RUGGAARD & ASSOCIATES LLC

Filed: 2/13/2025ACC: 0001971230-25-000001

📋 What this filing means

RUGGAARD & ASSOCIATES LLC filed this quarterly 13F‑HR report disclosing 110 equity positions with a total reported market value of $228.02M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

110

Positions

$228.02M

Total AUM (reported)

4.02M

Total Shares

Allocation by class

COM$33.84M14.8%

ULTRA SHRT ETF$14.85M6.5%

SHS CREATION UNI$14.65M6.4%

CORE PLUS INCM$14.37M6.3%

IBONDS 2026 TERM$13.44M5.9%

MID CAP ETF$13.39M5.9%

US QUALITY GROW$13.32M5.8%

Portfolio Concentration

Top 3$43.04M18.9%

4–10$87.50M38.4%

11–25$55.67M24.4%

Rest$41.81M18.3%

Top 3 weight

18.9%

Top 10 weight

57.3%

Voting Authority Distribution

Total shares with voting rights: 4.02M

Sole

Full voting authority

% of voting shares0.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.01M

% of voting shares99.8%

Investment Discretion (by position count)

Sole110

Shared0

Other0

Dominant voting typeNone · 99.8% of voting shares

Institutional Holdings110

Rows:

J P MORGAN EXCHANGE TRADED F

SOLE

ULTRA SHRT ETF

Shares294.78K

TypeSH

Market value$14.85M

6.51%

Sole

508.00

Shared

0.00

None

294.27K

CAPITAL GRP FIXED INCM ETF T

SOLE

CORE PLUS INCM

Shares647.38K

TypeSH

Market value$14.37M

6.30%

Sole

691.00

Shared

0.00

None

646.69K

CAPITAL GROUP DIVIDEND VALUE

SOLE

SHS CREATION UNI

Shares392.05K

TypeSH

Market value$13.82M

6.06%

Sole

896.00

Shared

0.00

None

391.15K

ISHARES TR

SOLE

IBONDS 2026 TERM

Shares580.64K

TypeSH

Market value$13.44M

5.89%

Sole

0.00

Shared

0.00

None

580.64K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares50.69K

TypeSH

Market value$13.39M

5.87%

Sole

0.00

Shared

0.00

None

50.69K

AMERICAN CENTY ETF TR

SOLE

US QUALITY GROW

Shares133.55K

TypeSH

Market value$13.32M

5.84%

Sole

332.00

Shared

0.00

None

133.22K

ISHARES TR

SOLE

IBONDS DEC25 ETF

Shares525.69K

TypeSH

Market value$13.17M

5.78%

Sole

455.00

Shared

0.00

None

525.23K

VANECK ETF TRUST

SOLE

MRNGSTR WDE MOAT

Shares135.03K

TypeSH

Market value$12.52M

5.49%

Sole

0.00

Shared

0.00

None

135.03K

J P MORGAN EXCHANGE TRADED F

SOLE

ACTIVE BOND ETF

Shares226.74K

TypeSH

Market value$11.85M

5.20%

Sole

0.00

Shared

0.00

None

226.74K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares56.04K

TypeSH

Market value$9.82M

4.31%

Sole

0.00

Shared

0.00

None

56.04K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares20.81K

TypeSH

Market value$8.36M

3.67%

Sole

0.00

Shared

0.00

None

20.81K

APPLE INC

SOLE

COM

Shares31.01K

TypeSH

Market value$7.77M

3.41%

Sole

0.00

Shared

0.00

None

31.01K

DIMENSIONAL ETF TRUST

SOLE

US SMALL CAP ETF

Shares114.20K

TypeSH

Market value$7.43M

3.26%

Sole

286.00

Shared

0.00

None

113.91K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares44.95K

TypeSH

Market value$7.27M

3.19%

Sole

0.00

Shared

0.00

None

44.95K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares28.21K

TypeSH

Market value$6.78M

2.97%

Sole

0.00

Shared

0.00

None

28.21K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares7.51K

TypeSH

Market value$4.42M

