS 2026 TERM	587.23K	SH	$13.64M 5.97%	0.00	587.23K
ISHARES TRSOLE	IBONDS DEC25 ETF	532.18K	SH	$13.38M 5.86%	1.47K	530.71K
AMERICAN CENTY ETF TRSOLE	US QUALITY GROW	138.81K	SH	$13.00M 5.70%	1.03K	137.78K
VANGUARD INDEX FDSSOLE	MID CAP ETF	50.05K	SH	$12.94M 5.67%	0.00	50.05K
J P MORGAN EXCHANGE TRADED FSOLE	ACTIVE BOND ETF	227.04K	SH	$12.15M 5.32%	0.00	227.04K
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	133.14K	SH	$11.72M 5.13%	5.00	133.13K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	55.72K	SH	$9.65M 4.23%	0.00	55.72K
ISHARES TRSOLE	RUS 1000 GRW ETF	20.64K	SH	$7.45M 3.27%	0.00	20.64K
WISDOMTREE TRSOLE	WISDOMTREE US VA	90.30K	SH	$7.42M 3.25%	0.00	90.30K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	117.11K	SH	$7.00M 3.07%	780.00	116.33K
APPLE INCSOLE	COM	30.04K	SH	$6.67M 2.92%	0.00	30.04K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	28.60K	SH	$6.34M 2.78%	0.00	28.60K
ISHARES TRSOLE	CORE S&P500 ETF	8.15K	SH	$4.58M 2.01%	303.00	7.85K
MICROSOFT CORPSOLE	COM	5.86K	SH	$2.20M 0.96%	11.00	5.84K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	18.03K	SH	$1.81M 0.79%	332.00	17.70K
J P MORGAN EXCHANGE TRADED FSOLE	SMALL & MID CAP	31.85K	SH	$1.78M 0.78%	959.00	30.89K
AGNICO EAGLE MINES LTDSOLE	COM	13.40K	SH	$1.45M 0.64%	0.00	13.40K
CONOCOPHILLIPSSOLE	COM	12.96K	SH	$1.36M 0.60%	150.00	12.81K
ISHARES TRSOLE	S&P SML 600 GWT	10.88K	SH	$1.35M 0.59%	0.00	10.88K
VANGUARD INDEX FDSSOLE	GROWTH ETF	3.59K	SH	$1.33M 0.58%	0.00	3.59K
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	19.75K	SH	$1.29M 0.56%	0.00	19.75K
COLUMBIA ETF TR ISOLE	RESH ENHNC VLU	50.44K	SH	$1.27M 0.56%	23.00	50.41K

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