Filed: 10/28/2025ACC: 0002012303-25-000009
📋 What this filing means
RICHARDSON FINANCIAL SERVICES INC. filed this quarterly 13F‑HR report disclosing 582 equity positions with a total reported market value of $161.31M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
582
Positions
$161.31M
Total AUM (reported)
1.76M
Total Shares
Allocation by class
COMMON STOCKS$64.87M40.2%
ETF - EQUITY$56.47M35.0%
EXCHANGE TRADED FUND$17.29M10.7%
ETF - FIXED INCOME$15.09M9.4%
FOREIGN COMMON STOCKS$5.04M3.1%
MUTUAL FUND$1.57M1.0%
COMMON STOCK$603.0K0.4%
Portfolio Concentration
Top 3$20.00M12.4%
4–10$24.42M15.1%
11–25$28.38M17.6%
Rest$88.49M54.9%
Top 3 weight
12.4%
Top 10 weight
27.5%
Voting Authority Distribution
Total shares with voting rights: 1.76M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.76M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole582
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings582
Rows:
SPDR S&P 500 ETF
SOLEShares104.52K
TypeSH
Market value$8.19M
5.08%
Sole
0.00
Shared
0.00
None
104.52K
APPLE INC
SOLEShares27.37K
TypeSH
Market value$6.97M
4.32%
Sole
0.00
Shared
0.00
None
27.37K
VANGUARD VALUE ETF
SOLEShares25.98K
TypeSH
Market value$4.84M
3.00%
Sole
0.00
Shared
0.00
None
25.98K
VANGUARD GROWTH ETF
SOLEShares9.54K
TypeSH
Market value$4.58M
2.84%
Sole
0.00
Shared
0.00
None
9.54K
NVIDIA CORP
SOLEShares24.21K
TypeSH
Market value$4.52M
2.80%
Sole
0.00
Shared
0.00
None
24.21K
MICROSOFT CORPORATION
SOLEShares6.48K
TypeSH
Market value$3.36M
2.08%
Sole
0.00
Shared
0.00
None
6.48K
SPDR DEV WORLD EX-US ETF
SOLEShares77.72K
TypeSH
Market value$3.33M
2.06%
Sole
0.00
Shared
0.00
None
77.72K
ISHS IBOX $ H/Y CORP ETF
SOLEShares37.05K
TypeSH
Market value$3.01M
1.86%
Sole
0.00
Shared
0.00
None
37.05K
SPDR EMERG MKTS ETF
SOLEShares63.40K
TypeSH
Market value$2.97M
1.84%
Sole
0.00
Shared
0.00
None
63.40K
Vanguard FTSE Developed Markets ETF
SOLEShares44.63K
TypeSH
Market value$2.67M
1.66%
Sole
0.00
Shared
0.00
None
44.63K
ISHARES CORE MSCI EUROPE ETF
SOLEShares39.23K
TypeSH
Market value$2.67M
1.66%
Sole
0.00
Shared
0.00
None
39.23K
ALPHABET INC A
SOLEShares10.79K
TypeSH
Market value$2.62M
1.63%
Sole
0.00
Shared
0.00
None
10.79K
ISHS CORE MSCI E/MKT ETF
SOLEShares38.03K
TypeSH
Market value$2.51M
1.55%
Sole
0.00
Shared
0.00
None
38.03K
Vanguard Growth ETF
SOLEShares4.71K
TypeSH
Market value$2.26M
1.40%
Sole
0.00
Shared
0.00
None
4.71K
Vanguard S&P 500 ETF
SOLEShares3.62K
TypeSH
Market value$2.22M
1.38%
Sole
0.00
Shared
0.00
None
3.62K
AMAZON.COM INC
SOLEShares9.15K
TypeSH
Market value$2.01M
1.25%
Sole
0.00
Shared
0.00
None
9.15K
VANGUARD SMALL CAP GROWTH ETF
SOLEShares6.69K
TypeSH
Market value$1.99M
1.24%
Sole
0.00
Shared
0.00
None
6.69K
SPDR S&P 600 SMALL CAP
SOLEShares39.06K
TypeSH
Market value$1.81M
1.12%
Sole
0.00
Shared
0.00
None
39.06K
Vanguard Value ETF
SOLEShares8.66K
TypeSH
Market value$1.62M
1.00%
Sole
0.00
Shared
0.00
None
8.66K
JPMORGAN CHASE & CO
SOLEShares5.03K
TypeSH
Market value$1.59M
0.98%
Sole
0.00
Shared
0.00
None
5.03K
VANGUARD SMALL CAP VALUE ETF