1.94%

Sole

117.00

Shared

0.00

None

7.39K

MICROSOFT CORP

SOLE

COM

Shares6.25K

TypeSH

Market value$2.64M

1.16%

Sole

11.00

Shared

0.00

None

6.24K

J P MORGAN EXCHANGE TRADED F

SOLE

SMALL & MID CAP

Shares29.55K

TypeSH

Market value$1.79M

0.78%

Sole

431.00

Shared

0.00

None

29.12K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares3.61K

TypeSH

Market value$1.48M

0.65%

Sole

0.00

Shared

0.00

None

3.61K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares10.88K

TypeSH

Market value$1.47M

0.65%

Sole

0.00

Shared

0.00

None

10.88K

PIMCO ETF TR

SOLE

ENHAN SHRT MA AC

Shares13.21K

TypeSH

Market value$1.33M

0.58%

Sole

117.00

Shared

0.00

None

13.09K

CONOCOPHILLIPS

SOLE

COM

Shares12.77K

TypeSH

Market value$1.27M

0.56%

Sole

150.00

Shared

0.00

None

12.62K

COLUMBIA ETF TR I

SOLE

RESH ENHNC VLU

Shares49.91K

TypeSH

Market value$1.23M

0.54%

Sole

0.00

Shared

0.00

None

49.91K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares19.72K

TypeSH

Market value$1.23M

0.54%

Sole

0.00

Shared

0.00

None

19.72K

WISDOMTREE TR

SOLE

US QTLY DIV GRT

Shares14.96K

TypeSH

Market value$1.21M

0.53%

Sole

0.00

Shared

0.00

None

14.96K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
J P MORGAN EXCHANGE TRADED FSOLE	ULTRA SHRT ETF	294.78K	SH	$14.85M 6.51%	508.00	294.27K
CAPITAL GRP FIXED INCM ETF TSOLE	CORE PLUS INCM	647.38K	SH	$14.37M 6.30%	691.00	646.69K
CAPITAL GROUP DIVIDEND VALUESOLE	SHS CREATION UNI	392.05K	SH	$13.82M 6.06%	896.00	391.15K
ISHARES TRSOLE	IBONDS 2026 TERM	580.64K	SH	$13.44M 5.89%	0.00	580.64K
VANGUARD INDEX FDSSOLE	MID CAP ETF	50.69K	SH	$13.39M 5.87%	0.00	50.69K
AMERICAN CENTY ETF TRSOLE	US QUALITY GROW	133.55K	SH	$13.32M 5.84%	332.00	133.22K
ISHARES TRSOLE	IBONDS DEC25 ETF	525.69K	SH	$13.17M 5.78%	455.00	525.23K
VANECK ETF TRUSTSOLE	MRNGSTR WDE MOAT	135.03K	SH	$12.52M 5.49%	0.00	135.03K
J P MORGAN EXCHANGE TRADED FSOLE	ACTIVE BOND ETF	226.74K	SH	$11.85M 5.20%	0.00	226.74K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	56.04K	SH	$9.82M 4.31%	0.00	56.04K
ISHARES TRSOLE	RUS 1000 GRW ETF	20.81K	SH	$8.36M 3.67%	0.00	20.81K
APPLE INCSOLE	COM	31.01K	SH	$7.77M 3.41%	0.00	31.01K
DIMENSIONAL ETF TRUSTSOLE	US SMALL CAP ETF	114.20K	SH	$7.43M 3.26%	286.00	113.91K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	44.95K	SH	$7.27M 3.19%	0.00	44.95K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	28.21K	SH	$6.78M 2.97%	0.00	28.21K
ISHARES TRSOLE	CORE S&P500 ETF	7.51K	SH	$4.42M 1.94%	117.00	7.39K
MICROSOFT CORPSOLE	COM	6.25K	SH	$2.64M 1.16%	11.00	6.24K
J P MORGAN EXCHANGE TRADED FSOLE	SMALL & MID CAP	29.55K	SH	$1.79M 0.78%	431.00	29.12K
VANGUARD INDEX FDSSOLE	GROWTH ETF	3.61K	SH	$1.48M 0.65%	0.00	3.61K
ISHARES TRSOLE	S&P SML 600 GWT	10.88K	SH	$1.47M 0.65%	0.00	10.88K
PIMCO ETF TRSOLE	ENHAN SHRT MA AC	13.21K	SH	$1.33M 0.58%	117.00	13.09K
CONOCOPHILLIPSSOLE	COM	12.77K	SH	$1.27M 0.56%	150.00	12.62K
COLUMBIA ETF TR ISOLE	RESH ENHNC VLU	49.91K	SH	$1.23M 0.54%	0.00	49.91K
ISHARES TRSOLE	CORE S&P MCP ETF	19.72K	SH	$1.23M 0.54%	0.00	19.72K
WISDOMTREE TRSOLE	US QTLY DIV GRT	14.96K	SH	$1.21M 0.53%	0.00	14.96K

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