RICHARDSON FINANCIAL SERVICES INC.

Filed: 1/24/2025ACC: 0002012303-25-000001

📋 What this filing means

RICHARDSON FINANCIAL SERVICES INC. filed this quarterly 13F‑HR report disclosing 722 equity positions with a total reported market value of $142.28M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

722

Positions

$142.28M

Total AUM (reported)

1.75M

Total Shares

Allocation by class

COMMON STOCKS$55.85M39.3%

ETF - EQUITY$47.87M33.6%

ETF - FIXED INCOME$16.55M11.6%

EXCHANGE TRADED FUND$15.48M10.9%

FOREIGN COMMON STOCKS$4.14M2.9%

MUTUAL FUND$1.49M1.0%

COMMON STOCK$801.4K0.6%

Portfolio Concentration

Top 3$18.46M13.0%

4–10$19.81M13.9%

11–25$24.31M17.1%

Rest$79.70M56.0%

Top 3 weight

13.0%

Top 10 weight

26.9%

Voting Authority Distribution

Total shares with voting rights: 1.75M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.75M

% of voting shares100.0%

Investment Discretion (by position count)

Sole722

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings722

Rows:

SPDR S&P 500 ETF

SOLE

ETF - EQUITY

Shares100.06K

TypeSH

Market value$6.92M

4.87%

Sole

0.00

Shared

0.00

None

100.06K

APPLE INC

SOLE

COMMON STOCKS

Shares26.59K

TypeSH

Market value$6.71M

4.71%

Sole

0.00

Shared

0.00

None

26.59K

VANGUARD VALUE ETF

SOLE

ETF - EQUITY

Shares28.58K

TypeSH

Market value$4.83M

3.39%

Sole

0.00

Shared

0.00

None

28.58K

VANGUARD GROWTH ETF

SOLE

ETF - EQUITY

Shares10.06K

TypeSH

Market value$4.17M

2.93%

Sole

0.00

Shared

0.00

None

10.06K

NVIDIA CORP

SOLE

COMMON STOCKS

Shares22.11K

TypeSH

Market value$3.04M

2.14%

Sole

0.00

Shared

0.00

None

22.11K

SPDR PORT E/MKTS ETF

SOLE

ETF - EQUITY

Shares75.31K

TypeSH

Market value$2.90M

2.04%

Sole

0.00

Shared

0.00

None

75.31K

SPDR DEV WORLD EX-US ETF

SOLE

ETF - EQUITY

Shares81.33K

TypeSH

Market value$2.78M

1.95%

Sole

0.00

Shared

0.00

None

81.33K

MICROSOFT CORPORATION

SOLE

COMMON STOCKS

Shares5.86K

TypeSH

Market value$2.49M

1.75%

Sole

0.00

Shared

0.00

None

5.86K

ISHARES HIGH YIELD CORP

SOLE

ETF - FIXED INCOME

Shares29.32K

TypeSH

Market value$2.31M

1.62%

Sole

0.00

Shared

0.00

None

29.32K

ISHARES CORE MSCI EMERGING MKTS

SOLE

ETF - EQUITY

Shares40.83K

TypeSH

Market value$2.14M

1.50%

Sole

0.00

Shared

0.00

None

40.83K

Vanguard FTSE Developed Markets ETF

SOLE

Exchange Traded Fund

Shares44.28K

TypeSH

Market value$2.12M

1.49%

Sole

0.00

Shared

0.00

None

44.28K

VANGUARD SMALL CAP GROWTH ETF

SOLE

ETF - EQUITY

Shares7.32K

TypeSH

Market value$2.05M

1.44%

Sole

0.00

Shared

0.00

None

7.32K

Vanguard Growth ETF

SOLE

Exchange Traded Fund

Shares4.92K

TypeSH

Market value$2.02M

1.42%

Sole

0.00

Shared

0.00

None

4.92K

Vanguard S&P 500 ETF

SOLE

Exchange Traded Fund

Shares3.73K

TypeSH

Market value$2.01M

1.41%

Sole

0.00

Shared

0.00

None

3.73K

AMAZON.COM INC

SOLE

COMMON STOCKS

Shares8.44K

TypeSH

Market value$1.87M

1.31%

Sole

0.00

Shared

0.00

None

8.44K

ALPHABET INC A

SOLE

COMMON STOCKS

Shares9.23K

TypeSH

Market value$1.77M

1.24%

Sole

0.00

Shared

0.00

None

