RTD FINANCIAL ADVISORS, INC.

Filed: 10/14/2025ACC: 0002085853-25-000083

📋 What this filing means

RTD FINANCIAL ADVISORS, INC. filed this quarterly 13F‑HR report disclosing 107 equity positions with a total reported market value of $832.08M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

107

Positions

$832.08M

Total AUM (reported)

8.35M

Total Shares

Allocation by class

CORE S&P500 ETF$94.69M11.4%

TOTAL BND MRKT$49.47M5.9%

RUS 1000 GRW ETF$45.37M5.5%

TOTAL RETURN$41.67M5.0%

CORE S&P MCP ETF$41.13M4.9%

RUS 1000 ETF$36.15M4.3%

CORE S&P SCP ETF$34.18M4.1%

Portfolio Concentration

Top 3$189.53M22.8%

4–10$225.68M27.1%

11–25$221.01M26.6%

Rest$195.86M23.5%

Top 3 weight

22.8%

Top 10 weight

49.9%

Voting Authority Distribution

Total shares with voting rights: 8.35M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

8.35M

% of voting shares100.0%

Investment Discretion (by position count)

Sole107

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings107

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares141.48K

TypeSH

Market value$94.69M

11.38%

Sole

0.00

Shared

0.00

None

141.48K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares665.17K

TypeSH

Market value$49.47M

5.95%

Sole

0.00

Shared

0.00

None

665.17K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares96.86K

TypeSH

Market value$45.37M

5.45%

Sole

0.00

Shared

0.00

None

96.86K

INVESCO ACTIVELY MANAGED EXC

SOLE

TOTAL RETURN

Shares876.99K

TypeSH

Market value$41.67M

5.01%

Sole

0.00

Shared

0.00

None

876.99K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares630.27K

TypeSH

Market value$41.13M

4.94%

Sole

0.00

Shared

0.00

None

630.27K

ISHARES TR

SOLE

RUS 1000 ETF

Shares98.92K

TypeSH

Market value$36.15M

4.35%

Sole

0.00

Shared

0.00

None

98.92K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares287.67K

TypeSH

Market value$34.18M

4.11%

Sole

0.00

Shared

0.00

None

287.67K

ISHARES TR

SOLE

RUS MD CP GR ETF

Shares208.33K

TypeSH

Market value$29.67M

3.57%

Sole

0.00

Shared

0.00

None

208.33K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares198.90K

TypeSH

Market value$22.65M

2.72%

Sole

0.00

Shared

0.00

None

198.90K

ISHARES TR

SOLE

RUS MDCP VAL ETF

Shares144.81K

TypeSH

Market value$20.23M

2.43%

Sole

0.00

Shared

0.00

None

144.81K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares189.24K

TypeSH

Market value$20.15M

2.42%

Sole

0.00

Shared

0.00

None

189.24K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares66.79K

TypeSH

Market value$19.62M

2.36%

Sole

0.00

Shared

0.00

None

66.79K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares83.58K

TypeSH

Market value$17.02M

2.04%

Sole

0.00

Shared

0.00

None

83.58K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares79.33K

TypeSH

Market value$16.38M

1.97%

Sole

0.00

Shared

0.00

None

79.33K

ISHARES TR

SOLE

RUSSELL 2000 ETF

Shares64.04K

TypeSH

Market value$15.50M

1.86%

Sole

0.00

Shared

0.00

None

64.04K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares281.05K

