RHS FINANCIAL, LLC

Filed: 7/25/2025ACC: 0001085146-25-004165

📋 What this filing means

RHS FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 131 equity positions with a total reported market value of $176.02M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

131

Positions

$176.02M

Total AUM (reported)

4.08M

Total Shares

Allocation by class

COM$15.24M8.7%

FUNDAMENTAL US L$8.05M4.6%

US BRD MKT ETF$7.67M4.4%

FUNDAMENTAL EMER$7.58M4.3%

TOTAL STK MKT$7.56M4.3%

FUNDAMENTAL INTL$6.62M3.8%

VAN FTSE DEV MKT$6.38M3.6%

Portfolio Concentration

Top 3$23.30M13.2%

4–10$40.59M23.1%

11–25$48.20M27.4%

Rest$63.93M36.3%

Top 3 weight

13.2%

Top 10 weight

36.3%

Voting Authority Distribution

Total shares with voting rights: 4.08M

Sole

Full voting authority

4.08M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole131

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings131

Rows:

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US L

Shares327.96K

TypeSH

Market value$8.05M

4.57%

Sole

327.96K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares321.74K

TypeSH

Market value$7.67M

4.36%

Sole

321.74K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL EMER

Shares229.70K

TypeSH

Market value$7.58M

4.31%

Sole

229.70K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares24.87K

TypeSH

Market value$7.56M

4.29%

Sole

24.87K

Shared

0.00

None

0.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares111.89K

TypeSH

Market value$6.38M

3.62%

Sole

111.89K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares149.91K

TypeSH

Market value$6.00M

3.41%

Sole

149.91K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI INTL VLU FT

Shares177.25K

TypeSH

Market value$5.83M

3.31%

Sole

177.25K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MMENTM

Shares21.39K

TypeSH

Market value$5.14M

2.92%

Sole

21.39K

Shared

0.00

None

0.00

ISHARES INC

SOLE

EMNG MKTS EQT

Shares95.45K

TypeSH

Market value$4.97M

2.82%

Sole

95.45K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares213.37K

TypeSH

Market value$4.72M

2.68%

Sole

213.37K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares47.69K

TypeSH

Market value$4.48M

2.54%

Sole

47.69K

Shared

0.00

None

0.00

ISHARES TR

SOLE

U S EQUITY FACTR

Shares64.96K

TypeSH

Market value$4.17M

2.37%

Sole

64.96K

Shared

0.00

None

0.00

ISHARES TR

SOLE

INTL EQTY FACTOR

Shares120.96K

TypeSH

Market value$4.14M

2.35%

Sole

120.96K

Shared

0.00

None

0.00

EA SERIES TRUST

SOLE

ALPHA ARCH 1-3

Shares35.40K

TypeSH

Market value$3.99M

2.27%

Sole

35.40K

Shared

0.00

None

0.00

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares63.78K

TypeSH

Market value$3.37M

1.91%

Sole

63.78K

Shared

0.00

None

0.00

ISHARES INC

SOLE

MSCI GBL GOLD MN

Shares71.94K

TypeSH

Market value$3.15M

1.79%

Sole

71.94K

Shared

0.00

None

0.00

J P MORGAN EXCHANGE TRADED F

SOLE

DIV RTN EM EQT

Shares55K

TypeSH

Market value$3.10M

1.76%

Sole

55K

Shared

0.00

None

0.00

UBS AG LONDON BRANCH

SOLE

ETRACS UBS BLOOM

Shares113.81K

TypeSH

Market value$3.00M

1.70%

Sole

113.81K

Shared

0.00

None

0.00

WISDOMTREE TR

SOLE

US EFFICIENT COR

Shares58.52K

TypeSH

Market value$2.93M

1.66%

Sole

58.52K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI INTL MOMENT

Shares63.36K

TypeSH

Market value$2.89M

1.64%

Sole

63.36K

Shared

0.00

None

0.00

ISHARES TR

SOLE

ULTRA SHORT DUR

Shares53.20K

TypeSH

Market value$2.70M

1.53%

Sole

53.20K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI EAFE MIN VL

Shares32.07K

TypeSH

Market value$2.70M

1.53%

Sole

32.07K

Shared

0.00

None

0.00

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares99.65K

TypeSH

Market value$2.66M

1.51%

Sole

99.65K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

JP MRGAN EM LOC

Shares101.02K

TypeSH

Market value$2.56M

1.45%

Sole

101.02K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares39.67K

TypeSH

Market value$2.37M

1.35%

Sole

39.67K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US L	327.96K	SH	$8.05M 4.57%	327.96K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	321.74K	SH	$7.67M 4.36%	321.74K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL EMER	229.70K	SH	$7.58M 4.31%	229.70K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	24.87K	SH	$7.56M 4.29%	24.87K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	111.89K	SH	$6.38M 3.62%	111.89K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	149.91K	SH	$6.00M 3.41%	149.91K
ISHARES TRSOLE	MSCI INTL VLU FT	177.25K	SH	$5.83M 3.31%	177.25K
ISHARES TRSOLE	MSCI USA MMENTM	21.39K	SH	$5.14M 2.92%	21.39K
ISHARES INCSOLE	EMNG MKTS EQT	95.45K	SH	$4.97M 2.82%	95.45K
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	213.37K	SH	$4.72M 2.68%	213.37K
ISHARES TRSOLE	MSCI USA MIN VOL	47.69K	SH	$4.48M 2.54%	47.69K
ISHARES TRSOLE	U S EQUITY FACTR	64.96K	SH	$4.17M 2.37%	64.96K
ISHARES TRSOLE	INTL EQTY FACTOR	120.96K	SH	$4.14M 2.35%	120.96K
EA SERIES TRUSTSOLE	ALPHA ARCH 1-3	35.40K	SH	$3.99M 2.27%	35.40K
ISHARES TRSOLE	ISHS 1-5YR INVS	63.78K	SH	$3.37M 1.91%	63.78K
ISHARES INCSOLE	MSCI GBL GOLD MN	71.94K	SH	$3.15M 1.79%	71.94K
J P MORGAN EXCHANGE TRADED FSOLE	DIV RTN EM EQT	55K	SH	$3.10M 1.76%	55K
UBS AG LONDON BRANCHSOLE	ETRACS UBS BLOOM	113.81K	SH	$3.00M 1.70%	113.81K
WISDOMTREE TRSOLE	US EFFICIENT COR	58.52K	SH	$2.93M 1.66%	58.52K
ISHARES TRSOLE	MSCI INTL MOMENT	63.36K	SH	$2.89M 1.64%	63.36K
ISHARES TRSOLE	ULTRA SHORT DUR	53.20K	SH	$2.70M 1.53%	53.20K
ISHARES TRSOLE	MSCI EAFE MIN VL	32.07K	SH	$2.70M 1.53%	32.07K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	99.65K	SH	$2.66M 1.51%	99.65K
VANECK ETF TRUSTSOLE	JP MRGAN EM LOC	101.02K	SH	$2.56M 1.45%	101.02K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	39.67K	SH	$2.37M 1.35%	39.67K

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