9.23K

ISHARES CORE MSCI EUROPE ETF

SOLE

ETF - EQUITY

Shares30.12K

TypeSH

Market value$1.63M

1.14%

Sole

0.00

Shared

0.00

None

30.12K

ISHARES 0-5 YEAR HIGH YIELD CORP ETF

SOLE

ETF - FIXED INCOME

Shares36.94K

TypeSH

Market value$1.57M

1.11%

Sole

0.00

Shared

0.00

None

36.94K

Vanguard Value ETF

SOLE

Exchange Traded Fund

Shares8.81K

TypeSH

Market value$1.49M

1.05%

Sole

0.00

Shared

0.00

None

8.81K

VISA INC CL A

SOLE

COMMON STOCKS

Shares4.34K

TypeSH

Market value$1.37M

0.96%

Sole

0.00

Shared

0.00

None

4.34K

ISHARES CORE MSCI PACIFIC ETF

SOLE

ETF - EQUITY

Shares21.92K

TypeSH

Market value$1.34M

0.94%

Sole

0.00

Shared

0.00

None

21.92K

VANGUARD SMALL CAP VALUE ETF

SOLE

ETF - EQUITY

Shares6.64K

TypeSH

Market value$1.31M

0.92%

Sole

0.00

Shared

0.00

None

6.64K

SPDR BLM BARCLAYS HIGH YLD BOND

SOLE

ETF - FIXED INCOME

Shares13.33K

TypeSH

Market value$1.27M

0.89%

Sole

0.00

Shared

0.00

None

13.33K

SPDR S&P 600 SMALL CAP

SOLE

ETF - EQUITY

Shares27.70K

TypeSH

Market value$1.24M

0.87%

Sole

0.00

Shared

0.00

None

27.70K

MASTERCARD INC A

SOLE

COMMON STOCKS

Shares2.36K

TypeSH

Market value$1.24M

0.87%

Sole

0.00

Shared

0.00

None

2.36K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SPDR S&P 500 ETFSOLE	ETF - EQUITY	100.06K	SH	$6.92M 4.87%	100.06K
APPLE INCSOLE	COMMON STOCKS	26.59K	SH	$6.71M 4.71%	26.59K
VANGUARD VALUE ETFSOLE	ETF - EQUITY	28.58K	SH	$4.83M 3.39%	28.58K
VANGUARD GROWTH ETFSOLE	ETF - EQUITY	10.06K	SH	$4.17M 2.93%	10.06K
NVIDIA CORPSOLE	COMMON STOCKS	22.11K	SH	$3.04M 2.14%	22.11K
SPDR PORT E/MKTS ETFSOLE	ETF - EQUITY	75.31K	SH	$2.90M 2.04%	75.31K
SPDR DEV WORLD EX-US ETFSOLE	ETF - EQUITY	81.33K	SH	$2.78M 1.95%	81.33K
MICROSOFT CORPORATIONSOLE	COMMON STOCKS	5.86K	SH	$2.49M 1.75%	5.86K
ISHARES HIGH YIELD CORPSOLE	ETF - FIXED INCOME	29.32K	SH	$2.31M 1.62%	29.32K
ISHARES CORE MSCI EMERGING MKTSSOLE	ETF - EQUITY	40.83K	SH	$2.14M 1.50%	40.83K
Vanguard FTSE Developed Markets ETFSOLE	Exchange Traded Fund	44.28K	SH	$2.12M 1.49%	44.28K
VANGUARD SMALL CAP GROWTH ETFSOLE	ETF - EQUITY	7.32K	SH	$2.05M 1.44%	7.32K
Vanguard Growth ETFSOLE	Exchange Traded Fund	4.92K	SH	$2.02M 1.42%	4.92K
Vanguard S&P 500 ETFSOLE	Exchange Traded Fund	3.73K	SH	$2.01M 1.41%	3.73K
AMAZON.COM INCSOLE	COMMON STOCKS	8.44K	SH	$1.87M 1.31%	8.44K
ALPHABET INC ASOLE	COMMON STOCKS	9.23K	SH	$1.77M 1.24%	9.23K
ISHARES CORE MSCI EUROPE ETFSOLE	ETF - EQUITY	30.12K	SH	$1.63M 1.14%	30.12K
ISHARES 0-5 YEAR HIGH YIELD CORP ETFSOLE	ETF - FIXED INCOME	36.94K	SH	$1.57M 1.11%	36.94K
Vanguard Value ETFSOLE	Exchange Traded Fund	8.81K	SH	$1.49M 1.05%	8.81K
VISA INC CL ASOLE	COMMON STOCKS	4.34K	SH	$1.37M 0.96%	4.34K
ISHARES CORE MSCI PACIFIC ETFSOLE	ETF - EQUITY	21.92K	SH	$1.34M 0.94%	21.92K
VANGUARD SMALL CAP VALUE ETFSOLE	ETF - EQUITY	6.64K	SH	$1.31M 0.92%	6.64K
SPDR BLM BARCLAYS HIGH YLD BONDSOLE	ETF - FIXED INCOME	13.33K	SH	$1.27M 0.89%	13.33K
SPDR S&P 600 SMALL CAPSOLE	ETF - EQUITY	27.70K	SH	$1.24M 0.87%	27.70K
MASTERCARD INC ASOLE	COMMON STOCKS	2.36K	SH	$1.24M 0.87%	2.36K

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