RIALTO WEALTH MANAGEMENT, LLC

Filed: 1/12/2026ACC: 0002054966-26-000001

📋 What this filing means

RIALTO WEALTH MANAGEMENT, LLC filed this quarterly 13F‑HR report disclosing 1690 equity positions with a total reported market value of $418.13M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

1690

Positions

$418.13M

Total AUM (reported)

5.97M

Total Shares

Allocation by class

STATE STREET SPD$44.90M10.7%

COM$37.74M9.0%

S&P 500 ETF SHS$23.39M5.6%

SHRT TRM CORP BD$21.42M5.1%

CORE MSCI EAFE$21.12M5.1%

MTG-BKD SECS ETF$18.26M4.4%

INTER TERM TREAS$17.95M4.3%

Portfolio Concentration

Top 3$78.58M18.8%

4–10$109.52M26.2%

11–25$86.23M20.6%

Rest$143.80M34.4%

Top 3 weight

18.8%

Top 10 weight

45.0%

Voting Authority Distribution

Total shares with voting rights: 5.97M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.97M

% of voting shares100.0%

Investment Discretion (by position count)

Sole1690

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings1690

Rows:

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares409.39K

TypeSH

Market value$33.77M

8.08%

Sole

0.00

Shared

0.00

None

409.39K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares37.29K

TypeSH

Market value$23.39M

5.59%

Sole

0.00

Shared

0.00

None

37.29K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares268.61K

TypeSH

Market value$21.42M

5.12%

Sole

0.00

Shared

0.00

None

268.61K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares236.11K

TypeSH

Market value$21.12M

5.05%

Sole

0.00

Shared

0.00

None

236.11K

VANGUARD SCOTTSDALE FDS

SOLE

MTG-BKD SECS ETF

Shares387.80K

TypeSH

Market value$18.26M

4.37%

Sole

0.00

Shared

0.00

None

387.80K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares299.51K

TypeSH

Market value$17.95M

4.29%

Sole

0.00

Shared

0.00

None

299.51K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares275.91K

TypeSH

Market value$17.24M

4.12%

Sole

0.00

Shared

0.00

None

275.91K

VANGUARD INSTL INDEX FD

SOLE

0-3 MO TREAS BIL

Shares181.80K

TypeSH

Market value$13.71M

3.28%

Sole

0.00

Shared

0.00

None

181.80K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares115.41K

TypeSH

Market value$10.85M

2.59%

Sole

0.00

Shared

0.00

None

115.41K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares15.18K

TypeSH

Market value$10.40M

2.49%

Sole

0.00

Shared

0.00

None

15.18K

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000IDX

Shares32.23K

TypeSH

Market value$9.96M

2.38%

Sole

0.00

Shared

0.00

None

32.23K

SCHWAB STRATEGIC TR

SOLE

INTL SCEQT ETF

Shares161.62K

TypeSH

Market value$7.36M

1.76%

Sole

0.00

Shared

0.00

None

161.62K

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares268.99K

TypeSH

Market value$6.47M

1.55%

Sole

0.00

Shared

0.00

None

268.99K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares23.98K

TypeSH

Market value$6.19M

1.48%

Sole

0.00

Shared

0.00

None

23.98K

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQUITY

Shares172.03K

TypeSH

Market value$5.93M

1.42%

Sole

0.00

Shared

0.00

None

172.03K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares20.38K

TypeSH

Market value$5.92M

1.41%

Sole

0.00

Shared

0.00

None

20.38K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares98.52K

TypeSH

Market value$5.61M

1.34%

Sole

0.00

Shared

0.00

None

98.52K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares7.77K

TypeSH

Market value$5.30M

1.27%

Sole

0.00

Shared

0.00

None

7.77K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares51.63K

TypeSH

Market value$5.27M

1.26%

Sole

0.00

Shared

0.00

None

51.63K

AMERICAN CENTY ETF TR

SOLE

AVANTIS US MID C

Shares73K

TypeSH

Market value$5.20M

1.24%

Sole

0.00

Shared

0.00

None

73K

MICROSOFT CORP

SOLE

COM

Shares10.74K

TypeSH

Market value$5.19M

1.24%

Sole

0.00

Shared

0.00

None

10.74K

APPLE INC

SOLE

COM

Shares17.99K

TypeSH

Market value$4.89M

1.17%

Sole

0.00

Shared

0.00

None

17.99K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares56.28K

TypeSH

Market value$4.71M

1.13%

Sole

0.00

Shared

0.00

None

56.28K

NVIDIA CORPORATION

SOLE

COM

Shares23.09K

TypeSH

Market value$4.31M

1.03%

Sole

0.00

Shared

0.00

None

23.09K

DIMENSIONAL ETF TRUST

SOLE

INTL SMALL CAP V

Shares103.55K

TypeSH

Market value$3.93M

0.94%

Sole

0.00

Shared

0.00

None

103.55K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SPDR SERIES TRUSTSOLE	STATE STREET SPD	409.39K	SH	$33.77M 8.08%	409.39K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	37.29K	SH	$23.39M 5.59%	37.29K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	268.61K	SH	$21.42M 5.12%	268.61K
ISHARES TRSOLE	CORE MSCI EAFE	236.11K	SH	$21.12M 5.05%	236.11K
VANGUARD SCOTTSDALE FDSSOLE	MTG-BKD SECS ETF	387.80K	SH	$18.26M 4.37%	387.80K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	299.51K	SH	$17.95M 4.29%	299.51K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	275.91K	SH	$17.24M 4.12%	275.91K
VANGUARD INSTL INDEX FDSOLE	0-3 MO TREAS BIL	181.80K	SH	$13.71M 3.28%	181.80K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	115.41K	SH	$10.85M 2.59%	115.41K
ISHARES TRSOLE	CORE S&P500 ETF	15.18K	SH	$10.40M 2.49%	15.18K
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000IDX	32.23K	SH	$9.96M 2.38%	32.23K
SCHWAB STRATEGIC TRSOLE	INTL SCEQT ETF	161.62K	SH	$7.36M 1.76%	161.62K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	268.99K	SH	$6.47M 1.55%	268.99K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	23.98K	SH	$6.19M 1.48%	23.98K
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQUITY	172.03K	SH	$5.93M 1.42%	172.03K
VANGUARD INDEX FDSSOLE	MID CAP ETF	20.38K	SH	$5.92M 1.41%	20.38K
ISHARES TRSOLE	CRE U S REIT ETF	98.52K	SH	$5.61M 1.34%	98.52K
SPDR S&P 500 ETF TRSOLE	TR UNIT	7.77K	SH	$5.30M 1.27%	7.77K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	51.63K	SH	$5.27M 1.26%	51.63K
AMERICAN CENTY ETF TRSOLE	AVANTIS US MID C	73K	SH	$5.20M 1.24%	73K
MICROSOFT CORPSOLE	COM	10.74K	SH	$5.19M 1.24%	10.74K
APPLE INCSOLE	COM	17.99K	SH	$4.89M 1.17%	17.99K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	56.28K	SH	$4.71M 1.13%	56.28K
NVIDIA CORPORATIONSOLE	COM	23.09K	SH	$4.31M 1.03%	23.09K
DIMENSIONAL ETF TRUSTSOLE	INTL SMALL CAP V	103.55K	SH	$3.93M 0.94%	103.55K

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