TypeSH

Market value$15.23M

1.83%

Sole

0.00

Shared

0.00

None

281.05K

ISHARES TR

SOLE

S&P SML 600 GWT

Shares103.31K

TypeSH

Market value$14.62M

1.76%

Sole

0.00

Shared

0.00

None

103.31K

ISHARES TR

SOLE

TIPS BD ETF

Shares130.22K

TypeSH

Market value$14.48M

1.74%

Sole

0.00

Shared

0.00

None

130.22K

ISHARES TR

SOLE

RUS 2000 GRW ETF

Shares43.89K

TypeSH

Market value$14.05M

1.69%

Sole

0.00

Shared

0.00

None

43.89K

ISHARES TR

SOLE

EAFE SML CP ETF

Shares175.62K

TypeSH

Market value$13.47M

1.62%

Sole

0.00

Shared

0.00

None

175.62K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares76.49K

TypeSH

Market value$13.35M

1.60%

Sole

0.00

Shared

0.00

None

76.49K

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares152.10K

TypeSH

Market value$12.88M

1.55%

Sole

0.00

Shared

0.00

None

152.10K

NEW YORK LIFE INVTS ACTIVE E

SOLE

NYLI MACKAY MUNI

Shares498.60K

TypeSH

Market value$11.87M

1.43%

Sole

0.00

Shared

0.00

None

498.60K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares173K

TypeSH

Market value$11.73M

1.41%

Sole

0.00

Shared

0.00

None

173K

VANGUARD INDEX FDS

SOLE

MCAP GR IDXVIP

Shares36.27K

TypeSH

Market value$10.66M

1.28%

Sole

0.00

Shared

0.00

None

36.27K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	141.48K	SH	$94.69M 11.38%	141.48K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	665.17K	SH	$49.47M 5.95%	665.17K
ISHARES TRSOLE	RUS 1000 GRW ETF	96.86K	SH	$45.37M 5.45%	96.86K
INVESCO ACTIVELY MANAGED EXCSOLE	TOTAL RETURN	876.99K	SH	$41.67M 5.01%	876.99K
ISHARES TRSOLE	CORE S&P MCP ETF	630.27K	SH	$41.13M 4.94%	630.27K
ISHARES TRSOLE	RUS 1000 ETF	98.92K	SH	$36.15M 4.35%	98.92K
ISHARES TRSOLE	CORE S&P SCP ETF	287.67K	SH	$34.18M 4.11%	287.67K
ISHARES TRSOLE	RUS MD CP GR ETF	208.33K	SH	$29.67M 3.57%	208.33K
ISHARES TRSOLE	EAFE GRWTH ETF	198.90K	SH	$22.65M 2.72%	198.90K
ISHARES TRSOLE	RUS MDCP VAL ETF	144.81K	SH	$20.23M 2.43%	144.81K
ISHARES TRSOLE	NATIONAL MUN ETF	189.24K	SH	$20.15M 2.42%	189.24K
VANGUARD INDEX FDSSOLE	MID CAP ETF	66.79K	SH	$19.62M 2.36%	66.79K
ISHARES TRSOLE	RUS 1000 VAL ETF	83.58K	SH	$17.02M 2.04%	83.58K
ISHARES TRSOLE	S&P 500 VAL ETF	79.33K	SH	$16.38M 1.97%	79.33K
ISHARES TRSOLE	RUSSELL 2000 ETF	64.04K	SH	$15.50M 1.86%	64.04K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	281.05K	SH	$15.23M 1.83%	281.05K
ISHARES TRSOLE	S&P SML 600 GWT	103.31K	SH	$14.62M 1.76%	103.31K
ISHARES TRSOLE	TIPS BD ETF	130.22K	SH	$14.48M 1.74%	130.22K
ISHARES TRSOLE	RUS 2000 GRW ETF	43.89K	SH	$14.05M 1.69%	43.89K
ISHARES TRSOLE	EAFE SML CP ETF	175.62K	SH	$13.47M 1.62%	175.62K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	76.49K	SH	$13.35M 1.60%	76.49K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	152.10K	SH	$12.88M 1.55%	152.10K
NEW YORK LIFE INVTS ACTIVE ESOLE	NYLI MACKAY MUNI	498.60K	SH	$11.87M 1.43%	498.60K
ISHARES TRSOLE	EAFE VALUE ETF	173K	SH	$11.73M 1.41%	173K
VANGUARD INDEX FDSSOLE	MCAP GR IDXVIP	36.27K	SH	$10.66M 1.28%	36.27K

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