SOLEShares7.38K
TypeSH
Market value$1.54M
0.95%
Sole
0.00
Shared
0.00
None
7.38K
ISHARES 0-5 YEAR HIGH YIELD CORP ETF
SOLEShares33.59K
TypeSH
Market value$1.45M
0.90%
Sole
0.00
Shared
0.00
None
33.59K
ISHARES CORE MSCI PACIFIC ETF
SOLEShares18.89K
TypeSH
Market value$1.39M
0.86%
Sole
0.00
Shared
0.00
None
18.89K
MASTERCARD INC A
SOLEShares2.40K
TypeSH
Market value$1.37M
0.85%
Sole
0.00
Shared
0.00
None
2.40K
VISA INC CL A
SOLEShares3.94K
TypeSH
Market value$1.34M
0.83%
Sole
0.00
Shared
0.00
None
3.94K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR S&P 500 ETFSOLE | ETF - EQUITY | 104.52K | SH | $8.19M 5.08% | 0.00 | 0.00 | 104.52K |
APPLE INCSOLE | COMMON STOCKS | 27.37K | SH | $6.97M 4.32% | 0.00 | 0.00 | 27.37K |
VANGUARD VALUE ETFSOLE | ETF - EQUITY | 25.98K | SH | $4.84M 3.00% | 0.00 | 0.00 | 25.98K |
VANGUARD GROWTH ETFSOLE | ETF - EQUITY | 9.54K | SH | $4.58M 2.84% | 0.00 | 0.00 | 9.54K |
NVIDIA CORPSOLE | COMMON STOCKS | 24.21K | SH | $4.52M 2.80% | 0.00 | 0.00 | 24.21K |
MICROSOFT CORPORATIONSOLE | COMMON STOCKS | 6.48K | SH | $3.36M 2.08% | 0.00 | 0.00 | 6.48K |
SPDR DEV WORLD EX-US ETFSOLE | ETF - EQUITY | 77.72K | SH | $3.33M 2.06% | 0.00 | 0.00 | 77.72K |
ISHS IBOX $ H/Y CORP ETFSOLE | ETF - FIXED INCOME | 37.05K | SH | $3.01M 1.86% | 0.00 | 0.00 | 37.05K |
SPDR EMERG MKTS ETFSOLE | ETF - EQUITY | 63.40K | SH | $2.97M 1.84% | 0.00 | 0.00 | 63.40K |
Vanguard FTSE Developed Markets ETFSOLE | Exchange Traded Fund | 44.63K | SH | $2.67M 1.66% | 0.00 | 0.00 | 44.63K |
ISHARES CORE MSCI EUROPE ETFSOLE | ETF - EQUITY | 39.23K | SH | $2.67M 1.66% | 0.00 | 0.00 | 39.23K |
ALPHABET INC ASOLE | COMMON STOCKS | 10.79K | SH | $2.62M 1.63% | 0.00 | 0.00 | 10.79K |
ISHS CORE MSCI E/MKT ETFSOLE | ETF - EQUITY | 38.03K | SH | $2.51M 1.55% | 0.00 | 0.00 | 38.03K |
Vanguard Growth ETFSOLE | Exchange Traded Fund | 4.71K | SH | $2.26M 1.40% | 0.00 | 0.00 | 4.71K |
Vanguard S&P 500 ETFSOLE | Exchange Traded Fund | 3.62K | SH | $2.22M 1.38% | 0.00 | 0.00 | 3.62K |
AMAZON.COM INCSOLE | COMMON STOCKS | 9.15K | SH | $2.01M 1.25% | 0.00 | 0.00 | 9.15K |
VANGUARD SMALL CAP GROWTH ETFSOLE | ETF - EQUITY | 6.69K | SH | $1.99M 1.24% | 0.00 | 0.00 | 6.69K |
SPDR S&P 600 SMALL CAPSOLE | ETF - EQUITY | 39.06K | SH | $1.81M 1.12% | 0.00 | 0.00 | 39.06K |
Vanguard Value ETFSOLE | Exchange Traded Fund | 8.66K | SH | $1.62M 1.00% | 0.00 | 0.00 | 8.66K |
JPMORGAN CHASE & COSOLE | COMMON STOCKS | 5.03K | SH | $1.59M 0.98% | 0.00 | 0.00 | 5.03K |
VANGUARD SMALL CAP VALUE ETFSOLE | ETF - EQUITY | 7.38K | SH | $1.54M 0.95% | 0.00 | 0.00 | 7.38K |
ISHARES 0-5 YEAR HIGH YIELD CORP ETFSOLE | ETF - FIXED INCOME | 33.59K | SH | $1.45M 0.90% | 0.00 | 0.00 | 33.59K |
ISHARES CORE MSCI PACIFIC ETFSOLE | ETF - EQUITY | 18.89K | SH | $1.39M 0.86% | 0.00 | 0.00 | 18.89K |
MASTERCARD INC ASOLE | COMMON STOCKS | 2.40K | SH | $1.37M 0.85% | 0.00 | 0.00 | 2.40K |
VISA INC CL ASOLE | COMMON STOCKS | 3.94K | SH | $1.34M 0.83% | 0.00 | 0.00 | 3.94K |
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